What would make USAA customers switch?

We surveyed more than 4,000 auto insurance customers about how much they would need to save before switching from their insurance companies.

9% Would never switch
10% Would switch if savings were $1000 or more
20% Would switch if savings were $500 or less
28% Would switch if savings were $250 or less
11% Would switch if savings were $100 or less
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USAA offers insurance and financial services only to military members, veterans and their families. Insurance offerings include auto, home, life and more.

USAA insurance is available in all 50 states and the District of Columbia. Because it caters to military families, USAA offers military-specific car insurance discounts and coverages and flexible payment plans.

USAA holds 6.01% of the private passenger auto insurance market, according to the National Association of Insurance Commissioner's (NAIC) 2022 report. This ranks it as the fifth-largest car insurance company in the nation.

Reviews are yet to be taken.

Types of coverage available from USAA Car Insurance Company

  • Auto
  • Collector & classic cars
  • Ridesharing endorsement
  • Homeowners
  • Condominium
  • Mobile home
  • Renters
  • Motorcycle
  • RV
  • Boat
  • Umbrella liability
  • Life
  • Small business

Offerings can vary by state.

USAA Car Insurance Company Auto insurance discounts

  • Safe driver discount: Maintain a good driving record for more than 5 years.
  • Defensive driving discount: Complete an approved course to get a discount.  Age restrictions may apply.
  • Driver training discount: Drivers younger than 21 who complete a basic driving training course can receive a discount.
  • Good student discount: Earn good grades as a fulltime student and receive a discount.
  • New vehicle discount: Get insurance for a vehicle that’s not more than 3 years old and receive a discount.
  • Annual mileage discount: Receive a discount based on the number of miles you drive each year.
  • Multi-vehicle discount: Extend your auto policy to two or more vehicles to get a discount.
  • Vehicle storage discount: Get a discount of up to 60% when you get car insurance for a car in storage.
  • Family discount: Continue the USAA auto insurance tradition that your parents started and you could save up to 10% on your own policy.
  • Military installation discount: Save up to 15% on comprehensive coverage when you garage your vehicle on base.
  • Multi-policy discount: Receive a discount when you have multiple USAA policies and products
  • Loyalty discount: Stay with USAA to receive a savings.

Offerings can vary by state. Some features may be optional

Not all companies/options/discounts available in all states/situations. This description is an example and is subject to change. Verify all details before purchase. Logos, trademarks and service marks are owned by the respective companies represented on this web page.

USAA Car Insurance Company claims and contact information

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