1. Look for Discounts: If you haven't looked into available discounts, you're burning money. Organizational memberships like AAA are easy to get and can save you money. Some companies offer discounts for students with good grades, senior citizens or to people with low mileage vehicles. Discounts vary by company; make sure you receive every discount for which you are eligible.
2. Don't Ignore Life Events: Have you moved or married since you last compared insurance quotes? If so, you may be missing out on additional savings on your car insurance. Same goes for other types of insurance - life, health, and so forth - so stop sitting on your wallet and start shopping for quotes.
3. Adjust Your Coverage: Assess the vehicle you drive. Got a beater? Consider dropping comprehensive coverage. As you compare quotes, keep in mind you don't need to pay for coverage to repair a vehicle that's worth less than the cost of repair.
4. Set a High Deductible: Insurance companies offer lower rates to people willing to pay a higher deductible. If you can cover the cost of a higher deductible, you will receive a lower rate. Do the math and see if it makes sense for you.
5. Watch Your Credit: Missed a few bills? You could get rocked by more than just late fees. Your credit score is a factor companies often consider when offering you an insurance quote. If you have healthy credit, you may see a lower rate when you compare car insurance quotes than someone with troubled credit.
Stop wasting money on your car insurance. Compare car insurance quotes from top-rated insurance companies at insurance.com and find out just how much money you can save.
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