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Car insurance coverage in Cleveland costs an average of $1,148 annually for full coverage. That's $299 more expensive than the national average of $1,447. If you are looking for the cheapest car insurance in Cleveland, consider comparing quotes from multiple insurers. Rates can vary by hundreds of dollars, depending on your age, driving record, and the type of car you own.

Read this guide to find out which insurance companies in Cleveland provide the best car insurance coverage for you. Also, know about the carriers that have the best ratings for customer satisfaction and what rate each provider offers for your specific situation.

Cheapest car insurance companies in Cleveland

Allied P&C is the cheapest car insurance company in Cleveland with an average cost of $729 per year, based on insurance.com's rate analysis. While United Svcs Automobile Assn is second in terms of the cheapest car insurance companies in Cleveland. The table below shows how major insurance carriers rank for price.

CompanyAverage Annual Rates
Allied P&C$729
United Svcs Automobile Assn$737
GEICO Advantage$748
Amer Family Mutl SI$883
Standard Fire$936
Home-Owners$1,102
State Farm Mutl Automobile Ins$1,121
Erie$1,203
Progressive Specialty$1,253
Metropolitan P&C$1,570
Farmers Ins of Columbus Inc$1,704
Allstate F&C$1,786

Cheapest car insurance cost in Cleveland by age group

Among the carriers surveyed by Insurance.com, Geico Cas Co is the cheapest car insurance company for adult drivers. It offers insurance at about $799 a year or $67 a month.

Rates typically drop as you gain more experience on the road and adult drivers can save money by shopping around and availing themselves of the discounts for which they are eligible. Geico Cas Co is also the cheapest auto insurance company for seniors with an average cost of $811 annually.

Car insurance rates go up for drivers after they enter their senior years, but they can trim their insurance costs by comparing quotes. Apart from shopping around, seniors can take advantage of the driver discounts available to lower their car insurance premiums.

Geico Cas Co offers the cheapest car insurance for young adults in Cleveland at about $1,017 a year. While Geico Cas Co is the cheapest insurance provider for teen drivers for full coverage at an average of $2,420 a year.

The table below shows that young drivers pay higher car insurance rates than adult and senior drivers because of the lack of experience on the road. But young drivers can lower their insurance rates by shopping around, by taking advantage of the good student discount, or by staying on their parents' insurance policy for as long as they can.

Company NameAdultsSeniorsTeensYoung Adults
Geico Cas Co$799$811$2,420$1,017
Progressive Specialty Ins Co$1,118$977$6,551$2,016
State Farm Mut Auto Ins Co$1,259$1,171$3,844$2,155
Nationwide Mut Ins Co$1,412$1,335$4,786$2,637
Farmers Ins Of Columbus Inc$1,596$1,469$8,835$2,816
Allstate Fire & Cas Ins Co$2,095$2,158$6,282$2,830

Cheapest car insurance companies in Cleveland by driver profile

Location and driving record are the two important factors that determine the cost of your car insurance. Your driving record can either raise or lower your car insurance premium depending on whether you have a good or bad driving history.

However, you can still find affordable coverage in Cleveland no matter what your driving history looks like. Make sure you compare the rates of different insurance companies to get the best deal possible.

  • Cheapest for a driver with Poor Credit: Allied P&C
  • Cheapest for a driver with a speeding ticket: United
  • Cheapest for accident: Allied P&C
  • Cheapest for DUI: Amer Family Mutl SI

Cheapest for a driver with poor credit: Allied P&C

Allied P&C is the cheapest car insurance company for a driver with poor credit in Cleveland. Its average annual rate is $1,540 or $128 a month.

Insurance companies often require that car drivers have good credit scores, and those with bad or poor credit may face more expensive rates.

CompanyAverage Annual Rates
Allied P&C Ins Co$1,540
Geico$1,750
United$1,820
Standard Fire Ins Co$2,138
Amer Family Mutl Ins Co SI$2,529
State Farm$3,234
Progressive$3,275
Farmers Ins$3,494
Allstate$3,510
Erie Ins$3,642
Home-Owners Ins Co$4,137
Metropolitan$7,160

Cheapest auto insurance for drivers with a speeding ticket: United

United is the cheapest auto insurance company for a driver with a speeding ticket in Cleveland. Its average annual premium is $1,334 annually or $111 per month.

If you get a speeding ticket, it can lead to higher insurance rates for 3-5 years. Make sure you compare price quotes from multiple insurers before you decide on the company.

CompanyAverage Annual Rates
United$1,334
Allied P&C Ins Co$1,381
Amer Family Mutl Ins Co SI$1,520
State Farm$1,582
Erie Ins$1,755
Home-Owners Ins Co$1,779
Standard Fire Ins Co$1,885
Geico$2,252
Progressive$2,268
Allstate$2,796
Farmers Ins$2,811
Metropolitan$4,286

Cheapest auto insurance after an at-fault accident: Allied P&C

Allied P&C offers the cheapest car insurance rates for a driver with an accident record in Cleveland at about $1,412 per year. Apart from Allied P&C , Amer Family Mutl SI, United, and State Farm are other cheap insurance companies on our list.

CompanyAverage Annual Rates
Allied P&C Ins Co$1,412
Amer Family Mutl Ins Co SI$1,520
United$1,578
State Farm$1,718
Standard Fire Ins Co$1,882
Erie Ins$2,047
Home-Owners Ins Co$2,125
Geico$2,216
Progressive$2,651
Farmers Ins$3,030
Allstate$3,619
Metropolitan$4,739

Cheapest auto insurance after a DUI: Amer Family Mutl SI

Amer Family Mutl SI is the cheapest insurance company for a driver after a DUI or DWI offense in Allakaket at about a $1,520 year.

If you're convicted of a DUI, your insurance rates will go up and it could be years before they come down again. So, it's important to shop around and find the best deal for you.

CompanyAverage Annual Rates
Amer Family Mutl Ins Co SI$1,520
State Farm$1,582
Allied P&C Ins Co$1,683
United$1,752
Standard Fire Ins Co$1,978
Progressive$2,120
Erie Ins$2,339
Geico$2,653
Farmers Ins$2,903
Home-Owners Ins Co$2,938
Allstate$3,109
Metropolitan$5,747

Average car insurance cost in Cleveland

The average car insurance rate in Cleveland is $1,148 a year for a full coverage policy of 100/300/100 for a driver age 30, $299 less than the national average of $1,447.

The average annual premium in Cleveland for minimum coverage is $357 a year or $30 a month, based on Insurance.com's rate analysis.

Average Annual RatesState Minimum Average
$1,148$357

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