Cheapest car insurance companies in Aberdeen 

Nationwide and Geico have the cheapest car insurance premiums for Aberdeen drivers in 2023, based on a data study by Insurance.com. 

Nationwide has the cheapest car insurance rates in Aberdeen at an average cost of $1,260 per year.

When it comes to car insurance costs in Aberdeen, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy. 

CompaniesAverage annual rates
USAA$1,089
Nationwide$1,260
Geico$1,307
Travelers$1,416
Kemper Insurance$1,488
Erie Insurance$1,590
Penn National Insurance$1,839
Progressive$1,989
State Farm$2,338
Allstate$3,375
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance cost in Aberdeen by Age Group 

Erie Insurance is the cheapest option for car insurance in Aberdeen for teen drivers, with average annual premiums at just $3,772 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.

However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.

When compared to other car insurance companies, USAA turned out to be the cheapest car insurance company for young drivers in Aberdeen, offering full coverage at an annual average cost of $1,686.

Drivers in Aberdeen stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. USAA has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $1,083 a year

USAA is the cheapest option for senior drivers in Aberdeen, with an average premium of $1,063 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis. 

CompanyTeensYoung AdultsAdultsSeniors
Erie Insurance$3,772$2,415$1,660$1,666
USAA$3,904$1,686$1,083$1,063
Nationwide$4,644$2,388$1,270$1,233
Geico$4,862$2,553$1,321$1,472
Kemper Insurance$4,872$2,843$1,489$1,713
Travelers$4,958$2,213$1,443$1,636
Progressive$6,405$3,421$2,013$2,089
State Farm$7,156$4,093$2,356$2,391
Penn National Insurance$7,255$3,722$1,806$1,774
Allstate$8,000$5,138$3,332$3,650
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance companies in Aberdeen by driver profile 

Car insurance rates in Aberdeen vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations

Finding the cheapest car insurance in Aberdeen requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit. 

Here are some of the cheapest car insurance companies in Aberdeen based on driver profile. 

Geico has the cheapest rates for Aberdeen drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,354, Geico offers substantial savings among the insurers analyzed.

The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores. 

CompanyAverage annual rates
Geico$1,354
USAA$1,594
Nationwide$1,790
Travelers$2,077
Progressive$2,315
State Farm$3,615
Data refreshed as of May 2024
Read our full methodology

USAA has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Aberdeen. Its full coverage car insurance policy costs an average of $1,103 per year for drivers aged 30. 

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs. 

CompanyAverage annual premium
USAA$1,103
Geico$1,473
Travelers$1,704
Nationwide$1,793
State Farm$1,845
Progressive$2,018
Data refreshed as of May 2024
Read our full methodology

Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.

Drivers in Aberdeen with at-fault accidents on their driving records can find the cheapest car insurance rates with USAA. Its full coverage policy costs an average of $1,604 annually.

CompanyAverage annual rates
USAA$1,604
Travelers$1,740
Geico$1,915
State Farm$2,084
Nationwide$2,343
Progressive$2,590
Data refreshed as of May 2024
Read our full methodology

Among the carriers analyzed, Geico offers the cheapest auto insurance premiums for drivers with a DUI in Aberdeen. On average, its annual full coverage rate is $1,509, making it a significantly cheaper option than other insurance providers.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers. 

CompanyAverage annual rates
Geico$1,509
State Farm$1,845
Travelers$2,112
USAA$2,529
Progressive$2,578
Nationwide$2,681
Data refreshed as of May 2024
Read our full methodology

Average car insurance cost in Aberdeen 

On average, Aberdeen drivers pay $1,769 annually, or $147 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Aberdeen is $755.

Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.

Average annual RatesState minimum average
$1,769$755
Data refreshed as of May 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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