Where is Elephant Insurance car insurance available?
Elephant Insurance offers car insurance in Georgia, Illinois, Indiana, Maryland, Ohio, Tennessee, Texas and Virginia.
| State |
|---|
| Georgia |
| Illinois |
| Indiana |
| Maryland |
| Ohio |
| Tennessee |
| Texas |
| Virginia |
*Some state rates will vary based on the addition of a hurricane deductibleThe deductible is the amount you pay out of pocket for a covered loss when you file a claim. and may be much higher when included.
- Wide variety of coverage options
- Modern, tech-based approach
- Limited availability in only eight states
- Limited rating data
What does Elephant Insurance auto insurance cover?
Elephant Insurance offers all of the standard car insurance coverages, as well as a broader-than-average list of optional add-ons, including pet injury protection, legal coverage and accident forgiveness.
All primary car insurance coverage options are available:
- Liability
- Collision
- Comprehensive
- Personal injury protection (PIP) and medical payments (MedPay)
- Uninsured and underinsured motorist coverage
Additional coverage offerings:
- Loan/lease payoff
- Roadside assistance
- Rental reimbursement
- Custom parts and equipment
- Legal coverage (Legal Resources Plan)
- Accident forgiveness
- Pet injury coverage (automatically included with collision coverage)
- Diminishing deductible
How does Elephant Insurance rank?
Elephant Insurance has an NAIC complaint ratio of 0.74 for its auto insurance line, below expected for a company of its size, and its parent company, Admiral Group, has an AM Best rating of A+ (Superior). Elephant is not rated by J.D. Power.
| AM Best | J.D. Power rating | NAIC complaint ratio |
|---|---|---|
| A+ (parent company, Admiral Group) | N/R* | 0.74 |
*N/R: not included in J.D. Power's annual auto insurance satisfaction survey.
How much is Elephant Insurance auto insurance?
Elephant Insurance doesn’t provide rates to our data provider, Quadrant Information Services. As a result, we can’t compare the company on pricing. Elephant positions itself as a low=cost option, but rates vary depending on location, driver history, and vehicle. To get a quote online, visit www. elephant.com.
Elephant Insurance auto insurance discounts
Elephant offers a wide range of discounts, including a multi-car discount of up to 45%, claims-free, work-from-home, multi-policy for auto and home bundling, and more.
Below are Elephant's available discounts and the percentage of the discount, if published, as advertised on its website.
| Discount | Average savings |
|---|---|
| Multi-policy | Up to 12% (auto/home), 4% (auto/life) |
| Early bird | Up to 12% |
| Good student | N/A* |
| Student away at school | N/A |
| Claims free | N/A |
| Multi-car | Up to 45% |
| Homeowner | Up to 12% |
| Work from home | N/A |
| Pay in full | 8-17% |
| Paperless billing | 3% |
| Electronic signature | 20% |
| Online quote | 4% |
| Automatic payment | N/A |
| Mature driver (Accident prevention course) | N/A |
*N/A indicates the average savings amount is not published on the Elephant website.
FAQ: Elephant insurance
Is Elephant Insurance available in Virginia?
Elephant auto insurance is available in Virginia, where it was founded. Virginia drivers can buy state-minimum or full coverage insurance, and all seven add-ons, including legal coverage, loan/lease payoff and diminishing deductible protection, are available. You can get a Virginia car insurance quote from Elephant online.
Is Elephant Insurance available in Texas?
Elephant auto insurance is available in Texas, one of its newest expansion states. Texas drivers can buy state-minimum or full coverage insurance, and add-ons, including legal coverage and accident forgiveness, are available. You can get a Texas car insurance quote from Elephant online.
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