Traffic ticket calculator
Insurance.com's traffic ticket calculator shows you how much your car insurance rates are likely to go up after a ticket. The calculator includes rates for 38 common violations, including speeding, failure to stop, texting while driving, and more.
Select a traffic violation, and your state of residence. You'll see the average percentage increase to car insurance rates for that infraction, as well as the national average increase.
How much could your violation increase your rates?
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Your ticket will raise your annual rates by an average of:
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Your estimated premium increase
VS
National average increase
Methodology
Insurance.com commissioned car insurance rates from Quadrant Data Solutions in 2022 for a 40-year-old male driver with a 18 common tickets in every state, based on a Honda Accord LX. Coverage was quoted for a full coverage policy with 100/300/50 limits and $500 deductibles.
How much do insurance rates go up after a ticket? Rates by state
How much your insurance rates will go up after a ticket depends on where you live and the type of ticket. In most states, a DUI will cause the greatest increase, but the amount varies. In California, for example, the average increase after a DUI is 222% or $5,360 a year. In Alaska, a DUI will cause an increase of only 35% or $587 a year.
Take a look at the average rate increase in each state for various tickets below.
| State | Violation | Average annual premium | $ Increase | % Increase |
|---|---|---|---|---|
| Alaska | Careless driving | $2,051 | $375 | 22% |
| Alaska | Distracted driving ticket | $2,031 | $355 | 21% |
| Alaska | Driving without a license or permit | $2,010 | $333 | 20% |
| Alaska | Driving without insurance | $1,779 | $103 | 6% |
| Alaska | DUI/DWI first offense | $2,263 | $587 | 35% |
| Alaska | Failure to stop | $2,010 | $333 | 20% |
| Alaska | Failure to yield | $2,010 | $333 | 20% |
| Alaska | Following too closely | $2,010 | $333 | 20% |
| Alaska | Improper turn | $2,010 | $333 | 20% |
| Alaska | Improper/illegal pass | $2,010 | $333 | 20% |
| Alaska | Passing stopped school bus | $2,056 | $380 | 23% |
| Alaska | Seatbelt infraction | $1,895 | $219 | 13% |
| Alaska | Speeding 30+ over limit | $2,191 | $514 | 31% |
| Alaska | Speeding ticket 1-10 MPH over limit | $1,988 | $311 | 19% |
| Alaska | Speeding ticket 11-29 MPH over limit | $2,191 | $514 | 31% |
| Alaska | Talking on cellphone ticket | $1,987 | $311 | 19% |
| Alaska | Texting ticket | $1,987 | $311 | 19% |
| Alabama | Careless driving | $2,818 | $959 | 52% |
| Alabama | Distracted driving ticket | $2,365 | $505 | 27% |
| Alabama | Driving without a license or permit | $2,218 | $358 | 19% |
| Alabama | Driving without insurance | $2,305 | $445 | 24% |
| Alabama | DUI/DWI first offense | $3,250 | $1,391 | 75% |
| Alabama | Failure to stop | $2,332 | $472 | 25% |
| Alabama | Failure to yield | $2,332 | $472 | 25% |
| Alabama | Following too closely | $2,327 | $468 | 25% |
| Alabama | Improper turn | $2,334 | $474 | 25% |
| Alabama | Improper/illegal pass | $2,353 | $494 | 27% |
| Alabama | Passing stopped school bus | $2,424 | $564 | 30% |
| Alabama | Seatbelt infraction | $2,265 | $405 | 22% |
| Alabama | Speeding 30+ over limit | $2,962 | $1,102 | 59% |
| Alabama | Speeding ticket 1-10 MPH over limit | $2,277 | $418 | 22% |
| Alabama | Speeding ticket 11-29 MPH over limit | $2,465 | $606 | 33% |
