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If you're looking for the best and cheapest car insurance in Belgrade, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Belgrade and prepared this guide for you.

The average auto insurance cost in Belgrade for full coverage is $1,504 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Belgrade. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Belgrade

According to a study by Insurance.com, the cheapest car insurance companies in Belgrade for 2022 are Metropolitan P&C and United Svcs Automobile Assn.

Metropolitan P&C is the cheapest option for most Belgrade drivers, with an average annual rate of $657.

Car insurance cost may vary in Belgrade based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Belgrade

CompaniesAverage Annual Rates
Metropolitan P&C$657
United Svcs Automobile Assn$886
Progressive Direct$1,107
State Farm Mutl Automobile Ins$1,137
Depositors$1,162
GEICO General$1,680
Mid-Century$2,174
Alpha P&C$2,352
Allstate F&C$2,381

Cheapest car insurance cost in Belgrade by Age Group

The cheapest auto insurance company in Belgrade for teen drivers is State Farm Mut Auto Ins Co. For full coverage, its average annual rate for Belgrade drivers is $3,182. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

State Farm Mut Auto Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Belgrade at about $1,902 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Belgrade is the State Farm Mut Auto Ins Co. Its average rate for a full coverage car insurance policy is $1,222 per year.

If you are a senior driver in Belgrade and looking for a cheap car insurance company, then consider buying insurance from the State Farm Mut Auto Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,152 per year.

CompaniesAdultsSeniorsTeensYoung Adults
State Farm Mut Auto$1,222$1,152$3,182$1,902
Geico Gen$1,405$1,666$3,931$2,523
Depositors$1,442$1,432$4,609$2,379
Progressive Northwestern$1,941$1,859$6,977$3,518
Mid Century$2,123$2,083$7,709$3,012
Allstate Fire & Cas$2,637$2,624$9,507$3,673

Cheapest car insurance companies in Belgrade by driver profile

Car insurance rates in Belgrade vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Belgrade, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Belgrade based on driver profile.

  • Cheapest for a driver with Poor Credit: Progressive
  • Cheapest for a driver with a speeding ticket: United
  • Cheapest for accident: United
  • Cheapest for DUI: State Farm

Cheapest for a driver with Poor Credit: Progressive

The cheapest car insurance company for a driver with poor credit is Progressive. It offers auto insurance for Belgrade drivers at about $2,307 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Progressive$2,307
United$2,373
Depositors$2,641
Metropolitan$2,802
Geico$2,960
State Farm$3,247
Alpha P&C$4,143
Mid-Century$4,179
Allstate$4,785

Cheapest for drivers with a speeding ticket: United

United offers the cheapest auto insurance rates for drivers with a speeding ticket in Belgrade. It offers full coverage car insurance for drivers age 30 at about $1,367 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
United$1,367
State Farm$1,698
Progressive$1,888
Depositors$2,131
Geico$2,609
Metropolitan$2,858
Mid-Century$3,143
Allstate$3,424
Alpha P&C$4,001

Cheapest auto insurance after an at-fault accident: United

United is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Belgrade is $1,500. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
United$1,500
State Farm$1,807
Progressive$2,120
Metropolitan$2,261
Depositors$2,483
Geico$3,232
Mid-Century$3,637
Allstate$4,309
Alpha P&C$4,895

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Belgrade for drivers after a DUI. Its average annual rate for full coverage is $1,698.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
State Farm$1,698
Progressive$1,758
United$2,197
Depositors$3,083
Metropolitan$3,296
Mid-Century$3,518
Alpha P&C$3,531
Allstate$4,241
Geico$5,474

Average car insurance cost in Belgrade

The average car insurance rate in Belgrade for full coverage is $1,504 per year or $125 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Belgrade is $413 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,504$413

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