Cheapest car insurance companies in Bishop 

After an in-depth analysis, Insurance.com found that Texas Farm Bureau and Geico are the cheapest car insurance companies in Bishop for 2023. 

The car insurance company in Bishop that provides the cheapest car insurance premiums is Texas Farm Bureau, with an average annual rate of $1,146 .

The cost of car insurance in Bishop varies depending on your ZIP code, driving history, coverage level, and carrier. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.

Here’s a list of insurance companies offering affordable premiums to drivers in Bishop.

CompaniesAverage annual rates
Texas Farm Bureau$1,146
Geico$1,490
Nationwide$1,610
USAA$1,735
State Farm$1,895
Auto Club Enterprises (AAA)$2,090
Redpoint County Mutual$2,136
Progressive$2,469
Allstate$2,756

Cheapest car insurance cost in Bishop by Age Group 

In Bishop, Redpoint County Mutual is the cheapest car insurance company for teenagers, offering full coverage policies at $2,136 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads. 

Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.

Among the carriers analyzed, Texas Farm Bureau is the cheapest car insurance option for drivers in Bishop, at $1,592 a year for a full coverage policy.

Drivers in Bishop stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. Texas Farm Bureau has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $1,138 a year

Bishop senior drivers seeking affordable car insurance should look no further than Texas Farm Bureau. It offers the cheapest car insurance rates for seniors, with an average annual premium of $971. It makes Texas Farm Bureau a good choice for seniors who want to save money without sacrificing coverage. 

CompanyTeensYoung AdultsAdultsSeniors
FarmersN/A$6,294N/AN/A
Redpoint County Mutual$2,136$2,136$2,136$2,136
Texas Farm Bureau$2,203$1,592$1,138$971
Geico$3,531$1,967$1,485$1,468
USAA$3,654$2,482$1,755$1,764
State Farm$4,996$2,998$1,893$1,793
Allstate$5,569$3,853$2,784$2,669
Nationwide$5,876$2,856$1,601$1,588
Auto Club Enterprises (AAA)$6,801$3,778$2,131$2,138
Progressive$10,917$4,197$2,486$2,498

Cheapest car insurance companies in Bishop by driver profile 

Insurers in Bishop consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.

When it comes to finding the cheapest car insurance rates in Bishop, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.

Here are some of the cheapest car insurance companies in Bishop based on driver profile. 

If you're a Bishop driver with poor credit, Nationwide is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $2,258 annually

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Bishop.

CompanyAverage annual rates
Nationwide$2,258
State Farm$2,601
USAA$2,781
Progressive$2,954
Farmers$3,138
Geico$3,461
Allstate$5,294

Based on recent data analysis, 30-year-old drivers in Bishop with speeding tickets on their driving record can get the cheapest car insurance rates from State Farm at an annual cost of $1,258.

Some companies are known for providing the cheapest car insurance rates, but finding the most affordable policy depends highly on individual factors. 

Comparing quotes from various car insurance companies can prove beneficial for getting the best deal. With this, you can get the coverage you need at an affordable price. 

CompanyAverage annual premium
State Farm$1,258
USAA$1,770
Nationwide$1,940
Geico$2,014
Progressive$2,300
Allstate$3,331
Farmers$3,784

Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.

In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for Bishop drivers with at-fault accidents. It provides coverage at an average annual cost of $1,581.

CompanyAverage annual rates
State Farm$1,581
Geico$2,248
Nationwide$2,532
USAA$2,813
Progressive$2,910
Farmers$5,535
Allstate$5,563

In Bishop, State Farm has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $2,301 a year

A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.

CompanyAverage annual rates
State Farm$2,301
Progressive$2,477
Geico$2,598
USAA$2,679
Farmers$3,277
Nationwide$3,507
Allstate$6,566

Average car insurance cost in Bishop 

In Bishop, the average annual cost for full coverage car insurance is around $1,925, which breaks down to approximately $160 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Bishop is about $646.

While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.

Average annual RatesState minimum average
$1,925$646

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.