| Alabama | Talking on cellphone ticket | $2,318 | $459 | 25% |
| Alabama | Texting ticket | $2,340 | $481 | 26% |
| Arkansas | Careless driving | $3,032 | $1,075 | 55% |
| Arkansas | Distracted driving ticket | $2,607 | $651 | 33% |
| Arkansas | Driving without a license or permit | $2,502 | $545 | 28% |
| Arkansas | Driving without insurance | $2,462 | $505 | 26% |
| Arkansas | DUI/DWI first offense | $3,420 | $1,463 | 75% |
| Arkansas | Failure to stop | $2,597 | $640 | 33% |
| Arkansas | Failure to yield | $2,597 | $640 | 33% |
| Arkansas | Following too closely | $2,595 | $639 | 33% |
| Arkansas | Improper turn | $2,599 | $642 | 33% |
| Arkansas | Improper/illegal pass | $2,614 | $658 | 34% |
| Arkansas | Passing stopped school bus | $2,651 | $694 | 35% |
| Arkansas | Seatbelt infraction | $2,406 | $449 | 23% |
| Arkansas | Speeding 30+ over limit | $3,238 | $1,281 | 65% |
| Arkansas | Speeding ticket 1-10 MPH over limit | $2,560 | $604 | 31% |
| Arkansas | Speeding ticket 11-29 MPH over limit | $2,733 | $777 | 40% |
| Arkansas | Talking on cellphone ticket | $2,618 | $661 | 34% |
| Arkansas | Texting ticket | $2,618 | $661 | 34% |
| Arizona | Careless driving | $2,746 | $934 | 52% |
| Arizona | Distracted driving ticket | $2,719 | $907 | 50% |
| Arizona | Driving without a license or permit | $2,191 | $379 | 21% |
| Arizona | Driving without insurance | $2,078 | $266 | 15% |
| Arizona | DUI/DWI first offense | $3,092 | $1,280 | 71% |
| Arizona | Failure to stop | $2,353 | $541 | 30% |
| Arizona | Failure to yield | $2,353 | $541 | 30% |
| Arizona | Following too closely | $2,353 | $541 | 30% |
| Arizona | Improper turn | $2,355 | $543 | 30% |
| Arizona | Improper/illegal pass | $2,355 | $543 | 30% |
| Arizona | Passing stopped school bus | $2,423 | $611 | 34% |
| Arizona | Seatbelt infraction | $1,964 | $152 | 8% |
| Arizona | Speeding 30+ over limit | $2,600 | $788 | 43% |
| Arizona | Speeding ticket 1-10 MPH over limit | $2,344 | $532 | 29% |
| Arizona | Speeding ticket 11-29 MPH over limit | $2,489 | $677 | 37% |
| Arizona | Talking on cellphone ticket | $2,363 | $551 | 30% |
| Arizona | Texting ticket | $2,363 | $551 | 30% |
| California | Careless driving | $4,716 | $2,300 | 95% |
| California | Distracted driving ticket | $3,657 | $1,241 | 51% |
| California | Driving without a license or permit | $3,966 | $1,549 | 64% |
| California | Driving without insurance | $3,570 | $1,154 | 48% |
| California | DUI/DWI first offense | $7,777 | $5,360 | 222% |
| California | Failure to stop | $3,611 | $1,195 | 49% |
| California | Failure to yield | $3,611 | $1,195 | 49% |
| California | Following too closely | $3,611 | $1,195 | 49% |
| California | Improper turn | $3,611 | $1,195 | 49% |
| California | Improper/illegal pass | $3,611 | $1,195 | 49% |
| California | Passing stopped school bus | $3,654 | $1,237 | 51% |
| California | Seatbelt infraction | $3,512 | $1,095 | 45% |
| California | Speeding 30+ over limit | $3,563 | $1,147 | 47% |
| California | Speeding ticket 1-10 MPH over limit | $3,601 | $1,184 | 49% |
| California | Speeding ticket 11-29 MPH over limit | $3,563 | $1,147 | 47% |
| California | Talking on cellphone ticket | $3,652 | $1,235 | 51% |
| California | Texting ticket | $3,652 | $1,235 | 51% |
| Colorado | Careless driving | $3,485 | $1,148 | 49% |
| Colorado | Distracted driving ticket | $2,874 | $537 | 23% |
| Colorado | Driving without a license or permit | $2,611 | $274 | 12% |
| Colorado | Driving without insurance | $2,592 | $255 | 11% |
