Cheapest car insurance companies in Briarcliff Manor 

Progressive and NYCM Insurance have the cheapest car insurance premiums for Briarcliff Manor drivers in 2023, based on a data study by Insurance.com. 

Progressive is the cheapest option for most Briarcliff Manor drivers, with an average annual rate of $1,230

Car insurance prices in Briarcliff Manor can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Briarcliff Manor drivers.

CompaniesAverage annual rates
Progressive$1,230
NYCM Insurance$1,525
USAA$1,613
Geico$1,776
Erie Insurance$2,106
State Farm$2,223
Allstate$2,342
Travelers$3,650
The Hanover$3,759

Cheapest car insurance cost in Briarcliff Manor by Age Group 

NYCM Insurance stands out as Briarcliff Manor's cheapest auto insurance company for teen drivers at an average annual of $3,556. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups. 

However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.

When compared to other car insurance companies, Progressive turned out to be the cheapest car insurance company for young drivers in Briarcliff Manor, offering full coverage at an annual average cost of $1,947.

An analysis of car insurance rates for Briarcliff Manor drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. Progressive offers the cheapest full-coverage car insurance rates at $1,207 per year.

Progressive is the cheapest option for senior drivers in Briarcliff Manor, with an average premium of $1,292 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis. 

CompanyTeensYoung AdultsAdultsSeniors
NYCM Insurance$3,556$2,362$1,583$1,548
Progressive$4,060$1,947$1,207$1,292
Geico$5,112$2,434$1,804$2,071
Erie Insurance$5,841$3,521$2,112$2,139
State Farm$6,366$3,441$2,205$2,141
USAA$6,579$2,476$1,622$1,764
Allstate$7,702$3,453$2,333$2,446
The Hanover$8,943$6,199$3,587N/A
Travelers$9,166$4,570$3,605N/A
Chubb Ltd$10,319$7,048$3,427$3,538

Cheapest car insurance companies in Briarcliff Manor by driver profile 

Your driving profile plays an important role in determining your car insurance rates in Briarcliff Manor. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.

Comparison shopping is the key to getting the cheapest car insurance rates in Briarcliff Manor. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.

In Briarcliff Manor, these insurance companies offer cheap car insurance rates based on your driver profile.

Geico is the cheapest car insurance option for drivers with poor credit. Its average annual auto insurance cost for Briarcliff Manor drivers is $1,682

Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Briarcliff Manor.

CompanyAverage annual rates
Geico$1,682
USAA$3,061
Allstate$3,383
State Farm$4,310
Travelers$5,521
Progressive$8,837

Progressive offers the cheapest auto insurance rates for drivers with a speeding ticket in Briarcliff Manor. It offers full coverage car insurance for drivers aged 30 at about $1,195 per year

Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.

CompanyAverage annual premium
Progressive$1,195
USAA$1,783
Geico$2,017
State Farm$2,240
Allstate$2,385
Travelers$3,588

Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.

In a recent data analysis, Insurance.com found that Progressive offers the cheapest car insurance rates for Briarcliff Manor drivers with at-fault accidents. It provides coverage at an average annual cost of $1,612.

CompanyAverage annual rates
Progressive$1,612
USAA$2,175
Geico$2,181
State Farm$2,518
Allstate$2,564
Travelers$3,803

Progressive is the carrier that offers cheap auto insurance rates in Briarcliff Manor for drivers after a DUI. Its average annual rate for full coverage is $1,269

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers. 

CompanyAverage annual rates
Progressive$1,269
State Farm$2,240
USAA$2,757
Allstate$3,233
Travelers$4,040
Geico$4,858

Average car insurance cost in Briarcliff Manor 

In Briarcliff Manor, the average annual cost for full coverage car insurance is around $2,158, which breaks down to approximately $180 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Briarcliff Manor is about $704.

While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.

Average annual RatesState minimum average
$2,158$704

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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