Cheapest car insurance companies in Brookhaven 

A recent data analysis by Insurance.com found the cheapest car insurance companies are Travelers and Nationwide in Brookhaven for 2023. 

Travelers is the cheapest option for most Brookhaven drivers, with an average annual rate of $1,076

Car insurance prices in Brookhaven can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Brookhaven drivers.

CompaniesAverage annual rates
Travelers$1,076
Nationwide$1,365
Erie Insurance$1,851
USAA$1,986
Westfield Insurance$2,230
Geico$2,455
Progressive$2,678
Donegal$2,758
Allstate$2,932
State Farm$3,048
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance cost in Brookhaven by Age Group 

Travelers is the cheapest option for car insurance in Brookhaven for teen drivers, with average annual premiums at just $3,219 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.

Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.

For young drivers in Brookhaven, Travelers has the cheapest auto insurance rates, with an average annual cost of $1,598 annually

As Brookhaven drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. Travelers stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,078

With an average annual premium of $1,067, Travelers offers Brookhaven's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel. 

CompanyTeensYoung AdultsAdultsSeniors
Travelers$3,219$1,598$1,078$1,067
Erie Insurance$5,126$3,075$1,867$1,912
Geico$5,225$3,314$2,506$2,460
Nationwide$5,332$2,289$1,348$1,261
Westfield Insurance$5,333$3,570$2,338$2,225
USAA$6,743$3,177$2,036$2,021
Progressive$8,903$4,889$2,725$2,896
State Farm$9,517$5,273$3,055$2,968
Allstate$9,614$4,430$2,977$3,043
Donegal$10,636$6,171$2,776$3,021
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance companies in Brookhaven by driver profile 

Insurers in Brookhaven consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.

Comparison shopping is the key to getting the cheapest car insurance rates in Brookhaven. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.

Here are some of the cheapest car insurance companies in Brookhaven based on driver profile. 

Drivers in Brookhaven with poor credit can get the cheapest car insurance from Nationwide at an average cost of $1,367 a year, according to a data study by Insurance.com.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores. 

CompanyAverage annual rates
Nationwide$1,367
USAA$1,598
Allstate$2,601
Geico$3,116
Progressive$3,261
Travelers$3,311
State Farm$3,635
Data refreshed as of May 2024
Read our full methodology

In Brookhaven, Allstate provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,549, on average. 

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs. 

CompanyAverage annual premium
Allstate$1,549
Travelers$1,558
Nationwide$1,815
State Farm$1,874
USAA$1,931
Progressive$2,139
Geico$2,237
Data refreshed as of May 2024
Read our full methodology

If you've had an accident, Nationwide might be your best bet for affordable auto insurance.

For Brookhaven drivers with an at-fault accident, Nationwide offers the cheapest average annual rate at $1,662. It's a great option if you're looking for affordable coverage that won't break the bank.

After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.

CompanyAverage annual rates
Nationwide$1,662
Travelers$1,715
State Farm$1,955
Allstate$2,048
USAA$2,463
Geico$2,597
Progressive$2,847
Data refreshed as of May 2024
Read our full methodology

Allstate is the cheapest option for Brookhaven drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,510, on average.

A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums. 

CompanyAverage annual rates
Allstate$1,510
State Farm$1,874
Travelers$2,000
USAA$2,285
Progressive$2,663
Nationwide$3,119
Geico$3,407
Data refreshed as of May 2024
Read our full methodology

Average car insurance cost in Brookhaven 

In Brookhaven, the annual cost of car insurance for the coverage level of 100/300/100 is $2,238 or around $187 per month. However, the average yearly rate for state minimum coverage in Brookhaven is $552.

Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.

Average annual RatesState minimum average
$2,238$552
Data refreshed as of May 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

Compare auto insurance rates by city in Pennsylvania