Call our licensed agents toll free 844.855.0163
Go To Top
Why you can trust is dedicated to informing, educating, and empowering you to make confident insurance decisions. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations. maintains editorial integrity through strict independence from insurance companies.

Travelers is one of the best home insurance companies in Wyoming. Its overall rating is 5 and J.D Power awarded it 800 scores out of 1000. Besides, A.M Best rated it A++, which is the highest they offer.

Whereas Safeco is the cheapest homeowners insurance company in Wyoming, based on a rate analysis by Its average rate for Wyoming homeowners is $1,046 a year. It's $1,037 less than the state average ($2,083).

But the cheapest is not always the best. Homeowners insurance coverage varies among insurance providers and thus the home insurance premiums.

Among all the different Wyoming homeowners insurance companies on the market, it's not easy to find the one that fits your needs. That's why we have created this guide to help you make an informed decision.

We've compiled a list of some of the best and cheap home insurance companies to help you decide which one is best for you.

Best home insurance companies in Wyoming

If you're looking for the best homeowners insurance company in Wyoming, we've got you covered. We've compiled a list of some of the top-rated insurers in the state and compared their rates, their customer satisfaction rating, J.D. Power score, claims handling and AM Best rating to help make your decision easier. Here is the list of best home insurance companies in Wyoming:

  • Chubb
  • Travelers
  • Allstate
  • Farmers
  • Safeco

Compare best homeowners insurance companies in Wyoming

The best homeowners insurance is not always the most expensive. If you ask yourself, "Which homeowners insurance company should I choose?" Then it might be time to start comparing quotes from different insurance providers and find the one that offers a standard homeowners insurance policy and adequate insurance coverage for your needs.

To help you pick the right insurance company, we've compared the insurers using the J.D. Power scores as well as ratings from A.M Best.

Following is a list of the best home insurance providers and their average annual premium.

CompanyOverall ratingJ.D. Power scoreAM Best rating

Average cost of homeowners insurance in Wyoming

The average cost of home insurance in Wyoming is $2,083 a year or $174 a month, but this number may vary depending on the coverage options you choose and where you live. Basic coverage options include personal property coverage, dwelling coverage, and additional living expenses.

Many other factors go into deciding your home insurance rates in Wyoming, including property value and local crime rates.

Average annual premiumAverage monthly premium

10 Most expensive zip codes in Wyoming for homeowners insurance

You may know that homeowners insurance costs vary significantly by ZIP code. The most expensive ZIP code for homeowners insurance in Wyoming is 82054. Its average annual rate is $2,116.

Home insurance rates vary depending on where you live. Besides ZIP code, insurers consider these factors to decide your home insurance cost-

  • Building costs in your area
  • Your home's square footage
  • Your own home's construction and materials used
  • Crime rates in your locality
  • Risk of damage caused by certain types of disasters

Let's take a look at the most expensive ZIP codes and their average annual home insurance rates-

ZIP codeAverage annual rate

10 Least expensive zip codes in Wyoming for homeowners insurance

Below is a list of the ten least expensive ZIP codes for homeowners insurance in Wyoming, based on's rate analysis. You will find that the least expensive ZIP code for home insurance in Wyoming is 83113. Its average annual insurance cost for Wyoming homeowners is $1,288---$1,017 less than the national average ($2,305).  

ZIP codeAverage annual rate

Cheap homeowners insurance in Wyoming

Safeco, Amco, State Farm, USAA, and Foremost are the top five cheap homeowners' insurance companies in Wyoming, based on's rate analysis.

When shopping for insurance, the first thing that you should do is compare rates and coverage from different companies. Why? Insurance prices vary by hundreds of dollars even if they offer exactly the same type or amount of protection - so it pays to shop around.

Insurers use different methods when deciding on your insurance premium; as a result, prices vary significantly between carriers. Make sure you compare homeowners insurance quotes when you shop for home insurance, suggests's former Senior Consumer Analyst Penny Gusner.

Following is a list of cheapest home insurance companies along with their average annual premium-

Company nameAverage annual premium
State Farm$1,707

Home and auto bundle discounts in Wyoming

Homeowners insurance in Wyoming may be expensive for some ZIP codes, but still, there are ways to save on your home insurance.

If you buy both home and auto insurance from the same insurance provider, you can save an average of $204 a year or 12%, based on's analysis. However, it will depend on your insurer as well as your homeowners profile.

Here's a list of major Wyoming insurance companies that offer a discount on bundling your home and auto insurance policies.

Company$ Bundle average saving% Bundle average saving
State Farm$21815%
Foremost Insurance$211%
See How Much You Can Save
See How Much You Can Save
Please enter valid zip
Want to bundle home and auto insurance for potential discounts?

You may also like to explore