Cheapest car insurance companies in Eastover 

According to a study by Insurance.com, the cheapest car insurance companies in Eastover for 2023 are Auto-Owners and Progressive

Auto-Owners offers the cheapest car insurance premium for Eastover drivers at an annual rate of $1,557 a year, on average. 

Car insurance costs may vary in Eastover based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Eastover.

CompaniesAverage annual rates
USAA$1,515
Auto-Owners$1,557
Progressive$1,899
Travelers$1,951
State Farm$2,201
Geico$2,398
Southern Farm Bureau$2,489
Allstate$2,510

Cheapest car insurance cost in Eastover by Age Group 

Auto-Owners stands out as Eastover's cheapest auto insurance company for teen drivers at an average annual of $4,144. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups. 

However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.

Auto-Owners is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Eastover at about $2,558 per year

For Eastover drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. USAA provides the cheapest car insurance premiums, offering full coverage policies at $1,529 annually

USAA is the cheapest option for senior drivers in Eastover, with an average premium of $1,508 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis. 

CompanyTeensYoung AdultsAdultsSeniors
Auto-Owners$4,144$2,558$1,583$1,620
Southern Farm Bureau$5,021$3,621$2,537$2,251
Travelers$5,632$2,819$1,982$2,007
State Farm$5,912$3,493$2,207$2,108
USAA$6,012$2,634$1,529$1,508
Geico$6,204$3,830$2,371$2,648
Allstate$6,416$3,817$2,465$2,701
Progressive$9,312$3,118$1,897$1,864
Sentry Insurance$9,950$7,770N/AN/A

Cheapest car insurance companies in Eastover by driver profile 

Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Eastover. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.

Finding the cheapest car insurance in Eastover requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit. 

Here are some of the cheapest car insurance companies in Eastover based on driver profile. 

If you're a Eastover driver with poor credit, Nationwide is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,873 annually

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Eastover.

CompanyAverage annual rates
Nationwide$1,873
Travelers$2,444
State Farm$3,180
Progressive$3,185
USAA$3,246
Allstate$3,546
Geico$3,645
Farmers$5,007

In Eastover, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,699, on average. 

Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.

CompanyAverage annual premium
State Farm$1,699
Nationwide$1,766
USAA$1,774
Geico$1,852
Travelers$2,046
Progressive$2,443
Allstate$2,898
Farmers$5,321

State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Eastover is $1,872. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket. 

CompanyAverage annual rates
State Farm$1,872
Travelers$2,060
Nationwide$2,090
USAA$2,349
Geico$2,625
Progressive$3,273
Allstate$3,820
Farmers$5,859

In Eastover, State Farm has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $1,699 a year

Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.

CompanyAverage annual rates
State Farm$1,699
Travelers$2,481
Progressive$2,734
Nationwide$2,775
USAA$2,790
Allstate$3,475
Farmers$5,519
Geico$6,116

Average car insurance cost in Eastover 

On average, Eastover drivers pay $2,065 annually, or $172 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Eastover is $792.

Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as

Average annual RatesState minimum average
$2,065$792

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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