Cheapest car insurance companies in Clifton Hill
Nationwide and Travelers offer the cheapest car insurance rates in Clifton Hill for 2023, according to a study by Insurance.com.
In Clifton Hill, Nationwide provides the cheapest auto insurance rates to drivers at an average annual premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,274 annually.
In Clifton Hill, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrierAn insurance carrier is the company that provides your car insurance policy and pays claims.. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates.
| Companies | Average annual rates |
|---|---|
| Nationwide | $1,274 |
| Travelers | $1,423 |
| Missouri Farm Bureau Grp | $1,732 |
| Shelter Insurance | $1,810 |
| Progressive | $2,012 |
| Auto Club Enterprises (AAA) | $2,170 |
| State Farm | $2,182 |
| Allstate | $2,916 |
| Geico | $3,371 |
| USAA | $1,047 |
Cheapest car insurance cost in Clifton Hill by Age Group
USAA offers the cheapest full coverage car insurance for teenage drivers in Clifton Hill, with an average annual cost of $2,845 per year. Insurance companies deem teenagers as "high-risk" drivers due to their inexperience and statistically higher accident rates. This elevated risk profile translates to significantly higher car insurance costs for young drivers compared to their older counterparts.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible.
When compared to other car insurance companies, USAA turned out to be the cheapest car insurance company for young drivers in Clifton Hill, offering full coverage at an annual average cost of $1,542.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Clifton Hill is USAA. Its average rate for a full coverage car insurance policy is $1,059 per year.
With an average annual premium of $1,037, USAA offers Clifton Hill's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Travelers | $3,874 | $2,082 | $1,437 | $1,332 |
| Missouri Farm Bureau Grp | $4,039 | $2,822 | $1,727 | $1,586 |
| Shelter Insurance | $4,199 | $2,869 | $1,872 | $1,675 |
| Nationwide | $4,209 | $2,123 | $1,258 | $1,147 |
| State Farm | $5,192 | $3,270 | $2,162 | $1,916 |
| Progressive | $7,296 | $3,076 | $2,033 | $1,864 |
| Allstate | $7,450 | $4,113 | $2,961 | $2,678 |
| Geico | $8,283 | $4,299 | $3,273 | $3,022 |
| Auto Club Enterprises (AAA) | $8,459 | $4,171 | $2,178 | $2,090 |
| USAA | $2,845 | $1,542 | $1,059 | $1,037 |
Cheapest car insurance companies in Clifton Hill by driver profile
Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Clifton Hill. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.
Comparison shopping is the key to getting the cheapest car insurance rates in Clifton Hill. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.
In Clifton Hill, these insurance companies offer cheap car insurance rates based on your driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: USAA
- Cheapest for DUI: USAA
Cheapest for a driver with poor credit: Nationwide
The cheapest car insurance company for a driver with poor credit is Nationwide. It offers auto insurance for Clifton Hill drivers at about $1,411 per year.
Drivers with poor or bad credit scores in Clifton Hill can consider the following car insurance companies to get the affordable car insurance coverage.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,411 |
| Travelers | $2,072 |
| State Farm | $2,303 |
| Progressive | $2,561 |
| Allstate | $3,010 |
| Geico | $3,410 |
| USAA | $1,499 |
Cheapest for drivers with a speeding ticket: USAA
USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Clifton Hill. It offers full coverage car insurance for drivers aged 30 at about $970 per year.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| Nationwide | $1,484 |
| State Farm | $1,547 |
| Travelers | $1,581 |
| Progressive | $1,903 |
| Allstate | $1,981 |
| Geico | $2,654 |
| USAA | $970 |
Cheapest auto insurance after an at-fault accident: USAA
Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.
Drivers in Clifton Hill with at-fault accidents on their driving records can find the cheapest car insurance rates with USAA. Its full coverage policy costs an average of $1,184 annually.
| Company | Average annual rates |
|---|---|
| Travelers | $1,607 |
| State Farm | $1,621 |
| Nationwide | $1,708 |
| Allstate | $2,361 |
| Progressive | $2,410 |
| Geico | $4,564 |
| USAA | $1,184 |
Cheapest auto insurance after a DUI: USAA
USAA is the cheapest option for Clifton Hill drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,432, on average.
A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.
| Company | Average annual rates |
|---|---|
| State Farm | $1,547 |
| Travelers | $1,904 |
| Progressive | $1,998 |
| Nationwide | $2,387 |
| Allstate | $2,527 |
| Geico | $4,498 |
| USAA | $1,432 |
Average car insurance cost in Clifton Hill
In Clifton Hill, the average annual cost for full coverage car insurance is around $1,994, which breaks down to approximately $166 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Clifton Hill is about $445.
Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.
| Average annual Rates | $1,994 |
| State minimum average | $445 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington, D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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