If you're looking for the best and cheapest car insurance in Aurora, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Aurora and prepared this guide for you.
The average auto insurance cost in Aurora for full coverage is $1,456 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.
The following guide will help you find the best car insurance companies in Aurora. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.
Cheapest car insurance Companies in Aurora
According to a study by Insurance.com, the cheapest car insurance companies in Aurora for 2022 are GEICO Casualty Co and American Family .
GEICO Casualty Co is the cheapest option for most Aurora drivers, with an average annual rate of $708.
Car insurance cost may vary in Aurora based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.
The following companies are known to offer the cheapest auto insurance rates in Aurora
| Companies | Average Annual Rates |
|---|---|
| GEICO Casualty Co | $708 |
| American Family | $957 |
| Standard Fire | $961 |
| Nationwide General | $1,001 |
| Owners | $1,026 |
| State Farm Mutl Automobile Ins | $1,029 |
| Mercury of IL | $1,041 |
| United Svcs Automobile Assn | $1,064 |
| Erie Ins Exchange | $1,190 |
| Progressive Universal | $1,410 |
| Illinois Farmers | $1,471 |
| Allstate F&C | $1,820 |
| Automobile Club Inter-Ins | $2,248 |
| Auto Club Ins Assn | $2,393 |
| Metropolitan Group P&C | $3,524 |
Cheapest car insurance cost in Aurora by Age Group
The cheapest auto insurance company in Aurora for teen drivers is Geico Cas Co. For full coverage, its average annual rate for Aurora drivers is $3,477. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.
Geico Cas Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Aurora at about $1,399 per year.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Aurora is the Geico Cas Co. Its average rate for a full coverage car insurance policy is $1,027 per year.
If you are a senior driver in Aurora and looking for a cheap car insurance company, then consider buying insurance from the Geico Cas Co. It is the cheapest auto insurance company for senior drivers with an average premium of $987 per year.
| Companies | Adults | Seniors | Teens | Young Adults |
|---|---|---|---|---|
| Geico Cas Co | $1,027 | $987 | $3,477 | $1,399 |
| Progressive Northern | $1,153 | $1,009 | $6,200 | $2,045 |
| State Farm Mut Auto | $1,195 | $1,141 | $3,753 | $2,072 |
| Nationwide Gen | $1,302 | $1,186 | $5,195 | $2,457 |
| Illinois Farmers | $1,642 | $1,527 | $8,814 | $2,536 |
| Allstate Fire & Cas | $2,383 | $2,517 | $5,909 | $3,887 |
Cheapest car insurance companies in Aurora by driver profile
Car insurance rates in Aurora vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
To find the cheapest car insurance company in Aurora, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget
Here are some of the cheapest car insurance companies in Aurora based on driver profile.
- Cheapest for a driver with Poor Credit: Nationwide
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: American Family
- Cheapest for DUI: State Farm
Cheapest for a driver with Poor Credit: Nationwide
The cheapest car insurance company for a driver with poor credit is Nationwide. It offers auto insurance for Aurora drivers at about $2,026 per year.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.
| Companies | Average Annual Rates |
|---|---|
| Nationwide | $2,026 |
| Geico | $2,141 |
| Standard Fire | $2,160 |
| Mercury | $2,449 |
| American Family | $2,533 |
| United | $2,669 |
| State Farm | $2,944 |
| Illinois Farmers | $3,203 |
| Erie Ins | $3,534 |
| Progressive | $3,676 |
| Owners | $3,944 |
| Allstate | $4,059 |
| Automobile Club Inter-Ins | $4,774 |
| Auto Club | $6,107 |
| Metropolitan | $10,342 |
Cheapest for drivers with a speeding ticket: State Farm
State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Aurora. It offers full coverage car insurance for drivers age 30 at about $1,491 per year.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Companies | Average Annual Rates |
|---|---|
| State Farm | $1,491 |
| Erie Ins | $1,727 |
| Nationwide | $1,815 |
| Geico | $1,902 |
| Standard Fire | $1,903 |
| American Family | $1,932 |
| Owners | $1,950 |
| United | $2,177 |
| Mercury | $2,359 |
| Progressive | $2,514 |
| Illinois Farmers | $2,577 |
| Allstate | $3,740 |
| Automobile Club Inter-Ins | $4,557 |
| Auto Club | $5,205 |
| Metropolitan | $8,304 |
Cheapest auto insurance after an at-fault accident: American Family
American Family is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Aurora is $1,446. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.
| Companies | Average Annual Rates |
|---|---|
| American Family | $1,446 |
| State Farm | $1,627 |
| Owners | $1,760 |
| Geico | $1,779 |
| Standard Fire | $1,995 |
| Nationwide | $2,009 |
| Erie Ins | $2,082 |
| United | $2,620 |
| Progressive | $2,699 |
| Illinois Farmers | $2,816 |
| Mercury | $3,030 |
| Automobile Club Inter-Ins | $4,898 |
| Auto Club | $5,042 |
| Allstate | $5,262 |
| Metropolitan | $10,316 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the carrier that offers cheap auto insurance rates in Aurora for drivers after a DUI. Its average annual rate for full coverage is $1,491.
If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.
| Companies | Average Annual Rates |
|---|---|
| State Farm | $1,491 |
| American Family | $1,932 |
| Standard Fire | $2,095 |
| Progressive | $2,195 |
| Mercury | $2,276 |
| Geico | $2,377 |
| Erie Ins | $2,437 |
| Nationwide | $2,488 |
| Illinois Farmers | $2,677 |
| Owners | $2,732 |
| United | $3,212 |
| Allstate | $4,509 |
| Automobile Club Inter-Ins | $5,006 |
| Auto Club | $8,662 |
| Metropolitan | $11,575 |
Average car insurance cost in Aurora
The average car insurance rate in Aurora for full coverage is $1,456 per year or $121 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Aurora is $546 per year.
You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.
| Average Annual Rates | State Minimum Average |
|---|---|
| $1,456 | $546 |
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