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Metromile was founded in 2011 at the forefront of a now-popular trend in the auto insurance industry: pay-per-mile insurance. Based on the belief that many drivers actually drive fewer miles than what insurance companies estimate, Metromile offered a new method of billing for car insurance.

With Metromile per-mile insurance, you pay a low monthly base rate plus just a few cents per mile when you drive. At the end of the month, your bill is your base rate plus how many miles you drove at your per-mile rate.

Metromile is currently available in Arizona, California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia and Washington. In 2022, Metromile was acquired by Lemonade.

Types of coverage available from Metromile

  • Auto
  • Ridesharing endorsement (California, Illinois and Washington)

Offerings can vary by state.

Metromile auto insurance discounts

  • Pay per mile
  • Anti-theft discount
  • Multi-vehicle discount
  • Defensive driving discount

Offerings can vary by state. Some features may be optional

Not all companies/options/discounts available in all states/situations. This description is an example and is subject to change. Verify all details before purchase. Logos, trademarks and service marks are owned by the respective companies represented on this web page.

Metromile claims and contact information

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