| Colorado | DUI/DWI first offense | $4,097 | $1,759 | 75% |
| Colorado | Failure to stop | $2,847 | $509 | 22% |
| Colorado | Failure to yield | $2,847 | $509 | 22% |
| Colorado | Following too closely | $2,844 | $507 | 22% |
| Colorado | Improper turn | $2,847 | $509 | 22% |
| Colorado | Improper/illegal pass | $2,858 | $521 | 22% |
| Colorado | Passing stopped school bus | $2,888 | $551 | 24% |
| Colorado | Seatbelt infraction | $2,558 | $221 | 9% |
| Colorado | Speeding 30+ over limit | $3,671 | $1,333 | 57% |
| Colorado | Speeding ticket 1-10 MPH over limit | $2,801 | $464 | 20% |
| Colorado | Speeding ticket 11-29 MPH over limit | $3,545 | $1,208 | 52% |
| Colorado | Talking on cellphone ticket | $2,845 | $508 | 22% |
| Colorado | Texting ticket | $2,845 | $508 | 22% |
| Connecticut | Careless driving | $2,234 | $509 | 29% |
| Connecticut | Distracted driving ticket | $2,200 | $474 | 27% |
| Connecticut | Driving without a license or permit | $2,073 | $348 | 20% |
| Connecticut | Driving without insurance | $2,012 | $287 | 17% |
| Connecticut | DUI/DWI first offense | $4,345 | $2,620 | 152% |
| Connecticut | Failure to stop | $2,073 | $348 | 20% |
| Connecticut | Failure to yield | $2,073 | $348 | 20% |
| Connecticut | Following too closely | $2,073 | $348 | 20% |
| Connecticut | Improper turn | $2,073 | $348 | 20% |
| Connecticut | Improper/illegal pass | $2,105 | $380 | 22% |
| Connecticut | Passing stopped school bus | $2,979 | $1,254 | 73% |
| Connecticut | Seatbelt infraction | $1,987 | $262 | 15% |
| Connecticut | Speeding 30+ over limit | $2,402 | $677 | 39% |
| Connecticut | Speeding ticket 1-10 MPH over limit | $2,039 | $314 | 18% |
| Connecticut | Speeding ticket 11-29 MPH over limit | $2,239 | $514 | 30% |
| Connecticut | Talking on cellphone ticket | $2,248 | $523 | 30% |
| Connecticut | Texting ticket | $2,248 | $523 | 30% |
| Washington, D.C. | Careless driving | $2,532 | $374 | 17% |
| Washington, D.C. | Distracted driving ticket | $2,509 | $352 | 16% |
| Washington, D.C. | Driving without a license or permit | $2,489 | $332 | 15% |
| Washington, D.C. | Driving without insurance | $2,455 | $297 | 14% |
| Washington, D.C. | DUI/DWI first offense | $3,366 | $1,208 | 56% |
| Washington, D.C. | Failure to stop | $2,479 | $322 | 15% |
| Washington, D.C. | Failure to yield | $2,489 | $332 | 15% |
| Washington, D.C. | Following too closely | $2,489 | $332 | 15% |
| Washington, D.C. | Improper turn | $2,489 | $332 | 15% |
| Washington, D.C. | Improper/illegal pass | $2,489 | $332 | 15% |
| Washington, D.C. | Passing stopped school bus | $2,527 | $370 | 17% |
| Washington, D.C. | Seatbelt infraction | $2,479 | $322 | 15% |
| Washington, D.C. | Speeding 30+ over limit | $2,765 | $608 | 28% |
| Washington, D.C. | Speeding ticket 1-10 MPH over limit | $2,479 | $321 | 15% |
| Washington, D.C. | Speeding ticket 11-29 MPH over limit | $2,765 | $608 | 28% |
| Washington, D.C. | Talking on cellphone ticket | $2,489 | $332 | 15% |
| Washington, D.C. | Texting ticket | $2,489 | $332 | 15% |
| Delaware | Careless driving | $2,776 | $713 | 35% |
| Delaware | Distracted driving ticket | $2,675 | $612 | 30% |
| Delaware | Driving without a license or permit | $2,657 | $594 | 29% |
| Delaware | Driving without insurance | $2,542 | $479 | 23% |
| Delaware | DUI/DWI first offense | $3,593 | $1,530 | 74% |
| Delaware | Failure to stop | $2,699 | $636 | 31% |
| Delaware | Failure to yield | $2,712 | $649 | 31% |
| Delaware | Following too closely | $2,664 | $601 | 29% |
