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If you're looking for the best and cheapest car insurance in American Falls, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across American Falls and prepared this guide for you.

The average auto insurance cost in American Falls for full coverage is $1,026 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in American Falls. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in American Falls

According to a study by Insurance.com, the cheapest car insurance companies in American Falls for 2022 are USAA Casualty and Auto-Owners .

USAA Casualty is the cheapest option for most American Falls drivers, with an average annual rate of $600.

Car insurance cost may vary in American Falls based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in American Falls

CompaniesAverage Annual Rates
USAA Casualty$600
Auto-Owners$689
GEICO General$802
State Farm Mutl Automobile Ins$858
Depositors$863
Standard Fire$865
American Family$877
Farmers of Idaho$1,471
Allstate F&C$1,575
Metropolitan P&C$1,660

Cheapest car insurance cost in American Falls by Age Group

The cheapest auto insurance company in American Falls for teen drivers is State Farm Mut Auto Ins Co. For full coverage, its average annual rate for American Falls drivers is $2,551. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Progressive Northwestern Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in American Falls at about $1,319 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in American Falls is the Progressive Northwestern Ins Co. Its average rate for a full coverage car insurance policy is $811 per year.

If you are a senior driver in American Falls and looking for a cheap car insurance company, then consider buying insurance from the Progressive Northwestern Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $796 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Progressive Northwestern$811$796$4,860$1,319
Geico Gen$890$1,018$2,746$1,389
State Farm Mut Auto$895$839$2,551$1,468
Farmers Of ID$1,218$1,118$6,129$1,835
Depositors$1,317$1,211$4,382$2,367
Allstate Fire & Cas$2,029$1,924$8,062$3,175

Cheapest car insurance companies in American Falls by driver profile

Car insurance rates in American Falls vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in American Falls, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in American Falls based on driver profile.

  • Cheapest for a driver with Poor Credit: Geico
  • Cheapest for a driver with a speeding ticket: Geico
  • Cheapest for accident: Auto-Owners
  • Cheapest for DUI: State Farm

Cheapest for a driver with Poor Credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for American Falls drivers at about $1,346 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$1,346
Standard Fire$1,874
Depositors$1,986
Auto-Owners$2,208
USAA$2,267
American Family$2,657
Farmers Ins$3,031
Allstate$3,217
Metropolitan$4,960
State Farm$5,579

Cheapest for drivers with a speeding ticket: Geico

Geico offers the cheapest auto insurance rates for drivers with a speeding ticket in American Falls. It offers full coverage car insurance for drivers age 30 at about $1,190 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
Geico$1,190
State Farm$1,243
Auto-Owners$1,281
USAA$1,444
American Family$1,572
Standard Fire$1,701
Depositors$1,901
Farmers Ins$2,229
Allstate$2,460
Metropolitan$3,717

Cheapest auto insurance after an at-fault accident: Auto-Owners

Auto-Owners is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in American Falls is $1,074. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
Auto-Owners$1,074
State Farm$1,342
American Family$1,572
Geico$1,610
USAA$1,687
Standard Fire$1,704
Depositors$1,931
Farmers Ins$2,532
Allstate$3,228
Metropolitan$6,240

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in American Falls for drivers after a DUI. Its average annual rate for full coverage is $1,243.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
State Farm$1,243
American Family$1,572
Standard Fire$1,778
USAA$2,065
Auto-Owners$2,167
Farmers Ins$2,280
Depositors$2,397
Geico$2,831
Allstate$2,867
Metropolitan$4,117

Average car insurance cost in American Falls

The average car insurance rate in American Falls for full coverage is $1,026 per year or $086 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in American Falls is $303 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,026$303

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