Cheapest car insurance companies in Crystal City
Texas Farm Bureau and Redpoint County Mutual have the cheapest car insurance premiums for Crystal City drivers in 2023, based on a data study by Insurance.com.
In Crystal City, Texas Farm Bureau provides the cheapest auto insurance rates to drivers at an average annual premium of $1,239 annually.
The cost of car insurance in Crystal City varies depending on your ZIP code, driving history, coverage level, and carrier. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.
Here’s a list of insurance companies offering affordable premiums to drivers in Crystal City.
| Companies | Average annual rates |
|---|---|
| Texas Farm Bureau | $1,239 |
| Redpoint County Mutual | $1,655 |
| USAA | $1,689 |
| Nationwide | $1,740 |
| Geico | $1,837 |
| State Farm | $1,883 |
| Auto Club Enterprises (AAA) | $1,907 |
| Allstate | $2,738 |
| Progressive | $2,861 |
Cheapest car insurance cost in Crystal City by Age Group
The cheapest auto insurance company in Crystal City for teen drivers is Redpoint County Mutual. For full coverage, its average annual rate for Crystal City drivers is $1,655. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
When compared to other car insurance companies, Redpoint County Mutual turned out to be the cheapest car insurance company for young drivers in Crystal City, offering full coverage at an annual average cost of $1,655.
Drivers in Crystal City stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. Texas Farm Bureau has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $1,226 a year.
If you are a senior driver in Crystal City and looking for a cheap car insurance company, then consider buying insurance from Texas Farm Bureau. It is the cheapest auto insurance company for senior drivers, with an average premium of $1,005 per year.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Redpoint County Mutual | $1,655 | $1,655 | $1,655 | $1,655 |
| Texas Farm Bureau | $2,230 | $1,681 | $1,226 | $1,005 |
| USAA | $3,544 | $2,412 | $1,708 | $1,704 |
| Geico | $4,188 | $2,474 | $1,815 | $1,621 |
| State Farm | $4,588 | $2,866 | $1,871 | $1,706 |
| Allstate | $5,402 | $3,793 | $2,758 | $2,581 |
| Auto Club Enterprises (AAA) | $6,211 | $3,497 | $1,946 | $1,960 |
| Nationwide | $6,242 | $3,063 | $1,727 | $1,681 |
| Progressive | $11,048 | $4,599 | $2,874 | $2,759 |
Cheapest car insurance companies in Crystal City by driver profile
Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Crystal City. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.
When it comes to finding the cheapest car insurance rates in Crystal City, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.
Here's a list of car insurance companies that offer cheap insurance rates in Crystal City based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
Nationwide is the cheapest car insurance option for drivers with poor credit. Its average annual auto insurance cost for Crystal City drivers is $2,300.
Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Crystal City.
| Company | Average annual rates |
|---|---|
| Nationwide | $2,300 |
| State Farm | $2,456 |
| USAA | $2,730 |
| Progressive | $3,112 |
| Farmers | $3,448 |
| Geico | $4,269 |
| Allstate | $5,462 |
Cheapest for drivers with a speeding ticket: State Farm
In Crystal City, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,174, on average.
Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.
| Company | Average annual premium |
|---|---|
| State Farm | $1,174 |
| USAA | $1,729 |
| Nationwide | $1,972 |
| Geico | $2,373 |
| Progressive | $2,450 |
| Allstate | $3,426 |
| Farmers | $4,113 |
Cheapest auto insurance after an at-fault accident: State Farm
Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.
Drivers in Crystal City with at-fault accidents on their driving records can find the cheapest car insurance rates with State Farm. Its full coverage policy costs an average of $1,435 annually.
| Company | Average annual rates |
|---|---|
| State Farm | $1,435 |
| Nationwide | $2,573 |
| Geico | $2,589 |
| USAA | $2,737 |
| Progressive | $3,043 |
| Allstate | $5,531 |
| Farmers | $5,962 |
Cheapest auto insurance after a DUI: State Farm
Among the carriers analyzed, State Farm offers the cheapest auto insurance premiums for drivers with a DUI in Crystal City. On average, its annual full coverage rate is $2,017, making it a significantly cheaper option than other insurance providers.
A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums.
| Company | Average annual rates |
|---|---|
| State Farm | $2,017 |
| Progressive | $2,572 |
| USAA | $2,606 |
| Geico | $2,904 |
| Nationwide | $3,566 |
| Farmers | $3,568 |
| Allstate | $6,437 |
Average car insurance cost in Crystal City
Full coverage car insurance in Crystal City for a coverage limit of 100/300/100 is $1,950 per year or $163 per month, while the state minimum coverage costs an average of $569 a year.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | State minimum average |
|---|---|
| $1,950 | $569 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
