Cheapest car insurance companies in Burlington 

A recent data analysis by Insurance.com found the cheapest car insurance companies are Nationwide and Progressive in Burlington for 2023. 

Nationwide has the cheapest car insurance rates in Burlington at an average cost of $909 per year.

The cost of car insurance in Burlington varies depending on your ZIP code, driving history, coverage level, and carrier. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.

Here’s a list of insurance companies offering affordable premiums to drivers in Burlington.

CompaniesAverage annual rates
USAA$760
Nationwide$909
Progressive$981
Auto-Owners$1,019
State Farm$1,035
Geico$1,227
Vermont Mutual$1,232
Co-operative Insurance$1,487
Allstate$1,697
Farmers$2,353

Cheapest car insurance cost in Burlington by Age Group 

Auto-Owners offers the cheapest full coverage car insurance for teenage drivers in Burlington, with an average annual cost of $2,320 per year. Insurance companies deem teenagers as "high-risk" drivers due to their inexperience and statistically higher accident rates. This elevated risk profile translates to significantly higher car insurance costs for young drivers compared to their older counterparts. 

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible. 

USAA provides the cheapest car insurance coverage for young drivers in Burlington, with an annual premium of $1,305 on average.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Burlington is USAA. Its average rate for a full coverage car insurance policy is $775 per year

USAA is the cheapest option for senior drivers in Burlington, with an average premium of $775 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis. 

CompanyTeensYoung AdultsAdultsSeniors
Auto-Owners$2,320$1,599$1,058$1,088
USAA$2,902$1,305$775$775
Nationwide$2,916$1,483$882$900
State Farm$3,147$1,783$1,044$1,014
Progressive$3,292$1,732$991$988
Geico$4,236$2,102$1,193$1,282
Vermont Mutual$4,381$2,863$1,268$1,352
Allstate$4,956$2,828$1,667$1,867
Co-operative Insurance$5,417$3,188$1,488$1,435
Farmers$10,479$4,834$2,340$2,060

Cheapest car insurance companies in Burlington by driver profile 

When determining car insurance rates in Burlington, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.

To find the cheapest car insurance company in Burlington, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget. 

Here's a list of car insurance companies that offer cheap insurance rates in Burlington based on driver profile. 

If you're a Burlington driver with poor credit, Geico is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,050 annually

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Burlington.

CompanyAverage annual rates
Geico$1,050
Nationwide$1,147
USAA$1,474
Allstate$2,409
State Farm$2,424
Progressive$3,180

State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Burlington. It provides full coverage car insurance for drivers aged 30 at about $793 per year

Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.

CompanyAverage annual premium
State Farm$793
USAA$814
Geico$961
Nationwide$1,180
Allstate$1,890
Progressive$2,302

Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.

Drivers in Burlington with at-fault accidents on their driving records can find the cheapest car insurance rates with State Farm. Its full coverage policy costs an average of $857 annually.

CompanyAverage annual rates
State Farm$857
USAA$1,109
Nationwide$1,306
Geico$1,526
Allstate$2,406
Progressive$2,982

State Farm is the cheapest option for Burlington drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $793, on average.

A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.

CompanyAverage annual rates
State Farm$793
USAA$1,508
Nationwide$1,807
Progressive$2,549
Allstate$2,620
Geico$4,086

Average car insurance cost in Burlington 

In Burlington, the average annual cost for full coverage car insurance is around $1,270, which breaks down to approximately $106 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Burlington is about $352.

Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.

You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.

Average annual RatesState minimum average
$1,270$352

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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