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USAA Car Insurance Company

Customer Satisfaction Ratings (107 reviews)
Overall
Claims
Processing
Customer
Service
Value
For Price
Website
& Apps
% Who Would
Recommend to a Friend
% Who Plan
to Renew
Financial
Strength
Ratings
4.25
4.5
4.5
4.25
4
92%
94%
A++ Feb 24, 2017

USAA has insurance, banking, investment and retirement offerings which more than 11 million members take advantage of.  Membership with USAA is not open to everyone though, you must be serving or have received an Honorable discharge from the military or be an eligible family member to a service member.

USAA does business in all states and the District of Columbia. Because catering to military families is its focus, USAA offers payment plans to fit your schedule as well as vehicle storage and military installation discounts.

USAA claimed 5.68 percent of the private passenger auto insurance market as of 2017 according to the National Association of Insurance Commissioner's (NAIC) database.  This ranked it in 5th place for auto insurers in the U.S.

Types of coverage

Offerings can vary by state

  • Auto

  • Collector & classic cars

  • Ridesharing endorsement

  • Homeowners

  • Condominium

  • Mobile home

  • Renters

  • Motorcycle

  • RV

  • Boat

  • Umbrella liability

  • Life

  • Small business

Auto insurance discounts

Offerings vary by state. Some features may be optional.

  • Safe driver discount: Maintain a good driving record for more than 5 years.

  • Defensive driving discount: Complete an approved course to get a discount.  Age restrictions may apply.

  • Driver training discount: Drivers younger than 21 who complete a basic driving training course can receive a discount.

  • Good student discount: Earn good grades as a fulltime student and receive a discount.

  • New vehicle discount: Get insurance for a vehicle that’s not more than 3 years old and receive a discount.

  • Annual mileage discount: Receive a discount based on the number of miles you drive each year.

  • Multi-vehicle discount: Extend your auto policy to two or more vehicles to get a discount.

  • Vehicle storage discount: Get a discount of up to 60% when you get car insurance for a car in storage.

  • Family discount: Continue the USAA auto insurance tradition that your parents started and you could save up to 10% on your own policy.

  • Military installation discount: Save up to 15% on comprehensive coverage when you garage your vehicle on base.

  • Multi-policy discount: Receive a discount when you have multiple USAA policies and products

  • Loyalty discount: Stay with USAA to receive a savings.

Claims and contact information

Not all companies/options/discounts available in all states/situations. This description is an example and is subject to change. Verify all details before purchase. Logos, trademarks and service marks are owned by the respective companies represented on this web page.

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