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382 Cities Ranked for Car Thefts

By Posted : August 3, 2018

Albuquerque is the worst city for car thefts, but five of the 10 cities with the most stolen cars are in California, according to the newly released “Hot Spots” report from the National Insurance Crime Bureau (NICB), an industry-supported nonprofit dedicated to preventing fraud and theft.

Car thefts in worst-hit metro area Albuquerque happen 1,000 times more often those in the bottom-ranked metro areas on the list. Regardless of where you live or what type of car you drive, you should know what to do if your car is stolen, as more than 750,000 vehicles are snatched each year, and only 42 percent are recovered.

Installing an anti-theft device will result in a car insurance discount, but the price break is typically on the comprehensive portion of your premium only. Comprehensive is a relatively small part of most drivers’ premiums, and pays out up to the actual cash value of your car if it's stolen. This optional coverage comes with a deductible, your portion you pay on a claim before insurance kicks in. The average annual rate for comprehensive  is $192, according to a rate analysis by Insurance.com. That's not much to pay to ensure you get the actual cash value (ACV) for your car, minus the deductible, if your car is stolen.

In addition to theft, comprehensive car insurance also covers damage to your car from animal strikes, hail, wind, flooding, fire, fallen objects and vandalism.

Drivers are often confused about how comprehensive coverage works, according to a 2018 survey of 1,000 drivers commissioned by Insurance.com. Sixty-three percent of those surveyed incorrectly said comprehensive covers hitting another car. Damage you cause to another driver's car is covered by your liability property damage insurance, while damage to your own car is covered by collision insurance. And fifty-six percent incorrectly said comprehensive covers injuries you cause in an accident,  which is covered by the personal injury liability insurance portion of your policy.

Below are 382 U.S. metro areas with populations over 50,000, ranked by rate of thefts per 100,000 residents, as calculated by the National Insurance Crime Bureau.

