Cheapest car insurance companies in Tucson
According to a study by Insurance.com, the cheapest car insurance companies in Tucson for 2023 are GEICO and Travelers.
GEICO has the cheapest car insurance rates in Tucson at an average cost of $1,279 per year.
The cost of car insurance in Tucson varies depending on your ZIP code, driving history, coverage level, and carrierAn insurance carrier is the company that provides your car insurance policy and pays claims.. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.
Here’s a list of insurance companies offering affordable premiums to drivers in Tucson.
| Companies | Average annual rates |
|---|---|
| GEICO | $1,279 |
| Travelers | $1,533 |
| Auto-Owners | $1,597 |
| Nationwide | $1,696 |
| Progressive | $1,899 |
| Allstate | $2,219 |
| Farmers | $2,578 |
| State Farm | $2,638 |
| USAA | $1,472 |
Cheapest car insurance cost in Tucson by Age Group
GEICO stands out as Tucson's cheapest auto insurance company for teen drivers at an average annual of $3,321. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible.
For young drivers in Tucson, GEICO has the cheapest auto insurance rates, with an average annual cost of $1,772 annually.
As Tucson drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. GEICO stands out as the cheapest car insurance option for adult drivers, with an annual premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,275.
Tucson senior drivers seeking affordable car insurance should look no further than GEICO. It offers the cheapest car insurance rates for seniors, with an average annual premium of $1,267. It makes GEICO a good choice for seniors who want to save money without sacrificing coverage.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| GEICO | $3,321 | $1,772 | $1,275 | $1,267 |
| Auto-Owners | $4,636 | $2,769 | $1,647 | $1,735 |
| Travelers | $5,017 | $2,409 | $1,568 | $1,597 |
| Nationwide | $6,447 | $2,999 | $1,688 | $1,602 |
| Allstate | $7,525 | $3,150 | $2,196 | $2,465 |
| State Farm | $7,825 | $4,443 | $2,660 | $2,596 |
| Progressive | $9,366 | $3,195 | $1,886 | $1,946 |
| Farmers | $11,482 | $4,725 | $2,460 | $2,664 |
| CSAA Insurance (AAA) | $14,422 | N/A | N/A | N/A |
| USAA | $6,496 | $2,553 | $1,479 | $1,499 |
Cheapest car insurance companies in Tucson by driver profile
Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Tucson. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.
Finding the cheapest car insurance in Tucson requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Below are some of the cheapest car insurance companies in Tucson by driver profile.
- Cheapest for a driver with poor credit: GEICO
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: GEICO
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: GEICO
Drivers in Tucson with poor credit can get the cheapest car insurance from GEICO at an average cost of $1,518 a year, according to a data study by Insurance.com.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores.
| Company | Average annual rates |
|---|---|
| GEICO | $1,518 |
| Nationwide | $1,693 |
| Travelers | $2,100 |
| Progressive | $3,063 |
| Farmers | $3,908 |
| Allstate | $3,937 |
| State Farm | $7,119 |
| USAA | $2,485 |
Cheapest for drivers with a speeding ticket: USAA
In Tucson, USAA provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,636, on average.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Company | Average annual premium |
|---|---|
| GEICO | $1,717 |
| Nationwide | $1,730 |
| State Farm | $1,926 |
| Travelers | $2,026 |
| Progressive | $2,412 |
| Farmers | $3,294 |
| Allstate | $3,691 |
| USAA | $1,636 |
Cheapest auto insurance after an at-fault accident: GEICO
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that GEICO offers the cheapest car insurance rates for Tucson drivers with at-fault accidents. It provides coverage at an average annual cost of $1,791.
| Company | Average annual rates |
|---|---|
| GEICO | $1,791 |
| Nationwide | $1,870 |
| Travelers | $2,069 |
| State Farm | $2,078 |
| Progressive | $3,113 |
| Allstate | $3,563 |
| Farmers | $3,859 |
| USAA | $2,072 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the carrier that offers cheap auto insurance rates in Tucson for drivers after a DUI. Its average annual rate for full coverage is $1,926.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| State Farm | $1,926 |
| GEICO | $2,265 |
| Travelers | $2,529 |
| Progressive | $2,695 |
| Nationwide | $2,794 |
| Farmers | $4,005 |
| Allstate | $4,775 |
| USAA | $3,149 |
Average car insurance cost in Tucson
The average car insurance rate in Tucson for full coverage is $1,879 per year or $157 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Tucson is $550 per year.
You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.
| Average annual Rates | $1,879 |
| State minimum average | $550 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington, D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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