Cheapest car insurance companies in Deland
A recent data analysis by Insurance.com found the cheapest car insurance companies are Nationwide and State Farm in Deland for 2023.
The car insurance company in Deland that provides the cheapest car insurance premiums is Nationwide, with an average annual rate of $1,861 .
Car insurance prices in Deland can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Deland drivers.
| Companies | Average annual rates |
|---|---|
| Nationwide | $1,861 |
| State Farm | $1,864 |
| Travelers | $1,910 |
| Geico | $2,378 |
| United Automobile Insurance | $2,410 |
| Progressive | $2,667 |
| National General Insurance | $3,061 |
| Farmers | $3,446 |
| Mercury Insurance | $3,649 |
| Allstate | $3,760 |
Cheapest car insurance cost in Deland by Age Group
The cheapest auto insurance company in Deland for teen drivers is State Farm. For full coverage, its average annual rate for Deland drivers is $4,930. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance.
Teens can maintain lower car insurance premiums by leveraging the good student discount or by remaining on their parent’s existing policy as long as feasible.
For young drivers in Deland, Nationwide has the cheapest auto insurance rates, with an average annual cost of $2,526 annually.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Deland is Nationwide. Its average rate for a full coverage car insurance policy is $1,824 per year.
With an average annual premium of $1,799, State Farm offers Deland's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| State Farm | $4,930 | $2,983 | $1,864 | $1,799 |
| Nationwide | $5,759 | $2,526 | $1,824 | $1,888 |
| United Automobile Insurance | $5,966 | $3,431 | $2,438 | $2,347 |
| Travelers | $6,229 | $2,934 | $1,926 | $1,893 |
| Geico | $6,523 | $4,031 | $2,426 | $2,183 |
| National General Insurance | $6,742 | $4,426 | $3,154 | $3,125 |
| Progressive | $6,917 | $3,910 | $2,622 | $2,672 |
| Allstate | $8,776 | $5,644 | $3,695 | $3,716 |
| Mercury Insurance | $8,796 | $5,822 | $3,575 | $3,427 |
| Farmers | $14,472 | $5,259 | $3,471 | $3,376 |
Cheapest car insurance companies in Deland by driver profile
Your driving profile plays an important role in determining your car insurance rates in Deland. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
To find the cheapest car insurance company in Deland, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.
Here's a list of car insurance companies that offer cheap insurance rates in Deland based on driver profile.
- Cheapest for a driver with poor credit: State Farm
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: State Farm
State Farm has the cheapest rates for Deland drivers with poor credit looking for affordable auto insurance. At an annual cost of $2,788, State Farm offers substantial savings among the insurers analyzed.
Drivers with poor or bad credit scores in Deland can consider the following car insurance companies to get the affordable car insurance coverage.
| Company | Average annual rates |
|---|---|
| State Farm | $2,788 |
| Nationwide | $2,859 |
| Geico | $2,911 |
| Travelers | $3,771 |
| Progressive | $4,235 |
| Allstate | $4,476 |
| Farmers | $5,077 |
Cheapest for drivers with a speeding ticket: State Farm
In Deland, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,662, on average.
Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.
| Company | Average annual premium |
|---|---|
| State Farm | $1,662 |
| Allstate | $2,525 |
| Geico | $2,610 |
| Travelers | $2,738 |
| Nationwide | $2,796 |
| Progressive | $3,851 |
| Farmers | $4,226 |
Cheapest auto insurance after an at-fault accident: State Farm
If you've had an accident, State Farm might be your best bet for affordable auto insurance.
For Deland drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $1,773. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| State Farm | $1,773 |
| Geico | $2,403 |
| Travelers | $2,744 |
| Nationwide | $2,796 |
| Allstate | $3,992 |
| Progressive | $4,593 |
| Farmers | $5,162 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the carrier that offers cheap auto insurance rates in Deland for drivers after a DUI. Its average annual rate for full coverage is $1,662.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| State Farm | $1,662 |
| Travelers | $3,495 |
| Allstate | $3,681 |
| Geico | $3,715 |
| Progressive | $3,800 |
| Farmers | $3,906 |
| Nationwide | $4,590 |
Average car insurance cost in Deland
In Deland, the average annual cost for full coverage car insurance is around $2,701, which breaks down to approximately $225 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Deland is about $935.
While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $2,701 | $935 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
