Cheapest car insurance companies in Deland 

A recent data analysis by Insurance.com found the cheapest car insurance companies are Nationwide and State Farm in Deland for 2023. 

The car insurance company in Deland that provides the cheapest car insurance premiums is Nationwide, with an average annual rate of $1,861 .

Car insurance prices in Deland can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Deland drivers.

CompaniesAverage annual rates
Nationwide$1,861
State Farm$1,864
Travelers$1,910
Geico$2,378
United Automobile Insurance$2,410
Progressive$2,667
National General Insurance$3,061
Farmers$3,446
Mercury Insurance$3,649
Allstate$3,760
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance cost in Deland by Age Group 

The cheapest auto insurance company in Deland for teen drivers is State Farm. For full coverage, its average annual rate for Deland drivers is $4,930. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance. 

Teens can maintain lower car insurance premiums by leveraging the good student discount or by remaining on their parent’s existing policy as long as feasible.

For young drivers in Deland, Nationwide has the cheapest auto insurance rates, with an average annual cost of $2,526 annually

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Deland is Nationwide. Its average rate for a full coverage car insurance policy is $1,824 per year

With an average annual premium of $1,799, State Farm offers Deland's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel. 

CompanyTeensYoung AdultsAdultsSeniors
State Farm$4,930$2,983$1,864$1,799
Nationwide$5,759$2,526$1,824$1,888
United Automobile Insurance$5,966$3,431$2,438$2,347
Travelers$6,229$2,934$1,926$1,893
Geico$6,523$4,031$2,426$2,183
National General Insurance$6,742$4,426$3,154$3,125
Progressive$6,917$3,910$2,622$2,672
Allstate$8,776$5,644$3,695$3,716
Mercury Insurance$8,796$5,822$3,575$3,427
Farmers$14,472$5,259$3,471$3,376
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance companies in Deland by driver profile 

Your driving profile plays an important role in determining your car insurance rates in Deland. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.

To find the cheapest car insurance company in Deland, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget. 

Here's a list of car insurance companies that offer cheap insurance rates in Deland based on driver profile. 

State Farm has the cheapest rates for Deland drivers with poor credit looking for affordable auto insurance. At an annual cost of $2,788, State Farm offers substantial savings among the insurers analyzed.

Drivers with poor or bad credit scores in Deland can consider the following car insurance companies to get the affordable car insurance coverage. 

CompanyAverage annual rates
State Farm$2,788
Nationwide$2,859
Geico$2,911
Travelers$3,771
Progressive$4,235
Allstate$4,476
Farmers$5,077
Data refreshed as of May 2024
Read our full methodology

In Deland, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,662, on average. 

Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.

CompanyAverage annual premium
State Farm$1,662
Allstate$2,525
Geico$2,610
Travelers$2,738
Nationwide$2,796
Progressive$3,851
Farmers$4,226
Data refreshed as of May 2024
Read our full methodology

If you've had an accident, State Farm might be your best bet for affordable auto insurance.

For Deland drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $1,773. It's a great option if you're looking for affordable coverage that won't break the bank.

After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.

CompanyAverage annual rates
State Farm$1,773
Geico$2,403
Travelers$2,744
Nationwide$2,796
Allstate$3,992
Progressive$4,593
Farmers$5,162
Data refreshed as of May 2024
Read our full methodology

State Farm is the carrier that offers cheap auto insurance rates in Deland for drivers after a DUI. Its average annual rate for full coverage is $1,662

Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.

CompanyAverage annual rates
State Farm$1,662
Travelers$3,495
Allstate$3,681
Geico$3,715
Progressive$3,800
Farmers$3,906
Nationwide$4,590
Data refreshed as of May 2024
Read our full methodology

Average car insurance cost in Deland 

In Deland, the average annual cost for full coverage car insurance is around $2,701, which breaks down to approximately $225 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Deland is about $935.

While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.

Average annual RatesState minimum average
$2,701$935
Data refreshed as of May 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.