Cheapest car insurance companies in Anderson
After an in-depth analysis, Insurance.com found that Auto-Owners and Progressive are the cheapest car insurance companies in Anderson for 2023.
The car insurance company in Anderson that provides the cheapest car insurance premiums is Auto-Owners, with an average annual rate of $1,352 .
Car insurance costs may vary in Anderson based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Anderson.
| Companies | Average annual rates |
|---|---|
| USAA | $1,299 |
| Auto-Owners | $1,352 |
| Progressive | $1,626 |
| Travelers | $1,777 |
| Geico | $1,858 |
| Southern Farm Bureau | $1,940 |
| Allstate | $2,051 |
| State Farm | $2,059 |
| Sentry Insurance | $3,634 |
Cheapest car insurance cost in Anderson by Age Group
In Anderson, Auto-Owners is the cheapest car insurance company for teenagers, offering full coverage policies at $3,753 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
Auto-Owners provides the cheapest car insurance coverage for young drivers in Anderson, with an annual premium of $2,279 on average.
As Anderson drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. USAA stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,313.
With an average annual premium of $1,292, USAA offers Anderson's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Auto-Owners | $3,753 | $2,279 | $1,378 | $1,437 |
| Southern Farm Bureau | $3,949 | $2,845 | $1,979 | $1,745 |
| Geico | $5,006 | $3,036 | $1,840 | $2,067 |
| Travelers | $5,264 | $2,609 | $1,808 | $1,845 |
| USAA | $5,365 | $2,307 | $1,313 | $1,292 |
| Allstate | $5,429 | $3,171 | $2,018 | $2,249 |
| State Farm | $5,678 | $3,323 | $2,069 | $1,999 |
| Sentry Insurance | $7,610 | $5,310 | $3,607 | $3,438 |
| Progressive | $8,331 | $2,755 | $1,628 | $1,629 |
Cheapest car insurance companies in Anderson by driver profile
Car insurance rates in Anderson vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
Finding the cheapest car insurance in Anderson requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Here are some of the cheapest car insurance companies in Anderson based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: Geico
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
If you're a Anderson driver with poor credit, Nationwide is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,624 annually.
Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Anderson.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,624 |
| Travelers | $2,136 |
| Progressive | $2,589 |
| Geico | $2,740 |
| USAA | $2,816 |
| State Farm | $2,870 |
| Allstate | $2,874 |
| Farmers | $4,648 |
Cheapest for drivers with a speeding ticket: Geico
In Anderson, Geico provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,391, on average.
Some companies are known for providing the cheapest car insurance rates, but finding the most affordable policy depends highly on individual factors.
Comparing quotes from various car insurance companies can prove beneficial for getting the best deal. With this, you can get the coverage you need at an affordable price.
| Company | Average annual premium |
|---|---|
| Geico | $1,391 |
| Nationwide | $1,506 |
| USAA | $1,541 |
| State Farm | $1,549 |
| Travelers | $1,812 |
| Progressive | $2,017 |
| Allstate | $2,394 |
| Farmers | $4,986 |
Cheapest auto insurance after an at-fault accident: State Farm
State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Anderson is $1,713. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.
| Company | Average annual rates |
|---|---|
| State Farm | $1,713 |
| Nationwide | $1,772 |
| Travelers | $1,834 |
| Geico | $1,967 |
| USAA | $2,052 |
| Progressive | $2,750 |
| Allstate | $3,190 |
| Farmers | $5,558 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the carrier that offers cheap auto insurance rates in Anderson for drivers after a DUI. Its average annual rate for full coverage is $1,549.
Drivers convicted of a DUI offense face substantial increases in their car insurance rates. To get affordable premiums, you should compare quotes from different insurance carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,549 |
| Travelers | $2,197 |
| Progressive | $2,278 |
| Nationwide | $2,330 |
| USAA | $2,473 |
| Allstate | $2,923 |
| Geico | $4,568 |
| Farmers | $5,201 |
Average car insurance cost in Anderson
Full coverage car insurance in Anderson for a coverage limit of 100/300/100 is $1,931 per year or $161 per month, while the state minimum coverage costs an average of $666 a year.
You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,931 | $666 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