2017 RankCity/metro area2017 thefts2017 Theft rate
1Albuquerque, NM9,9891,096.82
2Anchorage, AK3,274816.69
3Pueblo, CO1,353812.73
4Redding, CA1,352751.44
5St. Joseph, MO-KS952749.99
6Bakersfield, CA6,560734.50
7Modesto, CA3,870706.33
8Stockton-Lodi, CA4,575613.74
9Yuba City, CA1,050604.56
10Springfield, MO2,686580.92
11Charleston, WV1,224570.88
12San Francisco-Oakland-Hayward, CA26,942569.92
13San Jose-Sunnyvale-Santa Clara, CA11,355568.19
14Salt Lake City, UT6,785563.96
15Billings, MT952558.36
16Tulsa, OK5,336538.61
17Visalia-Porterville, CA2,408518.41
18Lubbock, TX1,630514.22
19Portland-Vancouver-Hillsboro, OR-WA12,577512.68
20Denver-Aurora-Lakewood, CO14,791512.11
21Chico, CA1,168509.39
22Merced, CA1,374503.90
23Riverside-San Bernardino-Ontario, CA22,930500.58
24Fresno, CA4,931498.46
25Seattle-Tacoma-Bellevue, WA19,136494.85
26Vallejo-Fairfield, CA2,194492.53
27Wichita, KS3,175491.77
28Mobile, AL2,010485.56
29Columbia, SC3,996484.34
30Las Vegas-Henderson-Paradise, NV10,624482.02
31Yakima, WA1,200479.63
32Kansas City, MO-KS9,712456.20
33Los Angeles-Long Beach-Anaheim, CA60,444452.63
34Topeka, KS1,050450.36
35Santa Cruz-Watsonville, CA1,238448.72
36Spokane-Spokane Valley, WA2,507444.32
37Amarillo, TX1,168440.88
38Little Rock-North Little Rock-Conway, AR3,171429.47
39Omaha-Council Bluffs, NE-IA4,007429.33
40Salinas, CA1,840420.18
41Grants Pass, OR359415.74
42Reno, NV1,922413.70
43Milwaukee-Waukesha-West Allis, WI6,516413.39
44Sacramento--Roseville--Arden-Arcade, CA9,609413.31
45Salem, OR1,685396.49
46Fairbanks, AK388389.16
47Madera, CA609388.17
48Louisville/Jefferson County, KY-IN4,920380.23
49Cleveland, TN463378.52
50Memphis, TN-MS-AR5,099378.19
51Hanford-Corcoran, CA560373.08
52Chattanooga, TN-GA2,069371.76
53Indianapolis-Carmel-Anderson, IN7,484368.92
54Pine Bluff, AR323355.09
55San Antonio-New Braunfels, TX8,725352.67
56Joplin, MO629352.37
57Valdosta, GA510350.67
58Miami-Fort Lauderdale-West Palm Beach, FL21,179343.88
59San Diego-Carlsbad, CA11,436342.63
60Houston-The Woodlands-Sugar Land, TX23,417339.75
61Odessa, TX528336.12
62Birmingham-Hoover, AL3,860335.71
63Savannah, GA1,299335.19
64New Orleans-Metairie, LA4,274335.02
65Colorado Springs, CO2,410332.93
66Hot Springs, AR324328.41
67Atlanta-Sandy Springs-Roswell, GA19,270327.46
68Greenville-Anderson-Mauldin, SC2,917325.59
69Oklahoma City, OK4,499325.13
70Columbus, GA-AL986324.54
71Lake Charles, LA674321.94
72Macon-Bibb County, GA730318.90
73Tucson, AZ3,260318.74
74Charleston-North Charleston, SC2,397308.96
75Alexandria, LA470305.23
76Shreveport-Bossier City, LA1,344304.81
77Baltimore-Columbia-Towson, MD8,499302.65
78Lake Havasu City-Kingman, AZ627302.61
79Spartanburg, SC1,007301.14
80Detroit-Warren-Dearborn, MI12,983301.02
81El Centro, CA545298.09
82Baton Rouge, LA2,483297.67
83Terre Haute, IN505297.12
84Gulfport-Biloxi-Pascagoula, MS1,171297.03
85Cleveland-Elyria, OH6,070294.83
86Montgomery, AL1,099293.93
87Columbus, IN240292.54
88Dallas-Fort Worth-Arlington, TX21,580291.63
89St. Louis, MO-IL8,130289.60
90Lexington-Fayette, KY1,476287.92
91South Bend-Mishawaka, IN-MI921286.19
92Corpus Christi, TX1,296285.46
93San Angelo, TX336281.09
94Phoenix-Mesa-Scottsdale, AZ13,298280.71
95Great Falls, MT228279.23
96Davenport-Moline-Rock Island, IA-IL1,064278.34
97Anniston-Oxford-Jacksonville, AL319278.05
98Medford, OR604277.73
99Beaumont-Port Arthur, TX1,145277.62
100New Haven-Milford, CT2,371275.56
