Cheapest car insurance companies in Cheyenne 

American National Finance and State Farm have the cheapest car insurance premiums for Cheyenne drivers in 2023, based on a data study by 

American National Finance has the cheapest car insurance rates in Cheyenne at an average cost of $784 per year.

Car insurance prices in Cheyenne can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Cheyenne drivers.

CompaniesAverage annual rates
American National Finance$784
State Farm$1,507
Data updated in 2024
Read our full methodology

Cheapest car insurance cost in Cheyenne by Age Group 

American National Finance stands out as Cheyenne's cheapest auto insurance company for teen drivers at an average annual of $2,577. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups. 

Getting lower rates isn't easy for young drivers, but they can take some steps to increase their chances of getting affordable insurance. Many insurance companies offer good student discounts to drivers who maintain a certain grade point average (GPA). Besides, teen drivers can lower premiums by staying on their parents' insurance. 

American National Finance provides the cheapest car insurance coverage for young drivers in Cheyenne, with an annual premium of $1,208 on average.

Drivers in Cheyenne stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. American National Finance has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $726 a year

American National Finance tops the list in terms of affordability for senior drivers in Cheyenne. With an average annual premium of $843, American National Finance offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.

CompanyTeensYoung AdultsAdultsSeniors
American National Finance$2,577$1,208$726$843
State Farm$4,294$2,530$1,463$1,356
Data updated in 2024
Read our full methodology

Cheapest car insurance companies in Cheyenne by driver profile 

Insurers in Cheyenne consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.

Finding the cheapest car insurance in Cheyenne requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit. 

In Cheyenne, these insurance companies offer cheap car insurance rates based on your driver profile.

Drivers in Cheyenne with poor credit can get the cheapest car insurance from Farmers at an average cost of $2,025 a year, according to a data study by

Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Cheyenne.

CompanyAverage annual rates
State Farm$2,323
Data updated in 2024
Read our full methodology

USAA has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Cheyenne. Its full coverage car insurance policy costs an average of $1,076 per year for drivers aged 30. 

Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.

CompanyAverage annual premium
State Farm$1,525
Data updated in 2024
Read our full methodology

According to's analysis, USAA tops the list of cheap car insurance providers in Cheyenne for drivers involved in at-fault accidents, with an average annual cost of $1,252. After being in an at-fault accident, finding cheap car insurance rates might seem challenging, but by comparing quotes, you can find a policy that aligns with your budget. 

CompanyAverage annual rates
State Farm$1,648
Data updated in 2024
Read our full methodology

State Farm is the cheapest option for Cheyenne drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,525, on average.

A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums. 

CompanyAverage annual rates
State Farm$1,525
Data updated in 2024
Read our full methodology

Average car insurance cost in Cheyenne 

Full coverage car insurance in Cheyenne for a coverage limit of 100/300/100 is $1,676 per year or $140 per month, while the state minimum coverage costs an average of $326 a year.

Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.

You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.

Average annual RatesState minimum average
Data updated in 2024
Read our full methodology

Methodology commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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