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If you're looking for the best and cheapest car insurance in Beaumont, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Beaumont and prepared this guide for you.

The average auto insurance cost in Beaumont for full coverage is $1,798 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Beaumont. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Beaumont

According to a study by Insurance.com, the cheapest car insurance companies in Beaumont for 2022 are Colonial County Mutual and State Farm Mutl Automobile Ins.

Colonial County Mutual is the cheapest option for most Beaumont drivers, with an average annual rate of $1,302.

Car insurance cost may vary in Beaumont based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Beaumont

CompaniesAverage Annual Rates
Colonial County Mutual$1,302
State Farm Mutl Automobile Ins$1,375
Auto Club County Mutl$1,468
United Svcs Automobile Assn$1,511
GEICO County Mutual$1,579
Progressive County Mutl$1,723
Met Lloyds of TX$1,861
Mercury County Mutual$1,875
Foremost County Mutual$2,356
Allstate F&C$2,927

Cheapest car insurance cost in Beaumont by Age Group

The cheapest auto insurance company in Beaumont for teen drivers is Texas Farm Bureau Mut Ins Co. For full coverage, its average annual rate for Beaumont drivers is $3,489. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico County Mutual Ins Co. is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Beaumont at about $2,220 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Beaumont is the Texas Farm Bureau Mut Ins Co. Its average rate for a full coverage car insurance policy is $1,493 per year.

If you are a senior driver in Beaumont and looking for a cheap car insurance company, then consider buying insurance from the Texas Farm Bureau Mut Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,402 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Texas Farm Bureau Mut$1,493$1,402$3,489$2,459
State Farm Mut Auto$1,617$1,514$4,139$2,584
Colonial Cnty Mut$1,716$1,684$5,976$3,114
Geico County Mutual .$1,768$1,810$3,903$2,220
AAA TX Cnty Mut$1,816$1,770$5,750$2,992
Allstate Fire & Cas$3,028$3,151$7,253$4,770

Cheapest car insurance companies in Beaumont by driver profile

Car insurance rates in Beaumont vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Beaumont, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Beaumont based on driver profile.

  • Cheapest for a driver with Poor Credit: Colonial County Mutual
  • Cheapest for a driver with a speeding ticket: State Farm
  • Cheapest for accident: State Farm
  • Cheapest for DUI: State Farm

Cheapest for a driver with Poor Credit: Colonial County Mutual

The cheapest car insurance company for a driver with poor credit is Colonial County Mutual . It offers auto insurance for Beaumont drivers at about $2,909 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Colonial County Mutual$2,909
Auto Club$3,342
United$3,554
State Farm$3,826
Foremost County Mutual$4,332
Mercury$4,725
Progressive$4,798
Geico$5,325
Allstate$6,626
Met Lloyds of TX$8,601

Cheapest for drivers with a speeding ticket: State Farm

State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Beaumont. It offers full coverage car insurance for drivers age 30 at about $1,822 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
State Farm$1,822
United$2,331
Colonial County Mutual$2,357
Met Lloyds of TX$3,162
Auto Club$3,188
Geico$3,234
Progressive$3,447
Allstate$4,246
Mercury$4,309
Foremost County Mutual$4,914

Cheapest auto insurance after an at-fault accident: State Farm

State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Beaumont is $2,161. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
State Farm$2,161
Colonial County Mutual$2,731
Geico$3,177
United$3,228
Auto Club$3,539
Progressive$4,028
Mercury$5,425
Foremost County Mutual$6,340
Allstate$6,866
Met Lloyds of TX$7,036

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Beaumont for drivers after a DUI. Its average annual rate for full coverage is $2,844.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
State Farm$2,844
Progressive$3,228
Colonial County Mutual$3,347
United$3,433
Auto Club$3,561
Geico$3,666
Foremost County Mutual$4,098
Mercury$4,111
Allstate$6,924
Met Lloyds of TX$8,027

Average car insurance cost in Beaumont

The average car insurance rate in Beaumont for full coverage is $1,798 per year or $150 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Beaumont is $562 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,798$562

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