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If you're looking for the best and cheapest car insurance in Ashland, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Ashland and prepared this guide for you.

The average auto insurance cost in Ashland for full coverage is $1,340 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Ashland. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Ashland

According to a study by Insurance.com, the cheapest car insurance companies in Ashland for 2022 are Nationwide of Am and United Svcs Automobile Assn.

Nationwide of Am is the cheapest option for most Ashland drivers, with an average annual rate of $784.

Car insurance cost may vary in Ashland based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Ashland

CompaniesAverage Annual Rates
Nationwide of Am$784
United Svcs Automobile Assn$967
Standard Fire$1,068
GEICO General$1,102
State Farm Mutl Automobile Ins$1,110
Auto-Owners$1,138
Progressive Direct$1,261
Allstate P&C$1,799
Metropolitan P&C$2,830

Cheapest car insurance cost in Ashland by Age Group

The cheapest auto insurance company in Ashland for teen drivers is State Farm Mut Auto Ins Co. For full coverage, its average annual rate for Ashland drivers is $3,372. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico Gen Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Ashland at about $1,972 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Ashland is the State Farm Mut Auto Ins Co. Its average rate for a full coverage car insurance policy is $1,270 per year.

If you are a senior driver in Ashland and looking for a cheap car insurance company, then consider buying insurance from the State Farm Mut Auto Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,199 per year.

CompaniesAdultsSeniorsTeensYoung Adults
State Farm Mut Auto$1,270$1,199$3,372$2,051
Progressive Direct$1,391$1,292$7,499$2,332
Geico Gen$1,442$1,677$4,253$1,972
Kentucky Farm Bur Mut$1,692$1,529$4,605$3,139
Nationwide Mut$2,908$2,743$8,169$4,510
Allstate Prop & Cas$3,075$3,065$11,285$4,264

Cheapest car insurance companies in Ashland by driver profile

Car insurance rates in Ashland vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Ashland, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Ashland based on driver profile.

  • Cheapest for a driver with Poor Credit: Geico
  • Cheapest for a driver with a speeding ticket: State Farm
  • Cheapest for accident: Auto-Owners
  • Cheapest for DUI: State Farm

Cheapest for a driver with Poor Credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Ashland drivers at about $2,281 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$2,281
Standard Fire$3,128
United$3,157
State Farm$3,180
Progressive$3,432
Nationwide$3,732
Allstate$4,668
Auto-Owners$4,758
Metropolitan$12,379

Cheapest for drivers with a speeding ticket: State Farm

State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Ashland. It offers full coverage car insurance for drivers age 30 at about $1,688 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
State Farm$1,688
Auto-Owners$2,018
United$2,026
Geico$2,384
Standard Fire$2,444
Progressive$2,581
Nationwide$3,030
Allstate$3,137
Metropolitan$8,936

Cheapest auto insurance after an at-fault accident: Auto-Owners

Auto-Owners is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Ashland is $1,684. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
Auto-Owners$1,684
State Farm$1,819
Standard Fire$2,427
Geico$2,460
United$2,471
Progressive$3,012
Nationwide$3,037
Allstate$4,409
Metropolitan$9,879

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Ashland for drivers after a DUI. Its average annual rate for full coverage is $1,688.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
State Farm$1,688
Progressive$2,503
Standard Fire$2,563
United$2,642
Geico$3,430
Allstate$3,543
Nationwide$3,615
Auto-Owners$3,645
Metropolitan$12,789

Average car insurance cost in Ashland

The average car insurance rate in Ashland for full coverage is $1,340 per year or $112 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Ashland is $465 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,340$465

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