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Traffic ticket calculator

A traffic ticket calculator helps you estimate how much your car insurance rates are likely to go up after a ticket. The calculator on this page includes rates for 38 common violations, including speeding, failure to stop, texting while driving, and more.

Select a traffic violation, and your state of residence. You'll see the average percentage increase to car insurance rates for that infraction, as well as the national average increase.  Enter your current annual car insurance rate to see the estimated dollar amount by which you can expect your rates to go up.

If you get a traffic ticket, it's important to shop around and compare car insurance companies. While the average increase after a speeding ticket is 39%, it can be as low as 7% or as high as an incredible 320%. There's no need to pay that kind of rate if you don't have to. A speeding ticket cost calculator can give you estimates, but shopping around will give you personalized rates.

Enter Your Details
See how much your rates could increase depending on your violations
Yearly Premium should be less than $10,000.
Please select rquired fields
Your Average Premium Increase
National Average
How much your ticket will raise your annual rates:
This ticket may cost you, but we can still help you save on car insurance.
Our online quote comparison tool lets you see multiple quotes from top carriers on one page for easy comparison. You're only 10 minutes away from saving on car insurance.

You can save money on coverage even after a traffic violation.

Here's Why:
Insurance companies adjust rates differently when you get a ticket. That means shopping around will help you find the best rate for your new driver profile.