Cheapest car insurance companies in Burlington 

Nationwide and Progressive offer the cheapest car insurance rates in Burlington for 2023, according to a study by Insurance.com.

Nationwide has the cheapest car insurance rates in Burlington at an average cost of $909 per year.

Car insurance costs may vary in Burlington based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Burlington.

CompaniesAverage annual rates
USAA$760
Nationwide$909
Progressive$981
Auto-Owners$1,019
State Farm$1,035
Geico$1,227
Vermont Mutual$1,232
Co-operative Insurance$1,487
Allstate$1,697
Farmers$2,353
Data updated in 2024
Read our full methodology

Cheapest car insurance cost in Burlington by Age Group 

Auto-Owners is the cheapest option for car insurance in Burlington for teen drivers, with average annual premiums at just $2,320 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.

Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.

For young drivers in Burlington, USAA has the cheapest auto insurance rates, with an average annual cost of $1,305 annually

Drivers in Burlington stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. USAA has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $775 a year

USAA tops the list in terms of affordability for senior drivers in Burlington. With an average annual premium of $775, USAA offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.

CompanyTeensYoung AdultsAdultsSeniors
Auto-Owners$2,320$1,599$1,058$1,088
USAA$2,902$1,305$775$775
Nationwide$2,916$1,483$882$900
State Farm$3,147$1,783$1,044$1,014
Progressive$3,292$1,732$991$988
Geico$4,236$2,102$1,193$1,282
Vermont Mutual$4,381$2,863$1,268$1,352
Allstate$4,956$2,828$1,667$1,867
Co-operative Insurance$5,417$3,188$1,488$1,435
Farmers$10,479$4,834$2,340$2,060
Data updated in 2024
Read our full methodology

Cheapest car insurance companies in Burlington by driver profile 

Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Burlington. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.

It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Burlington that suits your budget. 

In Burlington, these insurance companies offer cheap car insurance rates based on your driver profile.

Geico has the cheapest rates for Burlington drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,050, Geico offers substantial savings among the insurers analyzed.

The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores. 

CompanyAverage annual rates
Geico$1,050
Nationwide$1,147
USAA$1,474
Allstate$2,409
State Farm$2,424
Progressive$3,180
Data updated in 2024
Read our full methodology

In Burlington, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $793, on average. 

Some companies are known for providing the cheapest car insurance rates, but finding the most affordable policy depends highly on individual factors. 

Comparing quotes from various car insurance companies can prove beneficial for getting the best deal. With this, you can get the coverage you need at an affordable price. 

CompanyAverage annual premium
State Farm$793
USAA$814
Geico$961
Nationwide$1,180
Allstate$1,890
Progressive$2,302
Data updated in 2024
Read our full methodology

Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.

In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for Burlington drivers with at-fault accidents. It provides coverage at an average annual cost of $857.

CompanyAverage annual rates
State Farm$857
USAA$1,109
Nationwide$1,306
Geico$1,526
Allstate$2,406
Progressive$2,982
Data updated in 2024
Read our full methodology

Buying car insurance doesn't have to break the bank. State Farm offers the cheapest full coverage policy in Burlington for drivers with a DUI, with an average annual premium of $793.

A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums. 

CompanyAverage annual rates
State Farm$793
USAA$1,508
Nationwide$1,807
Progressive$2,549
Allstate$2,620
Geico$4,086
Data updated in 2024
Read our full methodology

Average car insurance cost in Burlington 

Full coverage car insurance in Burlington for a coverage limit of 100/300/100 is $1,270 per year or $106 per month, while the state minimum coverage costs an average of $352 a year.

Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as

Average annual RatesState minimum average
$1,270$352
Data updated in 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

Compare auto insurance rates by city in Vermont