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If you're looking for the best and cheapest car insurance in Arlington Heights, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Arlington Heights and prepared this guide for you.

The average cost of auto insurance in Arlington Heights for full coverage is $1,398 per year for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Arlington Heights. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance companies in Arlington Heights

According to a study by Insurance.com, the cheapest car insurance companies in Arlington Heights for 2023 are Geico and Nationwide.

Geico is the cheapest option for most Arlington Heights drivers, with an average annual rate of $764.

Car insurance cost may vary in Arlington Heights based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Arlington Heights

CompaniesAverage Annual Rates
Geico$764
Nationwide$991
Travelers$1,103
Auto-Owners$1,109
State Farm$1,143
Erie Insurance$1,162
Mercury Insurance$1,220
USAA$1,294
Progressive$1,311
American Family$1,361
Farmers$1,440
Auto Club Enterprises (AAA)$1,984
Automobile Club MI (AAA)$2,209
Allstate$2,481

Cheapest car insurance cost in Arlington Heights by Age Group

The cheapest auto insurance company in Arlington Heights for teen drivers is Erie Insurance. For full coverage, its average annual rate for Arlington Heights drivers is $2,789. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Arlington Heights at about $1,312 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Arlington Heights is the Geico. Its average rate for a full coverage car insurance policy is $808 per year.

If you are a senior driver in Arlington Heights and looking for a cheap car insurance company, then consider buying insurance from the Geico. It is the cheapest auto insurance company for senior drivers with an average premium of $727 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Allstate$2,454$2,495$6,822$4,296
American Family$1,390$1,407$4,805$2,331
Auto Club Enterprises (AAA)$2,025$1,857$12,238$4,689
Auto-Owners$1,142$1,152$3,689$2,077
Automobile Club MI (AAA)$2,341$2,210$9,062$4,609
Erie Insurance$1,205$1,275$2,789$2,001
Farmers$1,475$1,462$8,574$3,062
Geico$808$727$3,214$1,312
Mercury Insurance$1,351$1,425$7,691$3,105
Nationwide$1,021$970$4,166$1,871
Progressive$1,360$1,465$6,391$2,572
State Farm$1,184$1,116$3,890$2,136
Travelers$1,150$1,172$5,253$1,892
USAA$1,346$1,266$4,796$2,214

Cheapest car insurance companies in Arlington Heights by driver profile

Car insurance rates in Arlington Heights vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Arlington Heights, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.

Here are some of the cheapest car insurance companies in Arlington Heights based on driver profile.

Cheapest for a driver with poor credit: Nationwide

The cheapest car insurance company for a driver with poor credit is Nationwide. It offers auto insurance for Arlington Heights drivers at about $1,333 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Nationwide$1,333
Geico$1,480
Mercury$1,631
Travelers$1,750
USAA$2,185
Farmers$2,445
Progressive$2,454
American Family$2,474
State Farm$2,623
Erie$2,693
Auto Club Entreprises$2,936
Auto-Owners$3,298
Allstate$3,608
Automobile Club of MI$3,816

Cheapest for drivers with a speeding ticket: Geico

Geico offers the cheapest auto insurance rates for drivers with a speeding ticket in Arlington Heights. It offers full coverage car insurance for drivers age 30 at about $1,182 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
Geico$1,182
Nationwide$1,284
Erie$1,285
Auto-Owners$1,286
State Farm$1,325
Travelers$1,503
USAA$1,688
Mercury$1,697
Progressive$1,785
American Family$1,877
Farmers$2,078
Auto Club Entreprises$2,708
Allstate$3,281
Automobile Club of MI$3,401

Cheapest auto insurance after an at-fault accident: Geico

Geico is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Arlington Heights is $1,220. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
Geico$1,220
American Family$1,400
State Farm$1,442
Auto-Owners$1,444
Nationwide$1,500
Travelers$1,604
Erie$1,609
Progressive$1,985
USAA$1,990
Farmers$2,305
Mercury$2,435
Auto Club Entreprises$3,074
Automobile Club of MI$3,360
Allstate$4,648

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Arlington Heights for drivers after a DUI. Its average annual rate for full coverage is $1,325.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.

CompaniesAverage Annual Rates
State Farm$1,325
Progressive$1,485
Geico$1,624
Mercury$1,629
Travelers$1,740
American Family$1,877
Nationwide$1,923
Erie$1,935
Farmers$2,171
Auto-Owners$2,211
USAA$2,794
Auto Club Entreprises$3,144
Allstate$3,948
Automobile Club of MI$6,494

Average car insurance cost in Arlington Heights

The average car insurance rate in Arlington Heights for full coverage is $1,398 per year or $117 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Arlington Heights is $501 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,398$501

Methodology

Insurance.com commissioned 2022 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2022.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Rates sourced from Quadrant Data Services are for comparison purposes only; your rates may differ.

Compare auto insurance rates by city in Illinois

Bloomington
$1,187/year
Crest Hill
$1,526/year
Crystal Lake
$1,293/year
Decatur
$1,320/year
Des Plaines
$1,585/year
Elgin
$1,388/year
Joliet
$1,468/year
Mount Carmel
$1,293/year

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