Thinking about renting out your home to help pay for the mortgage? Maybe saving a down payment for a second home someplace warm? Here are a few things to think of first.

• How missed insurance payments put home at risk
  

  If you have a reverse mortgage, beware the danger of missing a tax or home insurance payment.

• The true cost of insuring your pool
  

  In a hot summer, you may dream of installing a cool swimming pool. But don't overlook the insurance costs.