Average home insurance cost in Wyoming

The average cost of homeowners insurance in Wyoming is $1,801 a year or $150 a month. This is based on coverage of:

  • $300,000 dwelling
  • $300,000 liability
  • $1,000 deductible.

However, the average annual premium varies by the insurance company, your ZIP code, coverage type, your home's age, among other factors. It’s a good idea to compare price quotes from different Wyoming homeowners insurance companies to get the best deal.

Best home insurance companies in Wyoming 

The best home insurance company in Wyoming for 2023 is USAA, but if you aren’t a military family, the top home insurer is Nationwide, followed by State Farm.  

Below is a full list of the top Wyoming insurance companies based on price, NAIC complaints, and AM Best financial ratings. The total Insurance.com score is calculated out of five using these factors.

Best home insurance companies in Wyoming
Insurance companyAM BestAverage annual rateNAIC Complaint ratioInsurance.com score
USAA*A++$ 8540.414.95
NationwideA+$ 1,2330.754.33
State FarmA++$ 1,7271.073.94
FarmersA$ 2,6180.333.47
AllstateA+$ 2,8572.042.4

*USAA only provides coverage to military members, veterans and their families.

Cheapest home insurance companies in Wyoming

Below are Wyoming home insurance rates by company for six different levels of dwelling coverage, each with $300,000 in liability and a $1,000 deductible. Based on our rate analysis, you’ll see Nationwide offers the most affordable rates in all categories for homeowners in Wyoming, with the exception of USAA. 

Cheapest home insurance rates in Wyoming by coverage level
USAA$ 681$ 854$ 1,017$ 1,201$ 1,364
Nationwide$ 862$ 1,233$ 1,648$ 2,106$ 2,581
State Farm$ 1,182$ 1,727$ 2,417$ 3,087$ 3,733
Farmers$ 1,842$ 2,618$ 3,534$ 4,594$ 5,599
Allstate$ 1,976$ 2,857$ 3,675$ 4,507$ 5,161

*USAA only provides coverage to military members, veterans and their families.

Wyoming home insurance rates by ZIP code

Enter your ZIP code and desired coverage level in the search box to see the average home insurance rate for that area. You will also see the highest and lowest premiums from major home insurers. This will give you an idea of how much you can save by comparing home insurance rates. The difference between the highest rate and the lowest rate is how much you could save by shopping around.

Home insurance calculator

Average home insurance rates in Florida
$200,000 $300,000 $400,000 $500,000 $600,000
$100,000 $300,000
View most and least expensive ZIP codes

Most & least expensive ZIP codes for homeowners insurance in Florida

Most expensive

ZIP CodeCityHighest Rate
32805Holden Heights$5,278
33455Hobe Sound$5,273

Least expensive

ZIP CodeCityLowest Rate
34234North Sarasota$1,134
32071O Brien$1,136
34994North River Shores$1,137
33544Wesley Chapel$1,140

Home insurance rates in Wyoming’s largest cities

Home insurance rates can vary widely depending on where the home is located. To help you compare,  we’ve gathered home insurance rates for the largest cities in Wyoming below. 

Green River is the cheapest city in Wyoming with an average annual rate of $1,472, while Cheyenne is the most expensive city with home insurance rates at $2,447 per year.

CityAverage annual rates
Green River$ 1,472
North Rock Springs$ 1,472
Evanston$ 1,503
Laramie$ 1,802
Sheridan$ 1,958
Casper$ 2,169
Gillette$ 2,200
Cheyenne$ 2,447
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