Cheapest car insurance companies in Bovey 

A recent data analysis by found the cheapest car insurance companies are Nationwide and Travelers in Bovey for 2023. 

Nationwide offers the cheapest car insurance premium for Bovey drivers at an annual rate of $1,361 a year, on average. 

Car insurance prices in Bovey can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Bovey drivers.

CompaniesAverage annual rates
Automobile Club MI (AAA)$1,651
State Farm$1,654
North Star Mutual$2,176
Western National Mutual$2,970
Data updated in 2024
Read our full methodology

Cheapest car insurance cost in Bovey by Age Group 

Auto-Owners stands out as Bovey's cheapest auto insurance company for teen drivers at an average annual of $3,575. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups. 

Getting lower rates isn't easy for young drivers, but they can take some steps to increase their chances of getting affordable insurance. Many insurance companies offer good student discounts to drivers who maintain a certain grade point average (GPA). Besides, teen drivers can lower premiums by staying on their parents' insurance. 

Nationwide is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Bovey at about $2,125 per year

As Bovey drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. Nationwide stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,329

Nationwide tops the list in terms of affordability for senior drivers in Bovey. With an average annual premium of $1,176, Nationwide offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.

CompanyTeensYoung AdultsAdultsSeniors
State Farm$4,058$2,528$1,647$1,456
North Star Mutual$4,844$3,398$2,071$1,902
Automobile Club MI (AAA)$5,359$2,752$1,661$1,575
Western National Mutual$8,500$5,739$3,010$3,256
Data updated in 2024
Read our full methodology

Cheapest car insurance companies in Bovey by driver profile 

Your driving profile plays an important role in determining your car insurance rates in Bovey. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.

When it comes to finding the cheapest car insurance rates in Bovey, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.

In Bovey, these insurance companies offer cheap car insurance rates based on your driver profile.

The cheapest car insurance company for a driver with poor credit is Nationwide. It offers auto insurance for Bovey drivers at about $1,280 per year

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Bovey.

CompanyAverage annual rates
State Farm$2,362
Data updated in 2024
Read our full methodology

State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Bovey. It provides full coverage car insurance for drivers aged 30 at about $1,099 per year

Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.

CompanyAverage annual premium
State Farm$1,099
Data updated in 2024
Read our full methodology

State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Bovey is $1,184. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket. 

CompanyAverage annual rates
State Farm$1,184
Data updated in 2024
Read our full methodology

Among the carriers analyzed, State Farm offers the cheapest auto insurance premiums for drivers with a DUI in Bovey. On average, its annual full coverage rate is $1,099, making it a significantly cheaper option than other insurance providers.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers. 

CompanyAverage annual rates
State Farm$1,099
Data updated in 2024
Read our full methodology

Average car insurance cost in Bovey 

The average car insurance rate in Bovey for full coverage is $2,017 per year or $168 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Bovey is $430 per year. 

Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.

You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.

Average annual RatesState minimum average
Data updated in 2024
Read our full methodology

Methodology commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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