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If you're looking for the best and cheapest car insurance in Bowling Green, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Bowling Green and prepared this guide for you.

The average auto insurance cost in Bowling Green for full coverage is $1,196 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Bowling Green. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Bowling Green

According to a study by Insurance.com, the cheapest car insurance companies in Bowling Green for 2022 are Nationwide of Am and United Svcs Automobile Assn.

Nationwide of Am is the cheapest option for most Bowling Green drivers, with an average annual rate of $586.

Car insurance cost may vary in Bowling Green based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Bowling Green

CompaniesAverage Annual Rates
Nationwide of Am$586
United Svcs Automobile Assn$888
State Farm Mutl Automobile Ins$974
Standard Fire$999
GEICO General$1,022
Auto-Owners$1,168
Progressive Direct$1,311
Allstate P&C$1,550
Metropolitan P&C$2,264

Cheapest car insurance cost in Bowling Green by Age Group

The cheapest auto insurance company in Bowling Green for teen drivers is State Farm Mut Auto Ins Co. For full coverage, its average annual rate for Bowling Green drivers is $2,898. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

State Farm Mut Auto Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Bowling Green at about $1,756 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Bowling Green is the State Farm Mut Auto Ins Co. Its average rate for a full coverage car insurance policy is $1,091 per year.

If you are a senior driver in Bowling Green and looking for a cheap car insurance company, then consider buying insurance from the State Farm Mut Auto Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,025 per year.

CompaniesAdultsSeniorsTeensYoung Adults
State Farm Mut Auto$1,091$1,025$2,898$1,756
Geico Gen$1,296$1,520$3,889$1,783
Progressive Direct$1,309$1,224$6,999$2,178
Kentucky Farm Bur Mut$1,849$1,689$5,082$3,448
Nationwide Mut$2,065$1,952$6,067$3,283
Allstate Prop & Cas$2,429$2,392$8,844$3,423

Cheapest car insurance companies in Bowling Green by driver profile

Car insurance rates in Bowling Green vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Bowling Green, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Bowling Green based on driver profile.

  • Cheapest for a driver with Poor Credit: Geico
  • Cheapest for a driver with a speeding ticket: State Farm
  • Cheapest for accident: State Farm
  • Cheapest for DUI: State Farm

Cheapest for a driver with Poor Credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Bowling Green drivers at about $2,143 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$2,143
Nationwide$2,399
State Farm$2,728
United$2,920
Standard Fire$2,970
Progressive$3,720
Allstate$3,927
Auto-Owners$4,924
Metropolitan$11,761

Cheapest for drivers with a speeding ticket: State Farm

State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Bowling Green. It offers full coverage car insurance for drivers age 30 at about $1,431 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
State Farm$1,431
United$1,878
Nationwide$2,102
Auto-Owners$2,123
Geico$2,230
Standard Fire$2,317
Allstate$2,667
Progressive$2,765
Metropolitan$7,075

Cheapest auto insurance after an at-fault accident: State Farm

State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Bowling Green is $1,541. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
State Farm$1,541
Auto-Owners$1,755
Nationwide$2,109
United$2,278
Geico$2,302
Standard Fire$2,308
Progressive$3,236
Allstate$3,726
Metropolitan$8,067

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Bowling Green for drivers after a DUI. Its average annual rate for full coverage is $1,431.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
State Farm$1,431
Standard Fire$2,428
United$2,440
Nationwide$2,531
Progressive$2,681
Allstate$3,005
Geico$3,197
Auto-Owners$3,911
Metropolitan$9,970

Average car insurance cost in Bowling Green

The average car insurance rate in Bowling Green for full coverage is $1,196 per year or $100 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Bowling Green is $419 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,196$419

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