| Delaware | Improper turn | $2,712 | $649 | 31% |
| Delaware | Improper/illegal pass | $2,712 | $649 | 31% |
| Delaware | Passing stopped school bus | $2,739 | $675 | 33% |
| Delaware | Seatbelt infraction | $2,546 | $483 | 23% |
| Delaware | Speeding 30+ over limit | $3,178 | $1,114 | 54% |
| Delaware | Speeding ticket 1-10 MPH over limit | $2,626 | $563 | 27% |
| Delaware | Speeding ticket 11-29 MPH over limit | $2,733 | $669 | 32% |
| Delaware | Talking on cellphone ticket | $2,664 | $601 | 29% |
| Delaware | Texting ticket | $2,664 | $601 | 29% |
| Florida | Careless driving | $3,250 | $556 | 21% |
| Florida | Distracted driving ticket | $3,155 | $461 | 17% |
| Florida | Driving without a license or permit | $3,320 | $626 | 23% |
| Florida | Driving without insurance | $3,112 | $418 | 16% |
| Florida | DUI/DWI first offense | $4,261 | $1,567 | 58% |
| Florida | Failure to stop | $3,155 | $461 | 17% |
| Florida | Failure to yield | $3,155 | $461 | 17% |
| Florida | Following too closely | $3,155 | $461 | 17% |
| Florida | Improper turn | $3,158 | $464 | 17% |
| Florida | Improper/illegal pass | $3,158 | $464 | 17% |
| Florida | Passing stopped school bus | $3,106 | $412 | 15% |
| Florida | Seatbelt infraction | $3,112 | $418 | 16% |
| Florida | Speeding 30+ over limit | $4,171 | $1,477 | 55% |
| Florida | Speeding ticket 1-10 MPH over limit | $3,093 | $399 | 15% |
| Florida | Speeding ticket 11-29 MPH over limit | $3,395 | $701 | 26% |
| Florida | Talking on cellphone ticket | $3,155 | $461 | 17% |
| Florida | Texting ticket | $3,174 | $480 | 18% |
| Georgia | Careless driving | $2,848 | $879 | 45% |
| Georgia | Distracted driving ticket | $2,727 | $758 | 38% |
| Georgia | Driving without a license or permit | $2,342 | $373 | 19% |
| Georgia | Driving without insurance | $2,299 | $330 | 17% |
| Georgia | DUI/DWI first offense | $3,433 | $1,463 | 74% |
| Georgia | Failure to stop | $2,465 | $496 | 25% |
| Georgia | Failure to yield | $2,465 | $496 | 25% |
| Georgia | Following too closely | $2,465 | $496 | 25% |
| Georgia | Improper turn | $2,465 | $496 | 25% |
| Georgia | Improper/illegal pass | $2,481 | $511 | 26% |
| Georgia | Passing stopped school bus | $2,611 | $641 | 33% |
| Georgia | Seatbelt infraction | $2,133 | $163 | 8% |
| Georgia | Speeding 30+ over limit | $2,900 | $931 | 47% |
| Georgia | Speeding ticket 1-10 MPH over limit | $2,455 | $485 | 25% |
| Georgia | Speeding ticket 11-29 MPH over limit | $2,608 | $638 | 32% |
| Georgia | Talking on cellphone ticket | $2,426 | $457 | 23% |
| Georgia | Texting ticket | $2,426 | $457 | 23% |
| Hawaii | Careless driving | $3,352 | $1,835 | 121% |
| Hawaii | Distracted driving ticket | $1,731 | $214 | 14% |
| Hawaii | Driving without a license or permit | $1,731 | $214 | 14% |
| Hawaii | Driving without insurance | $1,731 | $214 | 14% |
| Hawaii | DUI/DWI first offense | $5,272 | $3,756 | 248% |
| Hawaii | Failure to stop | $1,731 | $214 | 14% |
| Hawaii | Failure to yield | $1,731 | $214 | 14% |
| Hawaii | Following too closely | $1,731 | $214 | 14% |
| Hawaii | Improper turn | $1,731 | $214 | 14% |
| Hawaii | Improper/illegal pass | $1,731 | $214 | 14% |
| Hawaii | Passing stopped school bus | $1,807 | $291 | 19% |
| Hawaii | Seatbelt infraction | $1,630 | $113 | 7% |
| Hawaii | Speeding 30+ over limit | $3,348 | $1,831 | 121% |
| Hawaii | Speeding ticket 1-10 MPH over limit | $1,731 | $214 | 14% |
| Hawaii | Speeding ticket 11-29 MPH over limit | $3,348 | $1,831 | 121% |
