Cheapest car insurance companies in South Burlington 

After an in-depth analysis, Insurance.com found that Auto-Owners and Nationwide are the cheapest car insurance companies in South Burlington for 2023. 

Auto-Owners is the cheapest option for most South Burlington drivers, with an average annual rate of $900

When it comes to car insurance costs in South Burlington, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy. 

CompaniesAverage annual rates
USAA$703
Auto-Owners$900
Nationwide$909
Progressive$971
State Farm$1,033
Geico$1,227
Vermont Mutual$1,232
Co-operative Insurance$1,487
Allstate$1,697
Farmers$2,353

Cheapest car insurance cost in South Burlington by Age Group 

The cheapest auto insurance company in South Burlington for teen drivers is Auto-Owners. For full coverage, its average annual rate for South Burlington drivers is $2,079. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance. 

However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.

When compared to other car insurance companies, USAA turned out to be the cheapest car insurance company for young drivers in South Burlington, offering full coverage at an annual average cost of $1,203.

Drivers in South Burlington stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. USAA has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $717 a year

USAA is the cheapest option for senior drivers in South Burlington, with an average premium of $721 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis. 

CompanyTeensYoung AdultsAdultsSeniors
Auto-Owners$2,079$1,424$935$963
USAA$2,676$1,203$717$721
Nationwide$2,916$1,483$882$900
State Farm$3,129$1,778$1,044$1,011
Progressive$3,253$1,713$981$976
Geico$4,236$2,102$1,193$1,282
Vermont Mutual$4,381$2,863$1,268$1,352
Allstate$4,956$2,828$1,667$1,867
Co-operative Insurance$5,417$3,188$1,488$1,435
Farmers$10,479$4,834$2,340$2,060

Cheapest car insurance companies in South Burlington by driver profile 

Car insurance rates in South Burlington vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations

Comparison shopping is the key to getting the cheapest car insurance rates in South Burlington. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.

Here's a list of car insurance companies that offer cheap insurance rates in South Burlington based on driver profile. 

Geico has the cheapest rates for South Burlington drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,050, Geico offers substantial savings among the insurers analyzed.

The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores. 

CompanyAverage annual rates
Geico$1,050
Nationwide$1,147
USAA$1,474
Allstate$2,409
State Farm$2,485
Progressive$3,155

Based on recent data analysis, 30-year-old drivers in South Burlington with speeding tickets on their driving record can get the cheapest car insurance rates from State Farm at an annual cost of $812.

Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs. 

CompanyAverage annual premium
State Farm$812
USAA$814
Geico$961
Nationwide$1,180
Allstate$1,890
Progressive$2,280

Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.

In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for South Burlington drivers with at-fault accidents. It provides coverage at an average annual cost of $876.

CompanyAverage annual rates
State Farm$876
USAA$1,109
Nationwide$1,306
Geico$1,526
Allstate$2,406
Progressive$2,953

State Farm is the carrier that offers cheap auto insurance rates in South Burlington for drivers after a DUI. Its average annual rate for full coverage is $812

A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.

CompanyAverage annual rates
State Farm$812
USAA$1,508
Nationwide$1,807
Progressive$2,526
Allstate$2,620
Geico$4,086

Average car insurance cost in South Burlington 

In South Burlington, the average annual cost for full coverage car insurance is around $1,251, which breaks down to approximately $104 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in South Burlington is about $351.

While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.

Average annual RatesState minimum average
$1,251$351

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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