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Car insurance coverage in Aurora costs an average of $2,352 annually for full coverage. That's $905 more expensive than the national average of $1,447. If you are looking for the cheapest car insurance in Aurora, consider comparing quotes from multiple insurers. Rates can vary by hundreds of dollars, depending on your age, driving record, and the type of car you own.

Read this guide to find out which insurance companies in Aurora provide the best car insurance coverage for you. Also, know about the carriers that have the best ratings for customer satisfaction and what rate each provider offers for your specific situation.

Cheapest car insurance companies in Aurora

USAA Casualty is the cheapest car insurance company in Aurora with an average cost of $1,256 per year, based on insurance.com's rate analysis. While Geico Casualty Co is second in terms of the cheapest car insurance companies in Aurora. The table below shows how major insurance carriers rank for price.

CompanyAverage Annual Rates
USAA Casualty Ins Co$1,256
GEICO Casualty Co$1,291
State Farm Mutl Automobile Ins$1,733
Nationwide P&C Ins Co$1,850
Unitrin Safeguard Ins Co$2,224
Allstate F&C Ins Co$2,239
Owners Ins Co$2,382
Progressive Direct Ins Co$2,395
American Family Ins Co$2,875
Metropolitan P&C Ins Co$3,426
Farmers Ins Exchange$4,205

Cheapest car insurance cost in Aurora by age group

Among the carriers surveyed by Insurance.com, Geico Cas Co is the cheapest car insurance company for adult drivers. It offers insurance at about $1,677 a year or $140 a month.

Rates typically drop as you gain more experience on the road and adult drivers can save money by shopping around and availing themselves of the discounts for which they are eligible. State Farm Mut Auto Ins Co is also the cheapest auto insurance company for seniors with an average cost of $1,720 annually.

Car insurance rates go up for drivers after they enter their senior years, but they can trim their insurance costs by comparing quotes. Apart from shopping around, seniors can take advantage of the driver discounts available to lower their car insurance premiums.

Geico Cas Co offers the cheapest car insurance for young adults in Aurora at about $2,226 a year. While State Farm Mut Auto Ins Co is the cheapest insurance provider for teen drivers for full coverage at an average of $4,834 a year.

The table below shows that young drivers pay higher car insurance rates than adult and senior drivers because of the lack of experience on the road. But young drivers can lower their insurance rates by shopping around, by taking advantage of the good student discount, or by staying on their parents' insurance policy for as long as they can.

Company NameAdultsSeniorsTeensYoung Adults
Geico Cas Co$1,677$1,819$6,066$2,226
State Farm Mut Auto Ins Co$1,825$1,720$4,834$2,918
Nationwide Prop & Cas Ins Co$2,124$1,893$7,968$3,834
Allstate Fire & Cas Ins Co$2,257$2,206$7,073$2,972
Progressive Direct Ins Co$2,275$2,092$10,226$3,413
Farmers Ins Exch$3,250$3,121$14,318$4,250

Cheapest car insurance companies in Aurora by driver profile

Location and driving record are the two important factors that determine the cost of your car insurance. Your driving record can either raise or lower your car insurance premium depending on whether you have a good or bad driving history.

However, you can still find affordable coverage in Aurora no matter what your driving history looks like. Make sure you compare the rates of different insurance companies to get the best deal possible.

  • Cheapest for a driver with Poor Credit: Geico
  • Cheapest for a driver with a speeding ticket: USAA
  • Cheapest for accident: USAA
  • Cheapest for DUI: State Farm

Cheapest for a driver with poor credit: Geico

Geico is the cheapest car insurance company for a driver with poor credit in Aurora. Its average annual rate is $2,493 or $208 a month.

Insurance companies often require that car drivers have good credit scores, and those with bad or poor credit may face more expensive rates.

CompanyAvgerage Annual Rates
Geico$2,493
Nationwide$3,419
USAA$3,487
State Farm$4,395
Allstate$4,571
Progressive$4,965
Unitrin$5,324
Owners Ins Co$5,895
American Family Ins Co$6,125
Farmers Ins$6,566
Metropolitan$10,220

Cheapest auto insurance for drivers with a speeding ticket: USAA

USAA is the cheapest auto insurance company for a driver with a speeding ticket in Aurora. Its average annual premium is $2,051 annually or $171 per month.

If you get a speeding ticket, it can lead to higher insurance rates for 3-5 years. Make sure you compare price quotes from multiple insurers before you decide on the company.

CompanyAvgerage Annual Rates
USAA$2,051
State Farm$2,354
Geico$3,006
Allstate$3,017
Nationwide$3,216
Progressive$3,483
Owners Ins Co$3,580
Unitrin$4,622
Farmers Ins$4,980
American Family Ins Co$5,231
Metropolitan$7,748

Cheapest auto insurance after an at-fault accident: USAA

USAA offers the cheapest car insurance rates for a driver with an accident record in Aurora at about $2,351 per year. Apart from USAA, State Farm, Geico, and Nationwide are other cheap insurance companies on our list.

CompanyAvgerage Annual Rates
USAA$2,351
State Farm$2,537
Geico$3,053
Nationwide$3,270
Progressive$4,031
Allstate$4,264
Owners Ins Co$4,607
Unitrin$4,758
American Family Ins Co$5,042
Farmers Ins$5,432
Metropolitan$8,664

Cheapest auto insurance after a DUI: State Farm

State Farm is the cheapest insurance company for a driver after a DUI or DWI offense in Allakaket at about a $2,354 year.

If you're convicted of a DUI, your insurance rates will go up and it could be years before they come down again. So, it's important to shop around and find the best deal for you.

CompanyAvgerage Annual Rates
State Farm$2,354
Progressive$3,224
Geico$3,366
USAA$3,395
Allstate$3,679
Nationwide$4,044
American Family Ins Co$5,231
Farmers Ins$5,304
Owners Ins Co$5,579
Unitrin$7,653
Metropolitan$11,363

Average car insurance cost in Aurora

The average car insurance rate in Aurora is $2,352 a year for a full coverage policy of 100/300/100 for a driver age 30, $905 more than the national average of $1,447.

The average annual premium in Aurora for minimum coverage is $635 a year or $53 a month, based on Insurance.com's rate analysis.

Average Annual RatesState Minimum Average
$2,352$635