| Hawaii | Talking on cellphone ticket | $1,731 | $214 | 14% |
| Hawaii | Texting ticket | $1,731 | $214 | 14% |
| Iowa | Careless driving | $2,289 | $659 | 40% |
| Iowa | Distracted driving ticket | $2,128 | $498 | 31% |
| Iowa | Driving without a license or permit | $2,012 | $382 | 23% |
| Iowa | Driving without insurance | $1,986 | $356 | 22% |
| Iowa | DUI/DWI first offense | $2,541 | $911 | 56% |
| Iowa | Failure to stop | $2,012 | $382 | 23% |
| Iowa | Failure to yield | $2,012 | $382 | 23% |
| Iowa | Following too closely | $2,012 | $382 | 23% |
| Iowa | Improper turn | $2,015 | $385 | 24% |
| Iowa | Improper/illegal pass | $2,123 | $493 | 30% |
| Iowa | Passing stopped school bus | $2,171 | $541 | 33% |
| Iowa | Seatbelt infraction | $1,939 | $309 | 19% |
| Iowa | Speeding 30+ over limit | $2,334 | $704 | 43% |
| Iowa | Speeding ticket 1-10 MPH over limit | $1,947 | $317 | 19% |
| Iowa | Speeding ticket 11-29 MPH over limit | $2,211 | $581 | 36% |
| Iowa | Talking on cellphone ticket | $2,012 | $382 | 23% |
| Iowa | Texting ticket | $2,038 | $408 | 25% |
| Idaho | Careless driving | $1,863 | $436 | 31% |
| Idaho | Distracted driving ticket | $1,720 | $292 | 20% |
| Idaho | Driving without a license or permit | $1,706 | $278 | 20% |
| Idaho | Driving without insurance | $1,671 | $243 | 17% |
| Idaho | DUI/DWI first offense | $2,393 | $966 | 68% |
| Idaho | Failure to stop | $1,720 | $292 | 20% |
| Idaho | Failure to yield | $1,720 | $292 | 20% |
| Idaho | Following too closely | $1,720 | $292 | 20% |
| Idaho | Improper turn | $1,725 | $297 | 21% |
| Idaho | Improper/illegal pass | $1,751 | $324 | 23% |
| Idaho | Passing stopped school bus | $1,911 | $484 | 34% |
| Idaho | Seatbelt infraction | $1,611 | $183 | 13% |
| Idaho | Speeding 30+ over limit | $1,956 | $528 | 37% |
| Idaho | Speeding ticket 1-10 MPH over limit | $1,705 | $278 | 19% |
| Idaho | Speeding ticket 11-29 MPH over limit | $1,783 | $356 | 25% |
| Idaho | Talking on cellphone ticket | $1,720 | $292 | 20% |
| Idaho | Texting ticket | $1,720 | $292 | 20% |
| Illinois | Careless driving | $2,294 | $763 | 50% |
| Illinois | Distracted driving ticket | $2,038 | $507 | 33% |
| Illinois | Driving without a license or permit | $1,859 | $328 | 21% |
| Illinois | Driving without insurance | $1,792 | $260 | 17% |
| Illinois | DUI/DWI first offense | $2,604 | $1,072 | 70% |
| Illinois | Failure to stop | $1,927 | $396 | 26% |
| Illinois | Failure to yield | $1,927 | $396 | 26% |
| Illinois | Following too closely | $1,927 | $395 | 26% |
| Illinois | Improper turn | $1,929 | $397 | 26% |
| Illinois | Improper/illegal pass | $1,935 | $403 | 26% |
| Illinois | Passing stopped school bus | $1,963 | $431 | 28% |
| Illinois | Seatbelt infraction | $2,047 | $515 | 34% |
| Illinois | Speeding 30+ over limit | $2,289 | $757 | 49% |
| Illinois | Speeding ticket 1-10 MPH over limit | $1,915 | $383 | 25% |
| Illinois | Speeding ticket 11-29 MPH over limit | $1,995 | $463 | 30% |
| Illinois | Talking on cellphone ticket | $1,927 | $395 | 26% |
| Illinois | Texting ticket | $1,927 | $395 | 26% |
| Indiana | Careless driving | $2,375 | $860 | 57% |
| Indiana | Distracted driving ticket | $1,992 | $477 | 31% |
| Indiana | Driving without a license or permit | $2,281 | $766 | 51% |
| Indiana | Driving without insurance | $1,861 | $346 | 23% |
| Indiana | DUI/DWI first offense | $2,649 | $1,134 | 75% |
| Indiana | Failure to stop | $1,965 | $450 | 30% |
| Indiana | Failure to yield | $1,965 | $450 | 30% |
| Indiana | Following too closely | $1,965 | $450 | 30% |
