Claims

You buy insurance for one simple reason – to get paid when you have an accident. From tips for finding a mechanic to negotiating after a total loss, we give you straight answers about how to get the most from your insurance.

• Report: 10 tips for getting a fair car insurance settlement
  

  A Consumer Federation of America guide provides advice for navigating the claims maze.

• Uninsured driver? No payday for you
  

  More states are passing 'no pay, no play' laws aimed at punishing uninsured motorists. What does the trend mean for you?

• Denied! 6 foolish moves that destroy a car insurance claim
  

  Sometimes, your car insurance company can deny a claim because of something stupid you've done. Here are a half-dozen examples.