Prachi Singh
Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Leslie Kasperowicz
Reviewed by Leslie Kasperowicz
Executive Editor

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.

Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


Leslie Kasperowicz Reviewed by Leslie Kasperowicz
Executive Editor

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.


Why you can trust Insurance.com

Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Volkswagen Atlas is $2,198 per year or $183 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Volkswagen Atlas costs $2,198, whereas the 2023 Volkswagen Atlas costs $2,216 annually. This is $18 more than the 2024 rates.

Nationwide offers the cheapest annual rate for 2024 Volkswagen Atlas at $1,673 per year.

Below, we'll look at Volkswagen Atlas insurance rates and show you how to save.

Average insurance cost of Volkswagen Atlas by model year

Year of Volkswagen Atlas modelAverage cost to insure
2024$2,198
2023$2,217
2022$2,135
2021$2,071
2020$2,048
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Compare Atlas insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
State Farm4WD 4 Door Utility DOHC Turbo$1,913
Nationwide4WD 4 Door Utility DOHC Turbo$2,301
Progressive4WD 4 Door Utility DOHC Turbo$2,476
GEICO4WD 4 Door Utility DOHC Turbo$2,916
Allstate4WD 4 Door Utility DOHC Turbo$4,569

Volkswagen Atlas insurance rates per year

2024

2024 Volkswagen Atlas insurance rates

Average cost to insure $2,198
Annual cheapest rate $1,673
Available trims Peak Edition SE Tech, Peak Edition SEL, SE, SE Tech, SEL, SEL Premium R-Line
RankCompanyAverage annual premium
1Nationwide$1,673
2State Farm$1,751
3GEICO$1,861
4Progressive$1,958
5Farmers$2,867
6Allstate$3,079
2023

2023 Volkswagen Atlas insurance rates

Average cost to insure $2,217
Annual cheapest rate $1,774
Available trims SE, SE Tech, SEL, SEL Premium R-Line, SEL R-Line Black
RankCompanyAverage annual premium
1State Farm$1,774
2Nationwide$1,807
3GEICO$1,834
4Progressive$1,965
5Farmers$2,959
6Allstate$2,960
2022

2022 Volkswagen Atlas insurance rates

Average cost to insure $2,135
Annual cheapest rate $1,723
Available trims SE, SE Tech, SEL, SEL Premium R-Line, SEL R-Line
RankCompanyAverage annual premium
1GEICO$1,723
2State Farm$1,729
3Nationwide$1,794
4Progressive$1,872
5Allstate$2,814
6Farmers$2,880
2021

2021 Volkswagen Atlas insurance rates

Average cost to insure $2,071
Annual cheapest rate $1,670
Available trims S, SE, SE Tech, SE Tech R-Line, SEL, SEL Premium, SEL Premium R-Line, SEL R-Line
RankCompanyAverage annual premium
1GEICO$1,670
2State Farm$1,733
3Progressive$1,781
4Nationwide$1,861
5Allstate$2,618
6Farmers$2,764
2020

2020 Volkswagen Atlas insurance rates

Average cost to insure $2,048
Annual cheapest rate $1,607
Available trims S, SE, SE Tech R-Line, SEL, SEL Premium, SEL R-Line
RankCompanyAverage annual premium
1GEICO$1,607
2State Farm$1,714
3Progressive$1,788
4Nationwide$2,059
5Allstate$2,505
6Farmers$2,616
2019

2019 Volkswagen Atlas insurance rates

Average cost to insure $1,994
Annual cheapest rate $1,568
Available trims S, S 4Motion, SE, SE 4Motion, SE Tech, SE Tech 4Motion, SE Tech R-Line, SE Tech R-Line 4Motion, SEL, SEL 4Motion, SEL Premium 4Motion, SEL R-Line, SEL R-Line 4Motion
RankCompanyAverage annual premium
1GEICO$1,568
2State Farm$1,635
3Progressive$1,744
4Nationwide$2,054
5Allstate$2,416
6Farmers$2,548
2018

2018 Volkswagen Atlas insurance rates

Average cost to insure $1,935
Annual cheapest rate $1,557
Available trims Launch Edition, S, SE, SE R-Line, SE Tech, SEL, SEL Premium
RankCompanyAverage annual premium
1GEICO$1,557
2Progressive$1,654
3State Farm$1,713
4Nationwide$2,001
5Allstate$2,242
6Farmers$2,443

Volkswagen insurance annual rates by model

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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