Cheapest car insurance companies in Rutland 

Progressive and Nationwide offer the cheapest car insurance rates in Rutland for 2023, according to a study by Insurance.com.

Progressive offers the cheapest car insurance premium for Rutland drivers at an annual rate of $889 a year, on average. 

In Rutland, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrier. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates. 

CompaniesAverage annual rates
USAA$812
Progressive$889
Nationwide$977
Auto-Owners$1,030
State Farm$1,059
Geico$1,221
Vermont Mutual$1,365
Co-operative Insurance$1,429
Allstate$1,691
Farmers$2,388

Cheapest car insurance cost in Rutland by Age Group 

The cheapest auto insurance company in Rutland for teen drivers is Auto-Owners. For full coverage, its average annual rate for Rutland drivers is $2,266. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance. 

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible. 

When compared to other car insurance companies, USAA turned out to be the cheapest car insurance company for young drivers in Rutland, offering full coverage at an annual average cost of $1,402.

For Rutland drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. USAA provides the cheapest car insurance premiums, offering full coverage policies at $828 annually

USAA is the cheapest option for senior drivers in Rutland, with an average premium of $831 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis. 

CompanyTeensYoung AdultsAdultsSeniors
Auto-Owners$2,266$1,582$1,067$1,095
Progressive$2,960$1,559$897$892
USAA$3,141$1,402$828$831
Nationwide$3,180$1,606$947$963
State Farm$3,207$1,829$1,070$1,034
Geico$4,108$2,065$1,187$1,264
Vermont Mutual$4,847$3,173$1,404$1,492
Allstate$4,959$2,823$1,662$1,870
Co-operative Insurance$5,196$3,059$1,428$1,378
Farmers$10,410$4,845$2,371$2,063

Cheapest car insurance companies in Rutland by driver profile 

Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Rutland. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.

Comparison shopping is the key to getting the cheapest car insurance rates in Rutland. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.

Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Rutland drivers based on driver profile.

Geico has the cheapest rates for Rutland drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,066, Geico offers substantial savings among the insurers analyzed.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores. 

CompanyAverage annual rates
Geico$1,066
Nationwide$1,213
USAA$1,718
Allstate$2,402
State Farm$2,493
Progressive$2,863

Based on recent data analysis, 30-year-old drivers in Rutland with speeding tickets on their driving record can get the cheapest car insurance rates from State Farm at an annual cost of $814.

Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.

CompanyAverage annual premium
State Farm$814
USAA$941
Geico$975
Nationwide$1,250
Allstate$1,887
Progressive$2,064

Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.

Drivers in Rutland with at-fault accidents on their driving records can find the cheapest car insurance rates with State Farm. Its full coverage policy costs an average of $878 annually.

CompanyAverage annual rates
State Farm$878
USAA$1,289
Nationwide$1,387
Geico$1,549
Allstate$2,408
Progressive$2,672

State Farm is the carrier that offers cheap auto insurance rates in Rutland for drivers after a DUI. Its average annual rate for full coverage is $814

Drivers convicted of a DUI offense face substantial increases in their car insurance rates. To get affordable premiums, you should compare quotes from different insurance carriers.

CompanyAverage annual rates
State Farm$814
USAA$1,759
Nationwide$1,925
Progressive$2,287
Allstate$2,623
Geico$4,149

Average car insurance cost in Rutland 

In Rutland, the annual cost of car insurance for the coverage level of 100/300/100 is $1,286 or around $107 per month. However, the average yearly rate for state minimum coverage in Rutland is $325.

While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.

Average annual RatesState minimum average
$1,286$325

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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