Cheapest car insurance companies in Mesa 

According to a study by Insurance.com, the cheapest car insurance companies in Mesa for 2023 are Geico and Travelers

Geico offers the cheapest car insurance premium for Mesa drivers at an annual rate of $1,349 a year, on average. 

Car insurance costs may vary in Mesa based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Mesa.

CompaniesAverage annual rates
Geico$1,349
Travelers$1,577
USAA$1,662
Auto-Owners$1,667
Nationwide$1,930
Progressive$2,020
Allstate$2,410
State Farm$2,492
Farmers$2,679

Cheapest car insurance cost in Mesa by Age Group 

The cheapest auto insurance company in Mesa for teen drivers is Geico. For full coverage, its average annual rate for Mesa drivers is $3,503. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance. 

However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.

Geico provides the cheapest car insurance coverage for young drivers in Mesa, with an annual premium of $1,863 on average.

For Mesa drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. Geico provides the cheapest car insurance premiums, offering full coverage policies at $1,347 annually

Mesa senior drivers seeking affordable car insurance should look no further than Geico. It offers the cheapest car insurance rates for seniors, with an average annual premium of $1,346. It makes Geico a good choice for seniors who want to save money without sacrificing coverage. 

CompanyTeensYoung AdultsAdultsSeniors
Geico$3,503$1,863$1,347$1,346
Auto-Owners$4,832$2,892$1,719$1,805
Travelers$5,228$2,475$1,614$1,661
Nationwide$7,422$3,436$1,921$1,824
State Farm$7,452$4,211$2,511$2,447
USAA$7,454$2,902$1,669$1,702
Allstate$7,936$3,372$2,386$2,677
Progressive$9,880$3,354$2,000$2,052
Farmers$11,996$4,896$2,552$2,831
CSAA Insurance (AAA)$14,984N/AN/AN/A

Cheapest car insurance companies in Mesa by driver profile 

Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Mesa. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.

Finding the cheapest car insurance in Mesa requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit. 

Below are some of the cheapest car insurance companies in Mesa by driver profile.

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Mesa drivers at about $1,785 per year

Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Mesa.

CompanyAverage annual rates
Geico$1,785
Nationwide$1,835
Travelers$2,208
USAA$2,919
Progressive$3,445
Allstate$3,606
Farmers$4,226
State Farm$6,726

State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Mesa. It provides full coverage car insurance for drivers aged 30 at about $1,790 per year

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs. 

CompanyAverage annual premium
State Farm$1,790
Nationwide$1,873
USAA$1,916
Geico$2,032
Travelers$2,111
Progressive$2,655
Allstate$3,389
Farmers$3,437

Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.

Drivers in Mesa with at-fault accidents on their driving records can find the cheapest car insurance rates with State Farm. Its full coverage policy costs an average of $1,935 annually.

CompanyAverage annual rates
State Farm$1,935
Nationwide$2,026
Geico$2,072
Travelers$2,148
USAA$2,438
Allstate$3,283
Progressive$3,377
Farmers$4,163

Among the carriers analyzed, State Farm offers the cheapest auto insurance premiums for drivers with a DUI in Mesa. On average, its annual full coverage rate is $1,790, making it a significantly cheaper option than other insurance providers.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers. 

CompanyAverage annual rates
State Farm$1,790
Travelers$2,642
Geico$2,695
Progressive$2,915
Nationwide$3,033
USAA$3,711
Allstate$4,366
Farmers$5,353

Average car insurance cost in Mesa 

Full coverage car insurance in Mesa for a coverage limit of 100/300/100 is $1,976 per year or $165 per month, while the state minimum coverage costs an average of $600 a year.

Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as

Average annual RatesState minimum average
$1,976$600

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.