Uninsured and underinsured motorist coverage protects you if you're hit by a driver with no insurance or inadequate coverage. Find out why skipping this insurance may be a mistake.
UM/UIM rescues you if you're the victim of an accident with an uninsured driver -- but it's often misunderstood.
Uninsured/underinsured motorist protection (UM/UIM) can protect you if an uninsured or underinsured driver hits you. Learn more about why you need it.