Cheapest car insurance companies in Arlington
Nationwide and State Farm have the cheapest car insurance premiums for Arlington drivers in 2023, based on a data study by Insurance.com.
In Arlington, Nationwide provides the cheapest auto insurance rates to drivers at an average annual premium of $1,450 annually.
In Arlington, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrier. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates.
| Companies | Average annual rates |
|---|---|
| Nationwide | $1,450 |
| USAA | $1,599 |
| State Farm | $1,810 |
| Allstate | $1,821 |
| Farmers Mut Ins Co of NE | $1,842 |
| Farmers | $2,008 |
| Geico | $2,114 |
| Auto-Owners | $2,255 |
| Iowa Farm Bureau | $2,349 |
| North Star Mutual | $2,468 |
| Progressive | $2,705 |
Cheapest car insurance cost in Arlington by Age Group
The cheapest auto insurance company in Arlington for teen drivers is USAA. For full coverage, its average annual rate for Arlington drivers is $3,964. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
USAA is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Arlington at about $2,253 per year.
Drivers in Arlington stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. Nationwide has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $1,405 a year.
If you are a senior driver in Arlington and looking for a cheap car insurance company, then consider buying insurance from Nationwide. It is the cheapest auto insurance company for senior drivers, with an average premium of $1,190 per year.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| USAA | $3,964 | $2,253 | $1,602 | $1,470 |
| Nationwide | $4,411 | $2,290 | $1,405 | $1,190 |
| State Farm | $4,412 | $2,750 | $1,794 | $1,589 |
| Farmers Mut Ins Co of NE | $4,625 | $2,810 | $1,829 | $1,546 |
| Iowa Farm Bureau | $5,243 | $3,081 | $2,221 | $1,774 |
| Auto-Owners | $5,358 | $3,552 | $2,231 | $1,915 |
| North Star Mutual | $5,363 | $3,759 | $2,347 | $2,169 |
| Geico | $5,724 | $3,389 | $2,056 | $1,978 |
| Progressive | $7,962 | $3,816 | $2,742 | $2,278 |
| Farmers | $8,111 | $2,650 | $1,932 | $1,695 |
| Allstate | $8,555 | $2,879 | $1,797 | $1,784 |
Cheapest car insurance companies in Arlington by driver profile
Insurers in Arlington consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.
Finding the cheapest car insurance in Arlington requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Here's a list of car insurance companies that offer cheap insurance rates in Arlington based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
Nationwide has the cheapest rates for Arlington drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,382, Nationwide offers substantial savings among the insurers analyzed.
Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Arlington.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,382 |
| Geico | $1,726 |
| Farmers | $2,347 |
| USAA | $2,589 |
| Allstate | $2,830 |
| Progressive | $2,921 |
| State Farm | $6,376 |
Cheapest for drivers with a speeding ticket: State Farm
In Arlington, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,334, on average.
Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.
| Company | Average annual premium |
|---|---|
| State Farm | $1,334 |
| Nationwide | $1,497 |
| Geico | $1,579 |
| USAA | $1,594 |
| Farmers | $2,100 |
| Progressive | $2,147 |
| Allstate | $2,215 |
Cheapest auto insurance after an at-fault accident: State Farm
If you've had an accident, State Farm might be your best bet for affordable auto insurance.
For Arlington drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $1,401. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| State Farm | $1,401 |
| Nationwide | $1,697 |
| USAA | $1,939 |
| Farmers | $2,366 |
| Geico | $2,550 |
| Progressive | $2,558 |
| Allstate | $2,862 |
Cheapest auto insurance after a DUI: State Farm
In Arlington, State Farm has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $1,334 a year.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,334 |
| Progressive | $2,139 |
| Farmers | $2,409 |
| Nationwide | $2,491 |
| USAA | $2,872 |
| Allstate | $3,574 |
| Geico | $7,582 |
Average car insurance cost in Arlington
On average, Arlington drivers pay $2,038 annually, or $170 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Arlington is $300.
While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $2,038 | $300 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
