Go To Top

Car insurance coverage in Tucson costs an average of $1,540 annually for full coverage. That's $93 more expensive than the national average of $1,447. If you are looking for the cheapest car insurance in Tucson, consider comparing quotes from multiple insurers. Rates can vary by hundreds of dollars, depending on your age, driving record, and the type of car you own.

Read this guide to find out which insurance companies in Tucson provide the best car insurance coverage for you. Also, know about the carriers that have the best ratings for customer satisfaction and what rate each provider offers for your specific situation.

Cheapest car insurance companies in Tucson

GEICO Casualty Co is the cheapest car insurance company in Tucson with an average cost of $860 per year, based on insurance.com's rate analysis. While USAA Casualty is second in terms of the cheapest car insurance companies in Tucson. The table below shows how major insurance carriers rank for price.

CompanyAverage Annual Rates
GEICO Casualty Co$860
USAA Casualty Ins Co$941
Auto-Owners Ins Co$1,068
Nationwide Ins Co of Am$1,078
Travelers Property Cas Ins Co$1,280
Trumbull Ins Co$1,377
Mercury Casualty Co$1,407
Progressive Advanced Ins Co$1,557
CSAA General Ins Co$1,588
State Farm Mutl Automobile Ins$1,624
Allstate F&C Ins Co$1,908
Farmers Ins Co of AZ$2,544
Metropolitan Group P&C Ins Co$2,789

Cheapest car insurance cost in Tucson by age group

Among the carriers surveyed by Insurance.com, Geico Cas Co is the cheapest car insurance company for adult drivers. It offers insurance at about $961 a year or $80 a month.

Rates typically drop as you gain more experience on the road and adult drivers can save money by shopping around and availing themselves of the discounts for which they are eligible. Geico Cas Co is also the cheapest auto insurance company for seniors with an average cost of $1,023 annually.

Car insurance rates go up for drivers after they enter their senior years, but they can trim their insurance costs by comparing quotes. Apart from shopping around, seniors can take advantage of the driver discounts available to lower their car insurance premiums.

Geico Cas Co offers the cheapest car insurance for young adults in Tucson at about $1,172 a year. While Geico Cas Co is the cheapest insurance provider for teen drivers for full coverage at an average of $2,410 a year.

The table below shows that young drivers pay higher car insurance rates than adult and senior drivers because of the lack of experience on the road. But young drivers can lower their insurance rates by shopping around, by taking advantage of the good student discount, or by staying on their parents' insurance policy for as long as they can.

Company NameAdultsSeniorsTeensYoung Adults
Geico Cas Co$961$1,023$2,410$1,172
Progressive Advanced Ins Co$1,234$1,178$6,979$2,111
State Farm Mut Auto Ins Co$1,872$1,712$5,250$3,101
Nationwide Ins Co Of Amer$1,950$1,853$6,461$3,315
Farmers Ins Co Of AZ$2,455$2,307$12,560$3,601
Allstate Fire & Cas Ins Co$2,665$2,862$7,079$3,619

Cheapest car insurance companies in Tucson by driver profile

Location and driving record are the two important factors that determine the cost of your car insurance. Your driving record can either raise or lower your car insurance premium depending on whether you have a good or bad driving history.

However, you can still find affordable coverage in Tucson no matter what your driving history looks like. Make sure you compare the rates of different insurance companies to get the best deal possible.

  • Cheapest for a driver with Poor Credit: Geico
  • Cheapest for a driver with a speeding ticket: Geico
  • Cheapest for accident: Geico
  • Cheapest for DUI: Geico

Cheapest for a driver with poor credit: Geico

Geico is the cheapest car insurance company for a driver with poor credit in Tucson. Its average annual rate is $1,758 or $147 a month.

Insurance companies often require that car drivers have good credit scores, and those with bad or poor credit may face more expensive rates.

CompanyAverage Annual Rates
Geico$1,758
Nationwide$2,365
Travelers$2,723
USAA$3,303
Mercury$3,441
Progressive$4,266
Auto-Owners Ins Co$4,418
Trumbull Ins Co$4,716
Allstate$4,758
Farmers Ins$5,070
Metropolitan$8,820
State Farm$9,229
CSAA$12,964

Cheapest auto insurance for drivers with a speeding ticket: Geico

Geico is the cheapest auto insurance company for a driver with a speeding ticket in Tucson. Its average annual premium is $1,927 annually or $161 per month.

If you get a speeding ticket, it can lead to higher insurance rates for 3-5 years. Make sure you compare price quotes from multiple insurers before you decide on the company.

CompanyAverage Annual Rates
Geico$1,927
Nationwide$2,238
USAA$2,305
Auto-Owners Ins Co$2,381
State Farm$2,462
Travelers$2,500
CSAA$2,732
Progressive$3,157
Trumbull Ins Co$3,352
Mercury$3,545
Farmers Ins$4,046
Allstate$4,514
Metropolitan$6,630

Cheapest auto insurance after an at-fault accident: Geico

Geico offers the cheapest car insurance rates for a driver with an accident record in Tucson at about $1,791 per year. Apart from Geico, Auto-Owners , Nationwide, and Travelers are other cheap insurance companies on our list.

CompanyAverage Annual Rates
Geico$1,791
Auto-Owners Ins Co$2,172
Nationwide$2,310
Travelers$2,504
USAA$2,640
State Farm$2,667
CSAA$3,612
Progressive$3,623
Trumbull Ins Co$3,713
Allstate$4,259
Farmers Ins$4,368
Mercury$4,548
Metropolitan$9,409

Cheapest auto insurance after a DUI: Geico

Geico is the cheapest insurance company for a driver after a DUI or DWI offense in Allakaket at about a $2,209 year.

If you're convicted of a DUI, your insurance rates will go up and it could be years before they come down again. So, it's important to shop around and find the best deal for you.

CompanyAverage Annual Rates
Geico$2,209
State Farm$2,462
Travelers$2,618
Progressive$2,783
Auto-Owners Ins Co$2,799
Nationwide$2,828
Mercury$3,401
USAA$3,547
CSAA$3,659
Trumbull Ins Co$3,710
Farmers Ins$4,225
Allstate$4,990
Metropolitan$10,817

Average car insurance cost in Tucson

The average car insurance rate in Tucson is $1,540 a year for a full coverage policy of 100/300/100 for a driver age 30, $93 more than the national average of $1,447.

The average annual premium in Tucson for minimum coverage is $534 a year or $45 a month, based on Insurance.com's rate analysis.

Average Annual RatesState Minimum Average
$1,540$534