Go To Top

If you're looking for the best and cheapest car insurance in Blue Springs, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Blue Springs and prepared this guide for you.

The average auto insurance cost in Blue Springs for full coverage is $1,631 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Blue Springs. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Blue Springs

According to a study by Insurance.com, the cheapest car insurance companies in Blue Springs for 2022 are United Svcs Automobile Assn and Geico Casualty Co.

United Svcs Automobile Assn is the cheapest option for most Blue Springs drivers, with an average annual rate of $739.

Car insurance cost may vary in Blue Springs based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Blue Springs

CompaniesAverage Annual Rates
United Svcs Automobile Assn$739
GEICO Casualty Co$805
Nationwide General$1,038
Standard Fire$1,168
State Farm Mutl Automobile Ins$1,265
Progressive Casualty$1,270
American Family$1,300
Owners$1,430
Allstate F&C$1,488
Automobile Club Inter-Ins$1,996
Metropolitan P&C$2,703
Alpha P&C$4,372

Cheapest car insurance cost in Blue Springs by Age Group

The cheapest auto insurance company in Blue Springs for teen drivers is State Farm Mut Auto Ins Co. For full coverage, its average annual rate for Blue Springs drivers is $3,902. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

State Farm Mut Auto Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Blue Springs at about $2,239 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Blue Springs is the Amco Ins Co. Its average rate for a full coverage car insurance policy is $1,163 per year.

If you are a senior driver in Blue Springs and looking for a cheap car insurance company, then consider buying insurance from the Amco Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,066 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Amco$1,163$1,066$5,319$2,303
State Farm Mut Auto$1,382$1,291$3,902$2,239
Progressive Cas$1,765$1,478$9,168$3,130
Allstate Fire & Cas$1,876$1,758$4,351$2,432
Geico Cas Co$1,904$1,906$4,809$2,479
Farmers Inc$1,912$1,781$9,519$2,815

Cheapest car insurance companies in Blue Springs by driver profile

Car insurance rates in Blue Springs vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Blue Springs, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Blue Springs based on driver profile.

  • Cheapest for a driver with Poor Credit: United
  • Cheapest for a driver with a speeding ticket: United
  • Cheapest for accident: United
  • Cheapest for DUI: United

Cheapest for a driver with Poor Credit: United

The cheapest car insurance company for a driver with poor credit is United. It offers auto insurance for Blue Springs drivers at about $1,814 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
United$1,814
Nationwide$2,132
Standard Fire$2,842
State Farm$3,137
Allstate$3,263
American Family$3,266
Progressive$3,544
Geico$3,573
Owners$4,084
Alpha P&C$7,930
Metropolitan$8,309
Automobile Club Inter-Ins$8,870

Cheapest for drivers with a speeding ticket: United

United offers the cheapest auto insurance rates for drivers with a speeding ticket in Blue Springs. It offers full coverage car insurance for drivers age 30 at about $1,197 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
United$1,197
State Farm$1,778
Nationwide$2,061
Allstate$2,150
Standard Fire$2,199
American Family$2,355
Progressive$2,622
Geico$2,735
Owners$2,926
Automobile Club Inter-Ins$4,306
Metropolitan$5,032
Alpha P&C$7,772

Cheapest auto insurance after an at-fault accident: United

United is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Blue Springs is $1,323. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
United$1,323
State Farm$1,912
Nationwide$2,095
Standard Fire$2,181
American Family$2,226
Allstate$2,504
Progressive$3,103
Automobile Club Inter-Ins$4,561
Geico$4,699
Owners$5,476
Metropolitan$5,749
Alpha P&C$9,560

Cheapest auto insurance after a DUI: United

United is the carrier that offers cheap auto insurance rates in Blue Springs for drivers after a DUI. Its average annual rate for full coverage is $1,713.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
United$1,713
State Farm$1,778
Standard Fire$2,307
American Family$2,355
Progressive$2,437
Allstate$2,473
Nationwide$2,583
Geico$4,200
Automobile Club Inter-Ins$4,482
Owners$4,826
Alpha P&C$6,842
Metropolitan$7,170

Average car insurance cost in Blue Springs

The average car insurance rate in Blue Springs for full coverage is $1,631 per year or $136 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Blue Springs is $531 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,631$531

Shop car insurance in top cities of Missouri

Car Insurance inBlue springs, MO
Car Insurance inClifton hill, MO
Car Insurance inKansas city, MO