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Elephant Insurance Reviews

Updated on :
| By : Michelle Megna
  • Deep multi-car discounts
  • Bundle for extra discount savings
  • Good student discount


Elephant Insurance, based in Richmond, Virginia, is a wholly owned subsidiary of Admiral Group, which is one of the largest insurers in the United Kingdom with 2 million policies worldwide.

As part of the Admiral Group, Elephant shares in a commitment to providing reliable coverage and excellent service at affordable rates, as well as supporting its namesake mammal. Elephant works with the Born Free Foundation, an international wildlife charity working to reduce animal suffering, and Tusk, a charity that promotes the conservation of African wildlife.

Elephant Insurance claimed 0.09 percent of the U.S. private passenger auto insurance market as of 2017, the most recent data available from data analyst A.M. Best. That makes Elephant the 77th-largest auto insurance carrier among the more than 1,400 tracked by A.M. Best.

Elephant is currently available in six states, with an additional two coming soon:

  • Georgia (coming soon)
  • Illinois
  • Indiana
  • Maryland
  • Ohio (coming soon)
  • Tennessee
  • Texas
  • Virginia

Elephant offers 12-months policies so lock in your rate for a full year. The exception is Texas which has six-month policies.

Reviews are yet to be taken.

Types of coverage available from Elephant Insurance

  • Auto
  • Home
  • Renters
  • Condo
  • Motorcycle
  • ATV
  • Collector cars

Offerings can vary by state.

Elephant auto insurance discounts

  • Bundle for a discount:  Auto insurance customers receive an 8% discount for bundling their homeowners or renters insurance policy, motorcycle insurance policy, and even their life insurance policy, making it even more affordable to buy through Elephant.
  • Homeowner: Discount of 4% for just being a homeowner.
  • Multi-vehicle discount:  Up to 26% for insuring two or more vehicles on your auto policy.
  • Safe car discount: Your car's safety features can earn you a discount of up to 4%.
  • Good student discount: Full-time students with a good academic record may be eligible for up to a 6% discount on certain coverages. In most states, it is for policyholders between the ages of 16 and 24 with a GPA of at least 3.0.
  • Responsible driver discount:  If you’ve been free from accidents in the last five years, you may receive up to a 5% discount on some coverages.
  • Electronic signature discount:  Sign up for savings of up to 14% by using e-signature to make the purchase of your policy online easier and faster.
  • Paperless account discount: Sign up for paperless statements and save up to 2% per vehicle.
  • Pay in full discount: If you pay in full at the beginning of your policy you will receive a discount of up to 7%.
  • Quote online and save:  Start a quote online and save up to 12% when you buy your policy.
  • Early bird discount: Sign up at least five days in advance of your previous policy's expiration date and get a discount of up to 5%.
  • Anti-theft discount: In Illinois you can receive up to a 5% discount if you have an anti-theft device installed on your vehicle.
  • Mature driver accident prevention course discount: In Illinois, Tennessee & Virginia you can get a 1% discount if you're 55 or older and successfully complete an accredited accident prevention course.

Offerings can vary by state.Some features may be optional

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Not all companies/options/discounts available in all states/situations. This description is an example and is subject to change. Verify all details before purchase. Logos, trademarks and service marks are owned by the respective companies represented on this web page.

Elephant Insurance claims and contact information