If you're looking for the best and cheapest car insurance in Blue Springs, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Blue Springs and prepared this guide for you.
The average auto insurance cost in Blue Springs for full coverage is $1,631 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.
The following guide will help you find the best car insurance companies in Blue Springs. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.
Cheapest car insurance Companies in Blue Springs
According to a study by Insurance.com, the cheapest car insurance companies in Blue Springs for 2022 are United Svcs Automobile Assn and Geico Casualty Co.
United Svcs Automobile Assn is the cheapest option for most Blue Springs drivers, with an average annual rate of $739.
Car insurance cost may vary in Blue Springs based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.
The following companies are known to offer the cheapest auto insurance rates in Blue Springs
| Companies | Average Annual Rates |
|---|---|
| United Svcs Automobile Assn | $739 |
| GEICO Casualty Co | $805 |
| Nationwide General | $1,038 |
| Standard Fire | $1,168 |
| State Farm Mutl Automobile Ins | $1,265 |
| Progressive Casualty | $1,270 |
| American Family | $1,300 |
| Owners | $1,430 |
| Allstate F&C | $1,488 |
| Automobile Club Inter-Ins | $1,996 |
| Metropolitan P&C | $2,703 |
| Alpha P&C | $4,372 |
Cheapest car insurance cost in Blue Springs by Age Group
The cheapest auto insurance company in Blue Springs for teen drivers is State Farm Mut Auto Ins Co. For full coverage, its average annual rate for Blue Springs drivers is $3,902. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.
State Farm Mut Auto Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Blue Springs at about $2,239 per year.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Blue Springs is the Amco Ins Co. Its average rate for a full coverage car insurance policy is $1,163 per year.
If you are a senior driver in Blue Springs and looking for a cheap car insurance company, then consider buying insurance from the Amco Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,066 per year.
| Companies | Adults | Seniors | Teens | Young Adults |
|---|---|---|---|---|
| Amco | $1,163 | $1,066 | $5,319 | $2,303 |
| State Farm Mut Auto | $1,382 | $1,291 | $3,902 | $2,239 |
| Progressive Cas | $1,765 | $1,478 | $9,168 | $3,130 |
| Allstate Fire & Cas | $1,876 | $1,758 | $4,351 | $2,432 |
| Geico Cas Co | $1,904 | $1,906 | $4,809 | $2,479 |
| Farmers Inc | $1,912 | $1,781 | $9,519 | $2,815 |
Cheapest car insurance companies in Blue Springs by driver profile
Car insurance rates in Blue Springs vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
To find the cheapest car insurance company in Blue Springs, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget
Here are some of the cheapest car insurance companies in Blue Springs based on driver profile.
- Cheapest for a driver with Poor Credit: United
- Cheapest for a driver with a speeding ticket: United
- Cheapest for accident: United
- Cheapest for DUI: United
Cheapest for a driver with Poor Credit: United
The cheapest car insurance company for a driver with poor credit is United. It offers auto insurance for Blue Springs drivers at about $1,814 per year.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.
| Companies | Average Annual Rates |
|---|---|
| United | $1,814 |
| Nationwide | $2,132 |
| Standard Fire | $2,842 |
| State Farm | $3,137 |
| Allstate | $3,263 |
| American Family | $3,266 |
| Progressive | $3,544 |
| Geico | $3,573 |
| Owners | $4,084 |
| Alpha P&C | $7,930 |
| Metropolitan | $8,309 |
| Automobile Club Inter-Ins | $8,870 |
Cheapest for drivers with a speeding ticket: United
United offers the cheapest auto insurance rates for drivers with a speeding ticket in Blue Springs. It offers full coverage car insurance for drivers age 30 at about $1,197 per year.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Companies | Average Annual Rates |
|---|---|
| United | $1,197 |
| State Farm | $1,778 |
| Nationwide | $2,061 |
| Allstate | $2,150 |
| Standard Fire | $2,199 |
| American Family | $2,355 |
| Progressive | $2,622 |
| Geico | $2,735 |
| Owners | $2,926 |
| Automobile Club Inter-Ins | $4,306 |
| Metropolitan | $5,032 |
| Alpha P&C | $7,772 |
Cheapest auto insurance after an at-fault accident: United
United is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Blue Springs is $1,323. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.
| Companies | Average Annual Rates |
|---|---|
| United | $1,323 |
| State Farm | $1,912 |
| Nationwide | $2,095 |
| Standard Fire | $2,181 |
| American Family | $2,226 |
| Allstate | $2,504 |
| Progressive | $3,103 |
| Automobile Club Inter-Ins | $4,561 |
| Geico | $4,699 |
| Owners | $5,476 |
| Metropolitan | $5,749 |
| Alpha P&C | $9,560 |
Cheapest auto insurance after a DUI: United
United is the carrier that offers cheap auto insurance rates in Blue Springs for drivers after a DUI. Its average annual rate for full coverage is $1,713.
If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.
| Companies | Average Annual Rates |
|---|---|
| United | $1,713 |
| State Farm | $1,778 |
| Standard Fire | $2,307 |
| American Family | $2,355 |
| Progressive | $2,437 |
| Allstate | $2,473 |
| Nationwide | $2,583 |
| Geico | $4,200 |
| Automobile Club Inter-Ins | $4,482 |
| Owners | $4,826 |
| Alpha P&C | $6,842 |
| Metropolitan | $7,170 |
Average car insurance cost in Blue Springs
The average car insurance rate in Blue Springs for full coverage is $1,631 per year or $136 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Blue Springs is $531 per year.
You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.
| Average Annual Rates | State Minimum Average |
|---|---|
| $1,631 | $531 |
Shop car insurance in top cities of Missouri
| Car Insurance in | Blue springs, MO |
| Car Insurance in | Clifton hill, MO |
| Car Insurance in | Kansas city, MO |