Cheapest car insurance companies in Bovey
A recent data analysis by Insurance.com found the cheapest car insurance companies are Nationwide and Travelers in Bovey for 2023.
Nationwide offers the cheapest car insurance premium for Bovey drivers at an annual rate of $1,361 a year, on average.
Car insurance prices in Bovey can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Bovey drivers.
| Companies | Average annual rates |
|---|---|
| Nationwide | $1,361 |
| USAA | $1,520 |
| Travelers | $1,633 |
| Automobile Club MI (AAA) | $1,651 |
| State Farm | $1,654 |
| Auto-Owners | $1,754 |
| North Star Mutual | $2,176 |
| Allstate | $2,458 |
| Western National Mutual | $2,970 |
| Geico | $2,991 |
Cheapest car insurance cost in Bovey by Age Group
Auto-Owners stands out as Bovey's cheapest auto insurance company for teen drivers at an average annual of $3,575. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups.
Getting lower rates isn't easy for young drivers, but they can take some steps to increase their chances of getting affordable insurance. Many insurance companies offer good student discounts to drivers who maintain a certain grade point average (GPA). Besides, teen drivers can lower premiums by staying on their parents' insurance.
Nationwide is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Bovey at about $2,125 per year.
As Bovey drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. Nationwide stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,329.
Nationwide tops the list in terms of affordability for senior drivers in Bovey. With an average annual premium of $1,176, Nationwide offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Auto-Owners | $3,575 | $2,542 | $1,736 | $1,576 |
| State Farm | $4,058 | $2,528 | $1,647 | $1,456 |
| Nationwide | $4,163 | $2,125 | $1,329 | $1,176 |
| Travelers | $4,194 | $2,429 | $1,634 | $1,487 |
| USAA | $4,260 | $2,369 | $1,548 | $1,474 |
| North Star Mutual | $4,844 | $3,398 | $2,071 | $1,902 |
| Automobile Club MI (AAA) | $5,359 | $2,752 | $1,661 | $1,575 |
| Allstate | $7,191 | $3,930 | $2,340 | $2,476 |
| Geico | $8,061 | $4,622 | $2,897 | $2,936 |
| Western National Mutual | $8,500 | $5,739 | $3,010 | $3,256 |
Cheapest car insurance companies in Bovey by driver profile
Your driving profile plays an important role in determining your car insurance rates in Bovey. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
When it comes to finding the cheapest car insurance rates in Bovey, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.
In Bovey, these insurance companies offer cheap car insurance rates based on your driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
The cheapest car insurance company for a driver with poor credit is Nationwide. It offers auto insurance for Bovey drivers at about $1,280 per year.
Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Bovey.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,280 |
| Geico | $2,285 |
| State Farm | $2,362 |
| USAA | $3,248 |
| Allstate | $4,082 |
| Travelers | $4,622 |
Cheapest for drivers with a speeding ticket: State Farm
State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Bovey. It provides full coverage car insurance for drivers aged 30 at about $1,099 per year.
Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,099 |
| Nationwide | $1,176 |
| USAA | $1,677 |
| Travelers | $2,237 |
| Geico | $2,934 |
| Allstate | $3,000 |
Cheapest auto insurance after an at-fault accident: State Farm
State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Bovey is $1,184. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.
| Company | Average annual rates |
|---|---|
| State Farm | $1,184 |
| Nationwide | $1,321 |
| USAA | $2,185 |
| Travelers | $2,277 |
| Allstate | $3,742 |
| Geico | $3,772 |
Cheapest auto insurance after a DUI: State Farm
Among the carriers analyzed, State Farm offers the cheapest auto insurance premiums for drivers with a DUI in Bovey. On average, its annual full coverage rate is $1,099, making it a significantly cheaper option than other insurance providers.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,099 |
| Nationwide | $1,758 |
| USAA | $2,511 |
| Travelers | $3,238 |
| Allstate | $3,958 |
| Geico | $10,108 |
Average car insurance cost in Bovey
The average car insurance rate in Bovey for full coverage is $2,017 per year or $168 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Bovey is $430 per year.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | State minimum average |
|---|---|
| $2,017 | $430 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
