How do I cancel a Progressive insurance policy?

  1. Locate your policy details. Have the policy number that you want to cancel ready and determine what date you want the policy to end. Your policy number is located on your proof of insurance and on your insurance bill.
  2. Contact Progressive at 1-888-671-4405. The easiest way to cancel your Progressive car insurance policy is to call. If you bought your policy through an agent, you can contact them to cancel.
  3. Submit your cancellation request. You can cancel verbally over the phone or send your request by mail to: The Progressive Corporation, 6300 Wilson Mills Rd., Mayfield Village, OH 44143. Progressive also states that cancellation can be done via email; the only way to do this is by using the contact us form on the Progressive website. The Progressive customer support representative will let you know what you need to do. Sending a written confirmation is a good idea to ensure your request is on record.
  4. Confirm cancellation. You should receive a confirmation email or letter in the mail. If you cancel over the phone, ask for a confirmation number and write down the name of the person you spoke with.
  5. Check final billing and refund status. If you are owed a refund, it may take a few days to process. Check your billing online or via the mobile app to ensure you aren’t charged again and any refund is correct.

Can you cancel Progressive insurance online?

No, you can't cancel your Progressive insurance policy online. You can cancel your Progressive insurance by calling Progressive directly at 1-888-671-4405 or contacting your agent, if you have one.

You can also cancel in writing by mail to The Progressive Corporation, 6300 Wilson Mills Rd., Mayfield Village, OH 44143, or by email using the contact us form on the Progressive website.

Reasons you might need to cancel Progressive car insurance

There are a number of reasons you might choose to cancel car insurance with Progressive. The process is the same regardless of the reason, including:

  • You found a better deal at another company
  • You no longer own the car
  • You’re being added to someone else’s policy, like a spouse
  • You're moving out of state or out of Progressive's coverage area
  • You are switching to specialized coverage, like classic car insurance or rideshare coverage
  • You're storing the vehicle long term, such as for a military deployment

What happens if I cancel my Progressive insurance?

When you cancel your Progressive car insurance policy, your coverage will end on the date and time you have requested. You will no longer have coverage and will need to have new insurance in place at that time.

Progressive will send a notice of cancellation to your lender, if you have a loan, and to the DMV if required. You will need to ensure proof of your new coverage is sent to both.

If you paid premiums in advance, Progressive will issue a refund for the unused coverage, minus any applicable cancellation fees. Your refund should be issued within 5 to 10 business days. Check your billing online or via the mobile app to confirm your refund was issued, and you aren't charged for any further coverage.

People ask

Can I cancel my insurance policy and get my money back?

You will be issued a refund for any unused premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. when you cancel your car insurance. If you pay monthly, your refund will be prorated to the remaining portion of your current billing period. If you paid upfront, your refund will be prorated to the entire remaining term. For most policies, that's six months.

Does Progressive charge a cancellation fee?

Progressive may charge a cancellation fee depending on your state and when you cancel your policy. Customers online have reported a cancellation fee of $50 or 10%. If you cancel early, you may be charged a fee or penalty, depending on your state’s laws and when you decide to cancel.

Alternatives to canceling Progressive insurance

Depending on the reason you are looking to cancel your Progressive insurance policy, one of these alternatives might work for you:

  • Increase your deductible or adjust coverages to get lower rates
  • Put your car on an in-storage policy if it will be non-operational for a while
  • Discuss other ways to reduce your costs like trying Progressive’s Snapshot usage-based telematics program.

Before you decide to leave Progressive, take a moment to read our Progressive auto insurance review and compare it to other carriers to find the cheapest car insurance and the right coverage for your needs.

What to do before canceling Progressive insurance

Before you cancel your Progressive insurance policy, it's vital to ensure that your new coverage is in place to prevent a lapseWhen your auto insurance coverage ends because you missed a payment or did not renew it on time. A lapse in auto insurance coverage may result in paying higher premiums for a new policy..

  1. Verify the start date and time of your new insurance policy.
  2. Ensure that the cancellation date of your Progressive policy is at or after the start date of the new policy.
  3. Contact your lender, if you have one, to inform them of the change in insurance coverage.
  4. Follow up to be sure there has been no gap in coverage and the lender has received the new proof of insurance.

FAQ: Canceling Progressive car insurance

Can you cancel Progressive car insurance anytime?

Yes, you can cancel your Progressive car insurance policy at any time. As the policyholder, you have the right to end your coverage whenever you like. However, canceling at renewal is usually the best time for a seamless process, ensuring you aren't charged early cancellation fees or charged for coverage you won't use.

Will my new company cancel my Progressive insurance for me?

It might, but you should always contact Progressive directly at 1-888-671-4405 to confirm cancellation. Some companies do offer the service of notifying your previous carrierAn insurance carrier is the company that provides your car insurance policy and pays claims. that you are canceling, but it's best to follow up.

How long does it take to cancel Progressive insurance?

Cancellation is usually immediate when done by phone. If you choose to cancel by mail or email, the process may take a few days.

Will I get a refund after I cancel my Progressive insurance?

You will get a refund from Progressive if you paid premiums in advance. Your refund will be prorated based on the coverage you didn't use.

What happens if I cancel without new coverage?

If you cancel your insurance without securing new coverage first, you will have a lapse in coverage that could result in increased rates in the future and may violate state law if you drive without insurance.

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