Cheapest car insurance companies in Casper 

According to a study by Insurance.com, the cheapest car insurance companies in Casper for 2023 are American National Finance and State Farm

American National Finance is the cheapest option for most Casper drivers, with an average annual rate of $866

When it comes to car insurance costs in Casper, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy. 

CompaniesAverage annual rates
American National Finance$866
USAA$1,168
State Farm$1,499
Farmers$1,756
Geico$2,215
Allstate$2,840

Cheapest car insurance cost in Casper by Age Group 

The cheapest auto insurance company in Casper for teen drivers is American National Finance. For full coverage, its average annual rate for Casper drivers is $2,870. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance. 

Getting lower rates isn't easy for young drivers, but they can take some steps to increase their chances of getting affordable insurance. Many insurance companies offer good student discounts to drivers who maintain a certain grade point average (GPA). Besides, teen drivers can lower premiums by staying on their parents' insurance. 

For young drivers in Casper, American National Finance has the cheapest auto insurance rates, with an average annual cost of $1,328 annually

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Casper is American National Finance. Its average rate for a full coverage car insurance policy is $803 per year

Casper senior drivers seeking affordable car insurance should look no further than American National Finance. It offers the cheapest car insurance rates for seniors, with an average annual premium of $936. It makes American National Finance a good choice for seniors who want to save money without sacrificing coverage. 

CompanyTeensYoung AdultsAdultsSeniors
American National Finance$2,870$1,328$803$936
USAA$3,496$1,819$1,181$1,150
State Farm$4,272$2,518$1,456$1,350
Farmers$4,319$3,309$1,736$1,844
Geico$5,401$3,422$2,187$2,707
Allstate$9,912$4,290$2,812$2,821

Cheapest car insurance companies in Casper by driver profile 

Car insurance rates in Casper vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations

When it comes to finding the cheapest car insurance rates in Casper, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.

Below are some of the cheapest car insurance companies in Casper by driver profile.

Farmers has the cheapest rates for Casper drivers with poor credit looking for affordable auto insurance. At an annual cost of $2,110, Farmers offers substantial savings among the insurers analyzed.

The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores. 

CompanyAverage annual rates
Farmers$2,110
State Farm$2,322
Geico$2,612
USAA$3,144
Allstate$4,031

USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Casper. It provides full coverage car insurance for drivers aged 30 at about $1,256 per year

Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.

CompanyAverage annual premium
USAA$1,256
State Farm$1,526
Farmers$1,919
Allstate$2,988
Geico$3,769

Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.

Drivers in Casper with at-fault accidents on their driving records can find the cheapest car insurance rates with USAA. Its full coverage policy costs an average of $1,460 annually.

CompanyAverage annual rates
USAA$1,460
State Farm$1,652
Farmers$2,462
Geico$3,082
Allstate$3,723

Buying car insurance doesn't have to break the bank. State Farm offers the cheapest full coverage policy in Casper for drivers with a DUI, with an average annual premium of $1,526.

Drivers convicted of a DUI offense face substantial increases in their car insurance rates. To get affordable premiums, you should compare quotes from different insurance carriers.

CompanyAverage annual rates
State Farm$1,526
USAA$2,198
Allstate$3,566
Farmers$5,449
Geico$7,343

Average car insurance cost in Casper 

On average, Casper drivers pay $1,724 annually, or $144 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Casper is $346.

Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as

Average annual RatesState minimum average
$1,724$346

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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