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If you're looking for the best and cheapest car insurance in Avon Park, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Avon Park and prepared this guide for you.

The average cost of auto insurance in Avon Park for full coverage is $2,150 per year for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Avon Park. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance companies in Avon Park

According to a study by Insurance.com, the cheapest car insurance companies in Avon Park for 2023 are State Farm and Geico.

State Farm is the cheapest option for most Avon Park drivers, with an average annual rate of $1,386.

Car insurance cost may vary in Avon Park based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Avon Park

CompaniesAverage Annual Rates
State Farm$1,386
Geico$1,488
Travelers$1,733
Nationwide$1,809
Mercury Insurance$2,008
Allstate$2,391
Farmers$2,691
Progressive$2,750
National General Insurance$3,094

Cheapest car insurance cost in Avon Park by Age Group

The cheapest auto insurance company in Avon Park for teen drivers is State Farm. For full coverage, its average annual rate for Avon Park drivers is $3,972. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

State Farm is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Avon Park at about $2,377 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Avon Park is the State Farm. Its average rate for a full coverage car insurance policy is $1,407 per year.

If you are a senior driver in Avon Park and looking for a cheap car insurance company, then consider buying insurance from the State Farm. It is the cheapest auto insurance company for senior drivers with an average premium of $1,328 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Allstate$2,397$2,373$9,742$3,470
Farmers$2,724$2,988$9,226$3,744
Geico$1,559$1,398$4,378$2,663
Mercury Insurance$2,132$2,080$11,856$4,104
National General Insurance$3,293$3,249$7,379$4,698
Nationwide$1,811$1,844$6,049$2,682
Progressive$2,782$2,911$8,038$4,283
State Farm$1,407$1,328$3,972$2,377
Travelers$1,771$1,720$6,100$2,738

Cheapest car insurance companies in Avon Park by driver profile

Car insurance rates in Avon Park vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Avon Park, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.

Here are some of the cheapest car insurance companies in Avon Park based on driver profile.

Cheapest for a driver with poor credit: State Farm

The cheapest car insurance company for a driver with poor credit is State Farm. It offers auto insurance for Avon Park drivers at about $2,447 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
State Farm$2,447
Nationwide$2,713
Geico$2,725
Mercury$3,160
Travelers$3,451
Farmers$3,948
Progressive$4,318
Allstate$4,333

Cheapest for drivers with a speeding ticket: State Farm

State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Avon Park. It offers full coverage car insurance for drivers age 30 at about $1,481 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
State Farm$1,481
Geico$2,051
Nationwide$2,200
Allstate$2,391
Travelers$2,436
Mercury$2,617
Farmers$3,296
Progressive$3,778

Cheapest auto insurance after an at-fault accident: State Farm

State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Avon Park is $1,577. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
State Farm$1,577
Geico$2,147
Travelers$2,390
Nationwide$2,472
Mercury$3,619
Allstate$3,659
Farmers$3,823
Progressive$4,240

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Avon Park for drivers after a DUI. Its average annual rate for full coverage is $1,481.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.

CompaniesAverage Annual Rates
State Farm$1,481
Travelers$2,627
Geico$2,713
Farmers$2,907
Allstate$3,073
Mercury$3,087
Progressive$3,237
Nationwide$3,637

Average car insurance cost in Avon Park

The average car insurance rate in Avon Park for full coverage is $2,150 per year or $179 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Avon Park is $727 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$2,150$727

Methodology

Insurance.com commissioned 2022 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2022.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Rates sourced from Quadrant Data Services are for comparison purposes only; your rates may differ.

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