Mercury vs The Auto Club Group: Which one is the cheapest?

If price is what’s most important, The Auto Club Group is likely going to be the better choice. The Auto Club Group usually offers lower rates than Mercury. The Auto Club Group offers full coverage insurance for an average of $2,301 per year and Mercury provides full coverage for $2,314 annually.

The cost of state minimum coverage from Mercury is $607 per year and The Auto Club Group offers state minimum coverage for $626 annually. However, it’s still a good idea to get quotes from both companies though to see what’s better for your specific situation.

CompanyAverage annual rate for full coverageAverage annual rate for state minimum coverage
Mercury$2,314$607
The Auto Club Group$2,301$626

Mercury vs The Auto Club Group: Rates by age group

The Auto Club Group has the cheapest insurance rates for most age groups. Insurance companies have different rates depending on your age. They use it as an indicator to determine how much risk a drive poses and then price policies accordingly.

Car insurance rates are higher for teenagers as they are considered high risk by insurers. Teens should consider buying insurance from The Auto Club Group, as its rates are lower than Mercury. The Auto Club Group offers insurance for teenagers at an average of $7,151 per year, whereas Mercury provides insurance to teen drivers for $7,475 annually.

Age (group)MercuryThe Auto Club Group
Teens$7,475$7,151
Young adults$3,989$3,940
Adults$2,369$2,349
Seniors$2,344$2,256

Mercury vs The Auto Club Group: Rates for high-risk drivers

In our study we found that Mercury is an affordable insurer for most drivers than The Auto Club Group. Mercury is the cheapest for drivers with a DUI/DWI first offense. Its average annual rate is $3,158 and The Auto Club Group's rates after a DUI/DWI offense is $5,439 per year.

When it comes to finding affordable rates for high-risk drivers, Mercury and The Auto Club Group are two of the best options out there. Although both companies are viable options for high-risk drivers, one may be a better fit for your specific needs. By examining the rates mentioned in the table below, you can make an informed decision about which insurer offers the best rates for your specific situation.

Profile Value (group)MercuryThe Auto Club Group
1 At-fault property damage accident over $2K$3,974$3,478
1 At-fault property damage accident under $2K$3,951$3,470
At-fault bodily injury accident$3,881$3,537
Careless driving$3,249$3,473
DUI/DWI first offense$3,158$5,439
Reckless driving$3,587$5,438
Speeding$2,910$3,491

Mercury vs The Auto Club Group: Customer service and tech friendly

For customer service, Mercury earned 3 stars out of 5, while The Auto Club Group earned 3.5 stars.

Which insurance company provides a better online experience? Both Mercury and The Auto Club Group offer online quotes comparison. Apart from that, they have easy to use mobile apps that allow you to pay bills, view your profile and file insurance claims.

Mercury vs The Auto Club Group: Which has better coverage options?

Every state has different requirements for car insurance, this is because the laws surrounding driving vary from place to place. However, each insurer offers standard coverage such as liability, comprehensive and collision coverage to make sure you're protected if anything goes wrong.

Both Mercury and The Auto Club Group have a wide range of coverage options. Below table shows the different coverages offered by Mercury and The Auto Club Group:

Mercury vs The Auto Club Group: Which offers better discounts?

Insurance companies offer a variety of discounts to help you save money on your car insurance. While they may not seem like much, these dollar amounts add up to trim your insurance costs. Check out what discount options Mercury and The Auto Club Group offer to policyholders, and which carrier fits your needs.