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If you're looking for the best and cheapest car insurance in Beloit, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Beloit and prepared this guide for you.

The average auto insurance cost in Beloit for full coverage is $1,506 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Beloit. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Beloit

According to a study by Insurance.com, the cheapest car insurance companies in Beloit for 2022 are United Svcs Automobile Assn and Nationwide Mutual .

United Svcs Automobile Assn is the cheapest option for most Beloit drivers, with an average annual rate of $904.

Car insurance cost may vary in Beloit based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Beloit

CompaniesAverage Annual Rates
United Svcs Automobile Assn$904
Nationwide Mutual$1,034
American Family$1,119
GEICO General$1,201
State Farm Mutl Automobile Ins$1,288
Standard Fire$1,319
Progressive Northwestern Ins$1,362
Farmers$1,872
Allstate F&C$1,948
Auto-Owners$2,083
Metropolitan Casualty$2,436

Cheapest car insurance cost in Beloit by Age Group

The cheapest auto insurance company in Beloit for teen drivers is State Farm Mut Auto Ins Co. For full coverage, its average annual rate for Beloit drivers is $3,340. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico Gen Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Beloit at about $1,959 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Beloit is the State Farm Mut Auto Ins Co. Its average rate for a full coverage car insurance policy is $1,286 per year.

If you are a senior driver in Beloit and looking for a cheap car insurance company, then consider buying insurance from the Progressive Northwestern Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,077 per year.

CompaniesAdultsSeniorsTeensYoung Adults
State Farm Mut Auto$1,286$1,149$3,340$2,005
Geico Gen$1,300$1,429$3,620$1,959
Progressive Northwestern$1,340$1,077$6,249$2,160
Nationwide Mut$1,362$1,132$4,047$2,143
Farmers Inc$1,959$1,731$7,014$2,738
Allstate Fire & Cas$2,279$2,249$6,649$3,042

Cheapest car insurance companies in Beloit by driver profile

Car insurance rates in Beloit vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Beloit, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Beloit based on driver profile.

  • Cheapest for a driver with Poor Credit: Geico
  • Cheapest for a driver with a speeding ticket: United
  • Cheapest for accident: American Family
  • Cheapest for DUI: State Farm

Cheapest for a driver with Poor Credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Beloit drivers at about $1,987 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$1,987
Nationwide$2,006
United$2,520
American Family$2,534
Standard Fire$2,887
Progressive$3,416
Farmers Ins$3,478
State Farm$3,484
Allstate$4,250
Auto-Owners$5,127
Metropolitan$6,991

Cheapest for drivers with a speeding ticket: United

United offers the cheapest auto insurance rates for drivers with a speeding ticket in Beloit. It offers full coverage car insurance for drivers age 30 at about $1,657 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
United$1,657
State Farm$1,662
Nationwide$1,751
Geico$1,755
American Family$1,824
Standard Fire$2,124
Progressive$2,435
Farmers Ins$2,880
Allstate$3,053
Metropolitan$3,783
Auto-Owners$4,057

Cheapest auto insurance after an at-fault accident: American Family

American Family is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Beloit is $1,634. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
American Family$1,634
State Farm$1,767
United$1,981
Nationwide$2,133
Standard Fire$2,238
Geico$2,401
Progressive$2,747
Farmers Ins$3,035
Auto-Owners$3,213
Allstate$3,902
Metropolitan$7,084

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Beloit for drivers after a DUI. Its average annual rate for full coverage is $1,662.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
State Farm$1,662
American Family$1,824
Progressive$2,138
Standard Fire$2,374
Nationwide$2,745
United$2,813
Farmers Ins$2,942
Allstate$3,608
Geico$4,272
Auto-Owners$6,134
Metropolitan$6,229

Average car insurance cost in Beloit

The average car insurance rate in Beloit for full coverage is $1,506 per year or $126 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Beloit is $326 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,506$326

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