101Florence, SC567275.47
102Sumter, SC294275.16
103Santa Maria-Santa Barbara, CA1,229274.24
104Honolulu (Urban), HI2,697272.80
105Longview, WA291272.19
106Olympia-Tumwater, WA746265.87
107Springfield, OH354263.09
108Panama City, FL522261.36
109Parkersburg-Vienna, WV237260.73
110Morristown, TN307259.99
111Santa Fe, NM384258.15
112Tallahassee, FL986257.69
113Las Cruces, NM553256.52
114Orlando-Kissimmee-Sanford, FL6,431256.23
115Columbus, OH5,321255.97
116Killeen-Temple, TX1,131254.86
117Texarkana, TX-AR383254.73
118Chicago-Naperville-Elgin, IL-IN-WI24,254254.42
119Longview, TX552253.82
120Des Moines-West Des Moines, IA1,633252.82
121Rapid City, SD371252.64
122Gadsden, AL259252.06
123Muncie, IN290251.77
124Jacksonville, FL3,772250.63
125Elkhart-Goshen, IN512249.72
126Myrtle Beach-Conway-North Myrtle Beach, SC-NC1,159249.70
127Jonesboro, AR327249.11
128Hickory-Lenoir-Morganton, NC913249.09
129Eugene, OR933248.97
130Yuma, AZ515248.15
131Fort Smith, AR-OK700248.15
132Hammond, LA328247.55
133Dayton, OH1,959243.83
134Florence-Muscle Shoals, AL357242.79
135Huntsville, AL1,102241.96
136Fayetteville, NC919237.68
137Mount Vernon-Anacortes, WA298237.23
138Knoxville, TN2,073236.35
139Minneapolis-St. Paul-Bloomington, MN-WI8,472235.29
140Jackson, MS1,357234.49
141Napa, CA329233.38
142Augusta-Richmond County, GA-SC1,390231.61
143Nashville-Davidson--Murfreesboro--Franklin, TN4,353228.74
144Monroe, LA408228.64
145Oxnard-Thousand Oaks-Ventura, CA1,933226.29
146Springfield, IL471225.69
147Ocala, FL796224.63
148Cheyenne, WY220223.74
149Evansville, IN-KY700221.75
150Greensboro-High Point, NC1,686221.50
151Richmond, VA2,854220.52
152Midland, TX376220.30
153Wichita Falls, TX331218.87
154Fayetteville-Springdale-Rogers, AR-MO1,171217.88
155Lawrence, KS263217.73
156Hattiesburg, MS322216.29
157Farmington, NM273215.09
158Durham-Chapel Hill, NC1,217214.48
159Bremerton-Silverdale, WA569213.58
160Lawton, OK270212.02
161Albany, OR265211.92
162Tuscaloosa, AL514211.70
163Columbia, MO376210.91
164Sioux City, IA-NE-SD353209.35
165Hartford-West Hartford-East Hartford, CT2,523208.47
166Cedar Rapids, IA553204.59
167Sherman-Denison, TX268204.36
168Deltona-Daytona Beach-Ormond Beach, FL1,323203.79
169Trenton, NJ763203.61
170Bismarck, ND269203.57
171El Paso, TX1,708202.17
172Santa Rosa, CA1,014201.10
173Charlotte-Concord-Gastonia, NC-SC5,059200.33
174Missoula, MT235200.10
175Kingsport-Bristol-Bristol, TN-VA606197.61
176Winston-Salem, NC1,308195.89
177Owensboro, KY229193.45
178Greeley, CO582191.05
179Wilmington, NC550190.87
180Tampa-St. Petersburg-Clearwater, FL5,867189.78
181Johnson City, TN382189.06
182Bloomington, IN317188.89
183Gainesville, FL537188.63
184Abilene, TX321188.58
185Cincinnati, OH-KY-IN4,109188.57
186Warner Robins, GA359187.19
187Austin-Round Rock, TX3,939186.17
188Toledo, OH1,119185.37
189Bridgeport-Stamford-Norwalk, CT1,758185.07
190Roanoke, VA581184.96
191Pensacola-Ferry Pass-Brent, FL900184.51
192Rome, GA179183.38
193Victoria, TX180180.64
194Virginia Beach-Norfolk-Newport News, VA-NC3,115180.55
195Waco, TX483179.76
196Jackson, TN231178.74
197Asheville, NC810177.58
198Philadelphia-Camden-Wilmington, PA-NJ-DE-MD10,708175.65
199Grand Junction, CO266175.44
200Kennewick-Richland, WA509175.34
201Boulder, CO565175.19
202Pocatello, ID149174.74
203Palm Bay-Melbourne-Titusville, FL1,029174.65
204Fargo, ND-MN416172.36
205Sioux Falls, SD446172.14
