Cheapest car insurance companies in Arlington 

Nationwide and State Farm have the cheapest car insurance premiums for Arlington drivers in 2023, based on a data study by Insurance.com. 

Nationwide is the cheapest option for most Arlington drivers, with an average annual rate of $1,450

Car insurance prices in Arlington can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Arlington drivers.

CompaniesAverage annual rates
Nationwide$1,450
USAA$1,599
State Farm$1,810
Allstate$1,821
Farmers Mut Ins Co of NE$1,842
Farmers$2,008
Geico$2,114
Auto-Owners$2,255
Iowa Farm Bureau$2,349
North Star Mutual$2,468
Progressive$2,705

Cheapest car insurance cost in Arlington by Age Group 

USAA is the cheapest option for car insurance in Arlington for teen drivers, with average annual premiums at just $3,964 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.

Getting lower rates isn't easy for young drivers, but they can take some steps to increase their chances of getting affordable insurance. Many insurance companies offer good student discounts to drivers who maintain a certain grade point average (GPA). Besides, teen drivers can lower premiums by staying on their parents' insurance. 

Among the carriers analyzed, USAA is the cheapest car insurance option for drivers in Arlington, at $2,253 a year for a full coverage policy.

For Arlington drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. Nationwide provides the cheapest car insurance premiums, offering full coverage policies at $1,405 annually

Nationwide is the cheapest option for senior drivers in Arlington, with an average premium of $1,190 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis. 

CompanyTeensYoung AdultsAdultsSeniors
USAA$3,964$2,253$1,602$1,470
Nationwide$4,411$2,290$1,405$1,190
State Farm$4,412$2,750$1,794$1,589
Farmers Mut Ins Co of NE$4,625$2,810$1,829$1,546
Iowa Farm Bureau$5,243$3,081$2,221$1,774
Auto-Owners$5,358$3,552$2,231$1,915
North Star Mutual$5,363$3,759$2,347$2,169
Geico$5,724$3,389$2,056$1,978
Progressive$7,962$3,816$2,742$2,278
Farmers$8,111$2,650$1,932$1,695
Allstate$8,555$2,879$1,797$1,784

Cheapest car insurance companies in Arlington by driver profile 

Insurers in Arlington consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.

Comparison shopping is the key to getting the cheapest car insurance rates in Arlington. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.

Here's a list of car insurance companies that offer cheap insurance rates in Arlington based on driver profile. 

If you're a Arlington driver with poor credit, Nationwide is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,382 annually

Drivers with poor or bad credit scores in Arlington can consider the following car insurance companies to get the affordable car insurance coverage. 

CompanyAverage annual rates
Nationwide$1,382
Geico$1,726
Farmers$2,347
USAA$2,589
Allstate$2,830
Progressive$2,921
State Farm$6,376

In Arlington, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,334, on average. 

Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.

CompanyAverage annual premium
State Farm$1,334
Nationwide$1,497
Geico$1,579
USAA$1,594
Farmers$2,100
Progressive$2,147
Allstate$2,215

According to Insurance.com's analysis, State Farm tops the list of cheap car insurance providers in Arlington for drivers involved in at-fault accidents, with an average annual cost of $1,401. After being in an at-fault accident, finding cheap car insurance rates might seem challenging, but by comparing quotes, you can find a policy that aligns with your budget. 

CompanyAverage annual rates
State Farm$1,401
Nationwide$1,697
USAA$1,939
Farmers$2,366
Geico$2,550
Progressive$2,558
Allstate$2,862

Among the carriers analyzed, State Farm offers the cheapest auto insurance premiums for drivers with a DUI in Arlington. On average, its annual full coverage rate is $1,334, making it a significantly cheaper option than other insurance providers.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers. 

CompanyAverage annual rates
State Farm$1,334
Progressive$2,139
Farmers$2,409
Nationwide$2,491
USAA$2,872
Allstate$3,574
Geico$7,582

Average car insurance cost in Arlington 

On average, Arlington drivers pay $2,038 annually, or $170 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Arlington is $300.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies. 

Average annual RatesState minimum average
$2,038$300

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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