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If you're looking for the best and cheapest car insurance in Bloomington, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Bloomington and prepared this guide for you.

The average auto insurance cost in Bloomington for full coverage is $1,103 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Bloomington. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Bloomington

According to a study by Insurance.com, the cheapest car insurance companies in Bloomington for 2022 are GEICO Advantage and United Svcs Automobile Assn.

GEICO Advantage is the cheapest option for most Bloomington drivers, with an average annual rate of $544.

Car insurance cost may vary in Bloomington based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Bloomington

CompaniesAverage Annual Rates
GEICO Advantage$544
United Svcs Automobile Assn$684
American Family$781
Depositors$937
State Farm Mutl Automobile Ins$948
Standard Fire$956
Auto-Owners$1,062
Progressive Paloverde$1,335
Farmers New Century$1,465
Metropolitan P&C$1,504
Allstate P&C$1,922

Cheapest car insurance cost in Bloomington by Age Group

The cheapest auto insurance company in Bloomington for teen drivers is Geico Cas Co. For full coverage, its average annual rate for Bloomington drivers is $2,111. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico Cas Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Bloomington at about $1,010 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Bloomington is the Geico Cas Co. Its average rate for a full coverage car insurance policy is $751 per year.

If you are a senior driver in Bloomington and looking for a cheap car insurance company, then consider buying insurance from the Geico Cas Co. It is the cheapest auto insurance company for senior drivers with an average premium of $717 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Geico Cas Co$751$717$2,111$1,010
Progressive Paloverde$835$750$4,164$1,487
State Farm Mut Auto$1,040$986$3,189$1,772
Depositors$1,216$1,125$4,606$2,218
Farmers New Century$1,496$1,379$7,642$2,645
Allstate Prop & Cas$1,777$1,742$5,965$2,572

Cheapest car insurance companies in Bloomington by driver profile

Car insurance rates in Bloomington vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Bloomington, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Bloomington based on driver profile.

  • Cheapest for a driver with Poor Credit: Geico
  • Cheapest for a driver with a speeding ticket: United
  • Cheapest for accident: United
  • Cheapest for DUI: United

Cheapest for a driver with Poor Credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Bloomington drivers at about $1,140 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$1,140
United$1,654
Depositors$1,808
American Family$2,083
Standard Fire$2,236
Auto-Owners$2,448
Farmers Ins$2,771
Allstate$3,019
State Farm$3,110
Progressive$3,216
Metropolitan$6,135

Cheapest for drivers with a speeding ticket: United

United offers the cheapest auto insurance rates for drivers with a speeding ticket in Bloomington. It offers full coverage car insurance for drivers age 30 at about $1,147 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
United$1,147
State Farm$1,360
Geico$1,666
American Family$1,834
Standard Fire$1,949
Auto-Owners$1,964
Depositors$2,021
Farmers Ins$2,352
Allstate$2,842
Progressive$2,963
Metropolitan$4,194

Cheapest auto insurance after an at-fault accident: United

United is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Bloomington is $1,353. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
United$1,353
Geico$1,625
American Family$1,668
Auto-Owners$1,709
State Farm$1,718
Standard Fire$1,957
Depositors$2,036
Farmers Ins$2,604
Allstate$3,622
Progressive$3,656
Metropolitan$4,930

Cheapest auto insurance after a DUI: United

United is the carrier that offers cheap auto insurance rates in Bloomington for drivers after a DUI. Its average annual rate for full coverage is $1,423.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
United$1,423
State Farm$1,572
Geico$1,738
American Family$1,834
Standard Fire$2,039
Progressive$2,417
Depositors$2,531
Farmers Ins$2,557
Allstate$2,851
Auto-Owners$3,427
Metropolitan$5,813

Average car insurance cost in Bloomington

The average car insurance rate in Bloomington for full coverage is $1,103 per year or $092 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Bloomington is $359 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,103$359

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