206Akron, OH1,211172.14
207Jefferson City, MO256169.02
208Walla Walla, WA108167.15
209Grand Island, NE142166.97
210San Luis Obispo-Paso Robles-Arroyo Grande, CA473166.90
211Kalamazoo-Portage, MI564166.70
212Brunswick, GA196165.93
213Ogden-Clearfield, UT1,100165.32
214Hilton Head Island-Bluffton-Beaufort, SC354164.42
215Albany, GA248163.77
216Springfield, MA1,027162.59
217Washington-Arlington-Alexandria, DC-VA-MD-WV10,096162.40
218Gainesville, GA323162.04
219Decatur, AL243160.01
220Duluth, MN-WI446159.98
221Huntington-Ashland, WV-KY-OH570159.90
222Michigan City-La Porte, IN175159.05
223Mansfield, OH191158.39
224Clarksville, TN-KY448157.17
225Muskegon, MI272156.60
226Fort Wayne, IN668153.70
227Dothan, AL227153.47
228Dalton, GA221153.00
229Rockford, IL513151.64
230Carson City, NV83151.61
231Athens-Clarke County, GA317151.48
232Canton-Massillon, OH605151.28
233St. Cloud, MN299151.19
234Cape Coral-Fort Myers, FL1,108149.89
235Cape Girardeau, MO-IL145149.82
236Tyler, TX340149.30
237Flint, MI608149.24
238Bellingham, WA329148.60
239Youngstown-Warren-Boardman, OH-PA793146.33
240Lafayette, LA718146.07
241Lakeland-Winter Haven, FL1,001145.82
242Goldsboro, NC180144.96
243Manhattan, KS142144.78
244Atlantic City-Hammonton, NJ390144.49
245Flagstaff, AZ200142.07
246Casper, WY113142.05
247Rocky Mount, NC208141.75
248Vineland-Bridgeton, NJ216141.60
249Grand Forks, ND-MN145141.58
250Boise City, ID1,002141.16
251Providence-Warwick, RI-MA2,280140.64
252Elizabethtown-Fort Knox, KY211140.26
253Kokomo, IN115139.63
254McAllen-Edinburg-Mission, TX1,200139.43
255Daphne-Fairhope-Foley, AL296139.21
256Bowling Green, KY243138.99
257Lewiston, ID-WA87138.27
258Homosassa Springs, FL200137.32
259Lansing-East Lansing, MI654136.92
260Brownsville-Harlingen, TX575135.70
261Raleigh, NC1,807135.35
262Peoria, IL504135.33
263Crestview-Fort Walton Beach-Destin, FL364134.15
264Sebring, FL138134.13
265Fort Collins, CO459133.44
266Enid, OK81131.53
267Auburn-Opelika, AL212131.18
268Burlington, NC208128.09
269Sebastian-Vero Beach, FL196126.96
270Lima, OH131126.94
271Coeur d'Alene, ID199126.24
272College Station-Bryan, TX323125.17
273Buffalo-Cheektowaga-Niagara Falls, NY1,412124.20
274Decatur, IL131123.82
275Monroe, MI185123.62
276Greenville, NC220122.88
277Danville, IL94120.65
278Niles-Benton Harbor, MI180116.69
279Jackson, MI185116.62
280Wenatchee, WA138116.48
281Lincoln, NE386116.43
282Madison, WI758115.86
283Hagerstown-Martinsburg, MD-WV304114.50
284Waterloo-Cedar Falls, IA192113.01
285Battle Creek, MI151112.58
286Jacksonville, NC216111.40
287Lafayette-West Lafayette, IN240109.47
288Houma-Thibodaux, LA228108.31
289Bend-Redmond, OR202108.09
290St. George, UT178107.45
291North Port-Sarasota-Bradenton, FL859106.75
292Wheeling, WV-OH149105.48
293Boston-Cambridge-Newton, MA-NH5,097105.39
294New York-Newark-Jersey City, NY-NJ-PA21,283104.73
295Laredo, TX286104.08
296The Villages, FL130103.86
297Ann Arbor, MI370100.65
298Kankakee, IL110100.36
299Dover, DE177100.10
300Punta Gorda, FL17998.33
301Iowa City, IA16897.96
302Eau Claire, WI16095.53
303Sierra Vista-Douglas, AZ11995.39
304Port St. Lucie, FL45195.26
305Allentown-Bethlehem-Easton, PA-NJ78993.87
306Morgantown, WV12993.00
307Staunton-Waynesboro, VA11392.62
308Provo-Orem, UT56491.31
309Beckley, WV10790.26
310Reading, PA37489.50
311Pittsburgh, PA2,08589.36
312Hinesville, GA7188.31
313Ocean City, NJ8287.65
314Rochester, MN19187.50
