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If you're looking for the best and cheapest car insurance in Aurora, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Aurora and prepared this guide for you.

The average auto insurance cost in Aurora for full coverage is $1,456 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Aurora. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Aurora

According to a study by Insurance.com, the cheapest car insurance companies in Aurora for 2022 are GEICO Casualty Co and American Family .

GEICO Casualty Co is the cheapest option for most Aurora drivers, with an average annual rate of $708.

Car insurance cost may vary in Aurora based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Aurora

CompaniesAverage Annual Rates
GEICO Casualty Co$708
American Family$957
Standard Fire$961
Nationwide General$1,001
Owners$1,026
State Farm Mutl Automobile Ins$1,029
Mercury of IL$1,041
United Svcs Automobile Assn$1,064
Erie Ins Exchange$1,190
Progressive Universal$1,410
Illinois Farmers$1,471
Allstate F&C$1,820
Automobile Club Inter-Ins$2,248
Auto Club Ins Assn$2,393
Metropolitan Group P&C$3,524

Cheapest car insurance cost in Aurora by Age Group

The cheapest auto insurance company in Aurora for teen drivers is Geico Cas Co. For full coverage, its average annual rate for Aurora drivers is $3,477. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico Cas Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Aurora at about $1,399 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Aurora is the Geico Cas Co. Its average rate for a full coverage car insurance policy is $1,027 per year.

If you are a senior driver in Aurora and looking for a cheap car insurance company, then consider buying insurance from the Geico Cas Co. It is the cheapest auto insurance company for senior drivers with an average premium of $987 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Geico Cas Co$1,027$987$3,477$1,399
Progressive Northern$1,153$1,009$6,200$2,045
State Farm Mut Auto$1,195$1,141$3,753$2,072
Nationwide Gen$1,302$1,186$5,195$2,457
Illinois Farmers$1,642$1,527$8,814$2,536
Allstate Fire & Cas$2,383$2,517$5,909$3,887

Cheapest car insurance companies in Aurora by driver profile

Car insurance rates in Aurora vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Aurora, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Aurora based on driver profile.

  • Cheapest for a driver with Poor Credit: Nationwide
  • Cheapest for a driver with a speeding ticket: State Farm
  • Cheapest for accident: American Family
  • Cheapest for DUI: State Farm

Cheapest for a driver with Poor Credit: Nationwide

The cheapest car insurance company for a driver with poor credit is Nationwide. It offers auto insurance for Aurora drivers at about $2,026 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Nationwide$2,026
Geico$2,141
Standard Fire$2,160
Mercury$2,449
American Family$2,533
United$2,669
State Farm$2,944
Illinois Farmers$3,203
Erie Ins$3,534
Progressive$3,676
Owners$3,944
Allstate$4,059
Automobile Club Inter-Ins$4,774
Auto Club$6,107
Metropolitan$10,342

Cheapest for drivers with a speeding ticket: State Farm

State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Aurora. It offers full coverage car insurance for drivers age 30 at about $1,491 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
State Farm$1,491
Erie Ins$1,727
Nationwide$1,815
Geico$1,902
Standard Fire$1,903
American Family$1,932
Owners$1,950
United$2,177
Mercury$2,359
Progressive$2,514
Illinois Farmers$2,577
Allstate$3,740
Automobile Club Inter-Ins$4,557
Auto Club$5,205
Metropolitan$8,304

Cheapest auto insurance after an at-fault accident: American Family

American Family is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Aurora is $1,446. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
American Family$1,446
State Farm$1,627
Owners$1,760
Geico$1,779
Standard Fire$1,995
Nationwide$2,009
Erie Ins$2,082
United$2,620
Progressive$2,699
Illinois Farmers$2,816
Mercury$3,030
Automobile Club Inter-Ins$4,898
Auto Club$5,042
Allstate$5,262
Metropolitan$10,316

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Aurora for drivers after a DUI. Its average annual rate for full coverage is $1,491.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
State Farm$1,491
American Family$1,932
Standard Fire$2,095
Progressive$2,195
Mercury$2,276
Geico$2,377
Erie Ins$2,437
Nationwide$2,488
Illinois Farmers$2,677
Owners$2,732
United$3,212
Allstate$4,509
Automobile Club Inter-Ins$5,006
Auto Club$8,662
Metropolitan$11,575

Average car insurance cost in Aurora

The average car insurance rate in Aurora for full coverage is $1,456 per year or $121 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Aurora is $546 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,456$546

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