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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Volkswagen Atlas is $2,546 per year or $212 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Volkswagen Atlas costs $2,546, whereas the 2024 Volkswagen Atlas costs $2,523 annually. This is $23 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Volkswagen Atlas at $1,622 per year.
Below, we'll look at Volkswagen Atlas insurance rates and show you how to save.
Average insurance cost of Volkswagen Atlas by model year
| Year of Volkswagen Atlas model | Average cost to insure |
|---|---|
| 2025 | $2,546 |
| 2024 | $2,523 |
| 2023 | $2,447 |
| 2022 | $2,357 |
| 2021 | $2,283 |
Compare Atlas insurance rates by state
| Company | Average annual premium |
|---|---|
| Nationwide | $1,714 |
| State Farm | $2,035 |
| Travelers | $2,040 |
| UAIC | $2,653 |
| Mercury Insurance | $2,933 |
| Progressive | $2,945 |
| GEICO | $3,550 |
| Allstate | $3,757 |
| AIG | $5,408 |
Volkswagen Atlas insurance rates per year
2025 Volkswagen Atlas insurance rates
Rank Company Average annual premium 1 Travelers $1,622 2 Progressive $2,138 3 Nationwide $2,181 4 State Farm $2,182 5 GEICO $2,300 6 Allstate $3,213 7 Farmers $3,446 8 USAA $1,969 2024 Volkswagen Atlas insurance rates
Rank Company Average annual premium 1 Travelers $1,640 2 State Farm $2,021 3 Nationwide $2,113 4 Progressive $2,191 5 GEICO $2,270 6 Allstate $3,240 7 Farmers $3,351 8 USAA $2,087 2023 Volkswagen Atlas insurance rates
Rank Company Average annual premium 1 Travelers $1,602 2 State Farm $1,956 3 GEICO $2,021 4 Nationwide $2,046 5 Progressive $2,190 6 Allstate $3,274 7 Farmers $3,309 8 USAA $2,145 2022 Volkswagen Atlas insurance rates
Rank Company Average annual premium 1 Travelers $1,589 2 State Farm $1,900 3 GEICO $1,913 4 Progressive $2,109 5 Nationwide $2,183 6 Allstate $3,094 7 Farmers $3,169 8 USAA $2,028 2021 Volkswagen Atlas insurance rates
Rank Company Average annual premium 1 Travelers $1,576 2 GEICO $1,875 3 State Farm $1,902 4 Progressive $2,040 5 Nationwide $2,158 6 Allstate $2,908 7 Farmers $3,077 8 USAA $1,858 2020 Volkswagen Atlas insurance rates
Rank Company Average annual premium 1 Travelers $1,555 2 GEICO $1,814 3 State Farm $1,915 4 Progressive $2,009 5 Nationwide $2,259 6 Allstate $2,824 7 Farmers $2,930 8 USAA $1,773 2019 Volkswagen Atlas insurance rates
Rank Company Average annual premium 1 Travelers $1,551 2 GEICO $1,775 3 State Farm $1,832 4 Progressive $1,953 5 Nationwide $2,085 6 Allstate $2,716 7 Farmers $2,849 8 USAA $1,714 2018 Volkswagen Atlas insurance rates
Rank Company Average annual premium 1 Travelers $1,519 2 GEICO $1,775 3 Progressive $1,874 4 State Farm $1,879 5 Nationwide $2,225 6 Allstate $2,556 7 Farmers $2,718 8 USAA $1,622
Volkswagen insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage