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If you're looking for the best and cheapest car insurance in Avondale, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Avondale and prepared this guide for you.

The average cost of auto insurance in Avondale for full coverage is $1,653 per year for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Avondale. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance companies in Avondale

According to a study by Insurance.com, the cheapest car insurance companies in Avondale for 2023 are Geico and Auto-Owners.

Geico is the cheapest option for most Avondale drivers, with an average annual rate of $1,181.

Car insurance cost may vary in Avondale based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Avondale

CompaniesAverage Annual Rates
Geico$1,181
Auto-Owners$1,254
USAA$1,305
Nationwide$1,312
Travelers$1,456
Mercury Insurance$1,460
Farmers$1,557
The Hartford$1,694
State Farm$1,824
Progressive$1,948
CSAA Insurance (AAA)$2,279
Allstate$2,567

Cheapest car insurance cost in Avondale by Age Group

The cheapest auto insurance company in Avondale for teen drivers is Geico. For full coverage, its average annual rate for Avondale drivers is $3,060. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Avondale at about $1,596 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Avondale is the Geico. Its average rate for a full coverage car insurance policy is $1,193 per year.

If you are a senior driver in Avondale and looking for a cheap car insurance company, then consider buying insurance from the Geico. It is the cheapest auto insurance company for senior drivers with an average premium of $1,204 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Allstate$2,544$2,669$7,824$3,734
Auto-Owners$1,305$1,342$3,933$2,190
CSAA Insurance (AAA)$2,272$2,387$4,513$3,087
Farmers$1,557$1,627$7,575$3,149
Geico$1,193$1,204$3,060$1,596
Mercury Insurance$1,613$1,621$9,048$3,536
Nationwide$1,348$1,278$5,295$2,416
Progressive$1,985$1,943$12,356$3,652
State Farm$1,877$1,759$6,019$3,336
The Hartford$1,766$1,708$7,483$4,212
Travelers$1,514$1,513$5,281$2,380
USAA$1,332$1,294$6,092$2,344

Cheapest car insurance companies in Avondale by driver profile

Car insurance rates in Avondale vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Avondale, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.

Here are some of the cheapest car insurance companies in Avondale based on driver profile.

Cheapest for a driver with poor credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Avondale drivers at about $1,658 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$1,658
Nationwide$1,850
Mercury$2,153
Travelers$2,188
USAA$2,539
Progressive$3,304
Farmers$3,356
Hartford$3,386
Auto-Owners$3,638
Allstate$4,736
State Farm$7,451
CSAA$13,622

Cheapest for drivers with a speeding ticket: Nationwide

Nationwide offers the cheapest auto insurance rates for drivers with a speeding ticket in Avondale. It offers full coverage car insurance for drivers age 30 at about $1,555 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
Nationwide$1,555
USAA$1,589
Auto-Owners$1,727
Geico$1,760
State Farm$1,971
Travelers$2,018
Hartford$2,244
Mercury$2,385
Progressive$2,521
Farmers$2,752
CSAA$2,933
Allstate$4,336

Cheapest auto insurance after an at-fault accident: Auto-Owners

Auto-Owners is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Avondale is $1,727. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
Auto-Owners$1,727
Geico$1,754
Nationwide$1,831
USAA$1,866
Travelers$1,998
State Farm$2,127
Hartford$2,591
Farmers$3,012
Progressive$3,063
Mercury$3,412
CSAA$3,702
Allstate$4,056

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Avondale for drivers after a DUI. Its average annual rate for full coverage is $1,971.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.

CompaniesAverage Annual Rates
State Farm$1,971
Travelers$2,159
Progressive$2,174
Auto-Owners$2,188
Geico$2,212
Mercury$2,275
Hartford$2,576
Nationwide$2,609
Farmers$2,887
USAA$2,888
CSAA$3,927
Allstate$4,761

Average car insurance cost in Avondale

The average car insurance rate in Avondale for full coverage is $1,653 per year or $138 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Avondale is $524 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,653$524

Methodology

Insurance.com commissioned 2022 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2022.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Rates sourced from Quadrant Data Services are for comparison purposes only; your rates may differ.

Compare auto insurance rates by city in Arizona

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