Buying non-owners insurance
Buying a non-owner car insurance policy is simple. Follow these easy steps to get coverage.
- Contact an auto insurance company representative about the coverage. It’s best to contact three to five companies to get quotes before you buy, so you can compare rates.
- If non-owners SR-22 insurance is required, provide the agent with your state notification number (if applicable – not all states require this).
- Supply basic driving history.
- Compare the quotes you’ve been given to find the best deal from a reputable company.
- Contact the chosen company and provide any further information needed, usually drivers license number, address and other contact information.
- Make a payment to begin coverage.
Where to buy non-owner car insurance?
Most major car insurance companies offer a non-owner car insurance policy, but they won’t always advertise it. A good place to start is with an insurance company you’ve already developed a relationship with.
From there, shop around and compare quotes before you buy to find the cheapest non-owner car insurance company. Companies that offer non-owner car insurance include:
- Farmers
- Geico
- Nationwide
- Liberty Mutual
- American Family
- USAA
- Auto-Owners
Of course, your driving record will affect where you can buy coverage. If you need non-owners SR-22 insurance, you may need to look into high-risk insurance, not offered everywhere.
Before you buy non-owners car insurance, make sure you understand what a non-owners car insurance policy covers and what it doesn’t to be sure it’s right for you.
