You buy insurance for one simple reason – to get paid when you have an accident. From tips for finding a mechanic to negotiating after a total loss, we give you straight answers about how to get the most from your insurance.
Homeowners file many fewer auto insurance claims than renters do, so they pay less. Additional policies can mean a discount, too.
Save your collision coverage for the major claims, because even a small auto insurance claim can make your rates rise.
If your car has been declared a "total loss," what does this mean, and what are your options?
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