Tickets: How much will a ticket impact your rate?


The "Uh-Oh!" Calculator

See the insurance rate impact of your ticket — and others.

  • Careless Driving
  • Driving Without a License or Permit
  • DWI First Offense
  • Failure to Stop
  • Failure to Yield
  • Following too Closely (Tailgating)
  • Improper Pass
  • Improper Turn
  • No Insurance on Auto
  • Reckless Driving
  • Seatbelt Infractions
  • Speeding 1-14 MPH Over Limit
  • Speeding 15-29 MPH Over Limit
  • Speeding 30+ MPH Over Limit

Speeding 1-14 MPH Over Limit

Next: Get a Reality Check

Answer a few questions to see how much this ticket could really cost you.




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Question 1: Where do you live?

Failure To Stop
  • Average premium increase
  • Potential extra cost each year
  • Fine
  • Points added to your license

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This ticket may cost you, but we can still help you save.

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Powered By:Insurance.com

Insurance.com's "Uh-Oh! Calculator" shows you how much your car insurance rates may increase when you receive one of 14 common tickets.


Select a traffic violation and see the average percentage increase to your car insurance for that infraction.


Want to customize results to your own situation? Enter your ZIP code, marital status, type of residence, time you've been with your current carrier and age to get tailored results. Enter the amount of your car insurance premium, and our calculator will compute how much extra cash you'll be paying each year.


Our car insurance rate calculator for traffic violations can also provide you with the number of points you may get on your license and information on when your state may suspend your driving privileges.


If you get a traffic ticket:


Compare auto insurance quotes. No two insurers rate tickets the same way.


If you can keep an infraction off your record, do so. It's the second speeding ticket that really costs you, so keeping the first violation off is crucial. You may be able to take a defensive driving class or suggest an alternate, non-moving violation.


For major violations, consider hiring a traffic attorney. A reckless driving or DUI conviction can have expensive, long-lasting consequences.

Read more about how to deal with speeding and other traffic tickets.