Cheapest car insurance companies in Bristol 

State Farm and Travelers have the cheapest car insurance premiums for Bristol drivers in 2023, based on a data study by Insurance.com. 

The car insurance company in Bristol that provides the cheapest car insurance premiums is State Farm, with an average annual rate of $1,150 .

Car insurance prices in Bristol can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Bristol drivers.

CompaniesAverage annual rates
USAA$1,110
State Farm$1,150
Travelers$1,530
Progressive$1,570
American Family$1,592
Nationwide$1,623
Amica Mutual$1,878
Geico$2,185
Allstate$2,725
Farmers$2,889
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance cost in Bristol by Age Group 

The cheapest auto insurance company in Bristol for teen drivers is State Farm. For full coverage, its average annual rate for Bristol drivers is $3,238. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance. 

However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.

State Farm provides the cheapest car insurance coverage for young drivers in Bristol, with an annual premium of $1,984 on average.

As Bristol drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. USAA stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,140

Bristol senior drivers seeking affordable car insurance should look no further than State Farm. It offers the cheapest car insurance rates for seniors, with an average annual premium of $1,158. It makes State Farm a good choice for seniors who want to save money without sacrificing coverage. 

CompanyTeensYoung AdultsAdultsSeniors
State Farm$3,238$1,984$1,147$1,158
Nationwide$5,015$2,614$1,595$1,554
American Family$5,185$2,786$1,670$1,836
USAA$5,822$1,995$1,140$1,178
Geico$7,007$3,493$2,214$2,350
Allstate$7,568$4,694$2,738$2,830
Progressive$7,982$2,789$1,595$1,704
Amica Mutual$9,234$4,321$1,846$2,099
Travelers$9,370$2,741$1,515$1,787
Farmers$10,738$5,584$2,899$2,860
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance companies in Bristol by driver profile 

When determining car insurance rates in Bristol, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.

It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Bristol that suits your budget. 

Here's a list of car insurance companies that offer cheap insurance rates in Bristol based on driver profile. 

The cheapest car insurance company for a driver with poor credit is State Farm. It offers auto insurance for Bristol drivers at about $1,974 per year

Drivers with poor or bad credit scores in Bristol can consider the following car insurance companies to get the affordable car insurance coverage. 

CompanyAverage annual rates
State Farm$1,974
Travelers$1,985
Geico$2,084
USAA$2,188
Nationwide$2,455
Progressive$2,869
Allstate$4,862
Data refreshed as of May 2024
Read our full methodology

In Bristol, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $960, on average. 

Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.

CompanyAverage annual premium
State Farm$960
USAA$1,295
Travelers$1,653
Nationwide$2,379
Progressive$2,449
Geico$2,769
Allstate$3,364
Data refreshed as of May 2024
Read our full methodology

Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.

In a recent data analysis, Insurance.com found that USAA offers the cheapest car insurance rates for Bristol drivers with at-fault accidents. It provides coverage at an average annual cost of $1,033.

CompanyAverage annual rates
USAA$1,033
State Farm$1,044
Travelers$1,464
Progressive$1,768
Geico$1,908
Nationwide$1,918
Allstate$3,049
Data refreshed as of May 2024
Read our full methodology

State Farm is the cheapest option for Bristol drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $960, on average.

A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums. 

CompanyAverage annual rates
State Farm$960
Travelers$1,957
USAA$2,159
Progressive$2,575
Nationwide$3,713
Allstate$5,179
Geico$6,388
Data refreshed as of May 2024
Read our full methodology

Average car insurance cost in Bristol 

The average car insurance rate in Bristol for full coverage is $1,825 per year or $152 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Bristol is $606 per year. 

While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.

Average annual RatesState minimum average
$1,825$606
Data refreshed as of May 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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