315Syracuse, NY56986.89
316Lynchburg, VA22786.89
317Racine, WI17086.70
318Norwich-New London, CT23386.61
319Champaign-Urbana, IL20686.15
320Naples-Immokalee-Marco Island, FL32186.09
321Idaho Falls, ID12384.45
322La Crosse-Onalaska, WI-MN11583.98
323Rochester, NY90583.96
324York-Hanover, PA37483.84
325Albany-Schenectady-Troy, NY73983.39
326Harrisburg-Carlisle, PA47382.71
327Bay City, MI8682.50
328Prescott, AZ18781.96
329Janesville-Beloit, WI12778.25
330Erie, PA20474.31
331Scranton--Wilkes-Barre--Hazleton, PA41274.18
332Grand Rapids-Wyoming, MI78474.02
333New Bern, NC9273.68
334Burlington-South Burlington, VT15972.80
335Ames, IA7071.79
336Charlottesville, VA16671.00
337Worcester, MA-CT66670.67
338Mankato-North Mankato, MN6968.36
339East Stroudsburg, PA11166.05
340Oshkosh-Neenah, WI11064.55
341Green Bay, WI20463.74
342Saginaw, MI12163.04
343Manchester-Nashua, NH25762.73
344Lancaster, PA32660.05
345Corvallis, OR5459.37
346Weirton-Steubenville, WV-OH7059.20
347Bangor, ME8857.91
348Bloomington, IL10656.31
349California-Lexington Park, MD6355.92
350Lewiston-Auburn, ME5954.81
351Dubuque, IA5354.62
352Logan, UT-ID7554.35
353Appleton, WI12753.78
354Bloomsburg-Berwick, PA4351.07
355Fond du Lac, WI5250.71
356Pittsfield, MA6349.88
357Portland-South Portland, ME26249.24
358Harrisonburg, VA6649.09
359Winchester, VA-WV6647.87
360Cumberland, MD-WV4747.55
361Lebanon, PA6647.23
362Wausau, WI6245.68
363Binghamton, NY11045.41
364Johnstown, PA6045.09
365Barnstable Town, MA9644.98
366Carbondale-Marion, IL5442.99
367Chambersburg-Waynesboro, PA6441.50
368Altoona, PA5141.31
369Gettysburg, PA4241.04
370Utica-Rome, NY12040.88
371Kingston, NY5932.88
372Ithaca, NY3432.44
373Sheboygan, WI3732.08
374Elmira, NY2731.56
375Williamsport, PA3530.74
376Blacksburg-Christiansburg-Radford, VA5630.60
377Salisbury, MD-DE12430.55
378Glens Falls, NY3729.33
379Watertown-Fort Drum, NY3026.27
380Midland, MI2125.18
381State College, PA169.84
382Kahului-Wailuku-Lahaina, HI00

The NICB offers a four-pronged approach to preventing thefts:

  • The first is simple, common-sense steps such as removing your keys, rolling up the windows, locking the doors and parking in a well-lighted area.
  • The second is some sort of visible or audible device warning that your car is protected. That could include a steering-wheel lock, VIN etching or an audible alarm that you set when you leave the vehicle.
  • Third is an immobilizing device that keeps thieves from starting the car. Those could include smart keys with a chip embedded, kill switches, fuse cut-offs and fuel-pump disablers.
  • Lastly, the NICB recommends devices that help track and recover a stolen car, which may include LoJack or onboard telematics systems such as OnStar.

Shopping your car insurance policy

A comprehensive claim for over $2,000 will raise your rate, on average, by just three percent, Insurance.com data show. Still, you can save on car insurance by comparing quotes from at least companies to see which has the lowest rate. Use our form below to compare car insurance options.

See how much YOU can save
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  1. Steven Price

    Great article! Do you have an updated list for 2018?

    1. Insurance.com 15 April 2019 at 11:25

      Hi, This list is for year 2018. We will be posting 2019 list after in start of 2020.

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