Cheapest car insurance companies in Belgrade
After an in-depth analysis, Insurance.com found that Nationwide and State Farm are the cheapest car insurance companies in Belgrade for 2023.
Nationwide has the cheapest car insurance rates in Belgrade at an average cost of $1,229 per year.
Car insurance prices in Belgrade can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Belgrade drivers.
| Companies | Average annual rates |
|---|---|
| USAA | $921 |
| Nationwide | $1,229 |
| State Farm | $1,770 |
| Geico | $2,006 |
| Progressive | $2,071 |
| Kemper Insurance | $2,398 |
| Farmers | $2,784 |
| Allstate | $2,962 |
Cheapest car insurance cost in Belgrade by Age Group
In Belgrade, USAA is the cheapest car insurance company for teenagers, offering full coverage policies at $3,334 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
Among the carriers analyzed, USAA is the cheapest car insurance option for young drivers in Belgrade, at $1,461 a year for a full coverage policy.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Belgrade is USAA. Its average rate for a full coverage car insurance policy is $940 per year.
Belgrade senior drivers seeking affordable car insurance should look no further than USAA. It offers the cheapest car insurance rates for seniors, with an average annual premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $955. It makes USAA a good choice for seniors who want to save money without sacrificing coverage.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| USAA | $3,334 | $1,461 | $940 | $955 |
| Nationwide | $3,553 | $2,004 | $1,232 | $1,132 |
| State Farm | $4,673 | $2,784 | $1,751 | $1,679 |
| Geico | $6,082 | $3,665 | $1,966 | $2,462 |
| Progressive | $6,581 | $3,515 | $2,103 | $2,042 |
| Kemper Insurance | $8,441 | $4,402 | $2,444 | $2,086 |
| Farmers | $8,642 | $3,475 | $2,653 | $2,810 |
| Allstate | $10,120 | $4,779 | $2,931 | $2,969 |
Cheapest car insurance companies in Belgrade by driver profile
Your driving profile plays an important role in determining your car insurance rates in Belgrade. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
Finding the cheapest car insurance in Belgrade requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Belgrade drivers based on driver profile.
- Cheapest for a driver with poor credit: Progressive
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: USAA
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Progressive
If you're a Belgrade driver with poor credit, Progressive is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,844 annually.
Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Belgrade.
| Company | Average annual rates |
|---|---|
| Progressive | $1,844 |
| USAA | $1,997 |
| Geico | $2,058 |
| Nationwide | $2,064 |
| State Farm | $2,597 |
| Farmers | $3,419 |
| Allstate | $4,034 |
Cheapest for drivers with a speeding ticket: USAA
In Belgrade, USAA provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,157, on average.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Company | Average annual premium |
|---|---|
| USAA | $1,157 |
| State Farm | $1,372 |
| Progressive | $1,603 |
| Nationwide | $1,853 |
| Geico | $1,883 |
| Farmers | $2,480 |
| Allstate | $2,897 |
Cheapest auto insurance after an at-fault accident: USAA
Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.
Drivers in Belgrade with at-fault accidents on their driving records can find the cheapest car insurance rates with USAA. Its full coverage policy costs an average of $1,311 annually.
| Company | Average annual rates |
|---|---|
| USAA | $1,311 |
| State Farm | $1,454 |
| Progressive | $2,005 |
| Nationwide | $2,395 |
| Geico | $2,708 |
| Farmers | $3,368 |
| Allstate | $3,788 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Belgrade drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,372, on average.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,372 |
| Progressive | $1,649 |
| USAA | $1,998 |
| Nationwide | $3,329 |
| Farmers | $3,486 |
| Allstate | $4,260 |
| Geico | $7,959 |
Average car insurance cost in Belgrade
Full coverage car insurance in Belgrade for a coverage limit of 100/300/100 is $2,018 per year or $168 per month, while the state minimum coverage costs an average of $370 a year.
You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.
| Average annual Rates | $2,018 |
| State minimum average | $370 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington, D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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