Car insurance coverage in Pittsburgh costs an average of $1,190 annually for full coverage. That's $257 more expensive than the national average of $1,447. If you are looking for the cheapest car insurance in Pittsburgh, consider comparing quotes from multiple insurers. Rates can vary by hundreds of dollars, depending on your age, driving record, and the type of car you own.
Read this guide to find out which insurance companies in Pittsburgh provide the best car insurance coverage for you. Also, know about the carriers that have the best ratings for customer satisfaction and what rate each provider offers for your specific situation.
Cheapest car insurance companies in Pittsburgh
Nationwide General is the cheapest car insurance company in Pittsburgh with an average cost of $757 per year, based on insurance.com's rate analysis. While Automobile of Hartford is second in terms of the cheapest car insurance companies in Pittsburgh. The table below shows how major insurance carriers rank for price.
| Company | Average Annual Rates |
|---|---|
| Nationwide General | $757 |
| Automobile of Hartford | $794 |
| Auto-Owners | $1,058 |
| Erie Ins Exchange | $1,064 |
| GEICO Secure | $1,090 |
| Allstate F&C | $1,103 |
| Progressive Advanced | $1,163 |
| State Farm Mutl Automobile Ins | $1,188 |
| USAA Casualty | $1,272 |
| Metropolitan Casualty | $2,412 |
Cheapest car insurance cost in Pittsburgh by age group
Among the carriers surveyed by Insurance.com, Geico Cas Co is the cheapest car insurance company for adult drivers. It offers insurance at about $1,056 a year or $88 a month.
Rates typically drop as you gain more experience on the road and adult drivers can save money by shopping around and availing themselves of the discounts for which they are eligible. Geico Cas Co is also the cheapest auto insurance company for seniors with an average cost of $1,116 annually.
Car insurance rates go up for drivers after they enter their senior years, but they can trim their insurance costs by comparing quotes. Apart from shopping around, seniors can take advantage of the driver discounts available to lower their car insurance premiums.
Geico Cas Co offers the cheapest car insurance for young adults in Pittsburgh at about $1,400 a year. While Geico Cas Co is the cheapest insurance provider for teen drivers for full coverage at an average of $2,980 a year.
The table below shows that young drivers pay higher car insurance rates than adult and senior drivers because of the lack of experience on the road. But young drivers can lower their insurance rates by shopping around, by taking advantage of the good student discount, or by staying on their parents' insurance policy for as long as they can.
| Company Name | Adults | Seniors | Teens | Young Adults |
|---|---|---|---|---|
| Geico Cas Co | $1,056 | $1,116 | $2,980 | $1,400 |
| Erie Ins Exch | $1,225 | $1,252 | $3,167 | $2,016 |
| State Farm Mut Auto Ins Co | $1,358 | $1,291 | $3,801 | $2,239 |
| Progressive Specialty Ins Co | $1,789 | $1,538 | $5,662 | $3,188 |
| Nationwide Affinity Co of Amer | $1,799 | $1,720 | $4,943 | $2,815 |
| Allstate Fire & Cas Ins Co | $2,531 | $2,577 | $8,296 | $4,002 |
Cheapest car insurance companies in Pittsburgh by driver profile
Location and driving record are the two important factors that determine the cost of your car insurance. Your driving record can either raise or lower your car insurance premium depending on whether you have a good or bad driving history.
However, you can still find affordable coverage in Pittsburgh no matter what your driving history looks like. Make sure you compare the rates of different insurance companies to get the best deal possible.
- Cheapest for a driver with Poor Credit: Nationwide
- Cheapest for a driver with a speeding ticket: Automobile of Hartford
- Cheapest for accident: Automobile of Hartford
- Cheapest for DUI: Automobile of Hartford
Cheapest for a driver with poor credit: Nationwide
Nationwide is the cheapest car insurance company for a driver with poor credit in Pittsburgh. Its average annual rate is $1,591 or $133 a month.
Insurance companies often require that car drivers have good credit scores, and those with bad or poor credit may face more expensive rates.
| Company | Average Annual Rates |
|---|---|
| Nationwide | $1,591 |
| USAA | $1,875 |
| Auto-Owners Ins Co | $2,631 |
| Geico | $3,218 |
| Automobile Ins Co of Hartford | $3,235 |
| Progressive | $3,242 |
| Erie Ins | $3,589 |
| State Farm | $3,593 |
| Allstate | $3,713 |
| Metropolitan | $8,280 |
Cheapest auto insurance for drivers with a speeding ticket: Automobile of Hartford
Automobile of Hartford is the cheapest auto insurance company for a driver with a speeding ticket in Pittsburgh. Its average annual premium is $1,562 annually or $130 per month.
If you get a speeding ticket, it can lead to higher insurance rates for 3-5 years. Make sure you compare price quotes from multiple insurers before you decide on the company.
| Company | Average Annual Rates |
|---|---|
| Automobile Ins Co of Hartford | $1,562 |
| Erie Ins | $1,709 |
| Auto-Owners Ins Co | $1,766 |
| State Farm | $1,843 |
| Progressive | $1,962 |
| Nationwide | $1,995 |
| USAA | $2,099 |
| Geico | $2,121 |
| Allstate | $2,196 |
| Metropolitan | $5,103 |
Cheapest auto insurance after an at-fault accident: Automobile of Hartford
Automobile of Hartford offers the cheapest car insurance rates for a driver with an accident record in Pittsburgh at about $1,708 per year. Apart from Automobile of Hartford, Nationwide, State Farm, and Erie Ins are other cheap insurance companies on our list.
| Company | Average Annual Rates |
|---|---|
| Automobile Ins Co of Hartford | $1,708 |
| Nationwide | $1,731 |
| State Farm | $2,006 |
| Erie Ins | $2,008 |
| Auto-Owners Ins Co | $2,456 |
| Geico | $2,614 |
| USAA | $2,727 |
| Progressive | $2,791 |
| Allstate | $2,989 |
| Metropolitan | $11,186 |
Cheapest auto insurance after a DUI: Automobile of Hartford
Automobile of Hartford is the cheapest insurance company for a driver after a DUI or DWI offense in Allakaket at about a $1,750 year.
If you're convicted of a DUI, your insurance rates will go up and it could be years before they come down again. So, it's important to shop around and find the best deal for you.
| Company | Average Annual Rates |
|---|---|
| Automobile Ins Co of Hartford | $1,750 |
| State Farm | $1,843 |
| Allstate | $2,196 |
| Erie Ins | $2,305 |
| Progressive | $2,337 |
| Nationwide | $2,610 |
| USAA | $2,766 |
| Geico | $3,096 |
| Auto-Owners Ins Co | $4,516 |
| Metropolitan | $11,186 |
Average car insurance cost in Pittsburgh
The average car insurance rate in Pittsburgh is $1,190 a year for a full coverage policy of 100/300/100 for a driver age 30, $257 less than the national average of $1,447.
The average annual premium in Pittsburgh for minimum coverage is $342 a year or $29 a month, based on Insurance.com's rate analysis.
| Average Annual Rates | State Minimum Average |
|---|---|
| $1,190 | $342 |