| Indiana | Improper turn | $1,967 | $452 | 30% |
| Indiana | Improper/illegal pass | $1,992 | $477 | 32% |
| Indiana | Passing stopped school bus | $2,022 | $508 | 34% |
| Indiana | Seatbelt infraction | $1,837 | $322 | 21% |
| Indiana | Speeding 30+ over limit | $2,538 | $1,024 | 68% |
| Indiana | Speeding ticket 1-10 MPH over limit | $1,936 | $422 | 28% |
| Indiana | Speeding ticket 11-29 MPH over limit | $2,144 | $630 | 42% |
| Indiana | Talking on cellphone ticket | $1,937 | $422 | 28% |
| Indiana | Texting ticket | $1,954 | $439 | 29% |
| Kansas | Careless driving | $2,316 | $417 | 22% |
| Kansas | Distracted driving ticket | $2,315 | $415 | 22% |
| Kansas | Driving without a license or permit | $2,253 | $353 | 19% |
| Kansas | Driving without insurance | $2,225 | $325 | 17% |
| Kansas | DUI/DWI first offense | $3,321 | $1,421 | 75% |
| Kansas | Failure to stop | $2,292 | $392 | 21% |
| Kansas | Failure to yield | $2,292 | $392 | 21% |
| Kansas | Following too closely | $2,292 | $392 | 21% |
| Kansas | Improper turn | $2,292 | $392 | 21% |
| Kansas | Improper/illegal pass | $2,337 | $437 | 23% |
| Kansas | Passing stopped school bus | $2,335 | $436 | 23% |
| Kansas | Seatbelt infraction | $2,088 | $188 | 10% |
| Kansas | Speeding 30+ over limit | $2,343 | $443 | 23% |
| Kansas | Speeding ticket 1-10 MPH over limit | $2,232 | $333 | 18% |
| Kansas | Speeding ticket 11-29 MPH over limit | $2,343 | $443 | 23% |
| Kansas | Talking on cellphone ticket | $2,274 | $375 | 20% |
| Kansas | Texting ticket | $2,276 | $376 | 20% |
| Kentucky | Careless driving | $3,507 | $1,279 | 57% |
| Kentucky | Distracted driving ticket | $2,887 | $659 | 30% |
| Kentucky | Driving without a license or permit | $2,749 | $522 | 23% |
| Kentucky | Driving without insurance | $2,606 | $378 | 17% |
| Kentucky | DUI/DWI first offense | $4,202 | $1,975 | 89% |
| Kentucky | Failure to stop | $2,749 | $522 | 23% |
| Kentucky | Failure to yield | $2,749 | $522 | 23% |
| Kentucky | Following too closely | $2,749 | $522 | 23% |
| Kentucky | Improper turn | $2,752 | $524 | 24% |
| Kentucky | Improper/illegal pass | $2,773 | $545 | 24% |
| Kentucky | Passing stopped school bus | $2,794 | $566 | 25% |
| Kentucky | Seatbelt infraction | $2,563 | $335 | 15% |
| Kentucky | Speeding 30+ over limit | $3,845 | $1,618 | 73% |
| Kentucky | Speeding ticket 1-10 MPH over limit | $2,737 | $510 | 23% |
| Kentucky | Speeding ticket 11-29 MPH over limit | $2,986 | $758 | 34% |
| Kentucky | Talking on cellphone ticket | $2,662 | $434 | 19% |
| Kentucky | Texting ticket | $2,692 | $464 | 21% |
| Louisiana | Careless driving | $4,192 | $1,309 | 45% |
| Louisiana | Distracted driving ticket | $3,681 | $798 | 28% |
| Louisiana | Driving without a license or permit | $3,419 | $536 | 19% |
| Louisiana | Driving without insurance | $3,404 | $521 | 18% |
| Louisiana | DUI/DWI first offense | $4,445 | $1,562 | 54% |
| Louisiana | Failure to stop | $3,561 | $678 | 24% |
| Louisiana | Failure to yield | $3,561 | $678 | 24% |
| Louisiana | Following too closely | $3,561 | $678 | 24% |
| Louisiana | Improper turn | $3,561 | $678 | 24% |
| Louisiana | Improper/illegal pass | $3,561 | $678 | 24% |
| Louisiana | Passing stopped school bus | $3,577 | $694 | 24% |
| Louisiana | Seatbelt infraction | $3,343 | $460 | 16% |
| Louisiana | Speeding 30+ over limit | $4,273 | $1,390 | 48% |
| Louisiana | Speeding ticket 1-10 MPH over limit | $3,522 | $639 | 22% |
| Louisiana | Speeding ticket 11-29 MPH over limit | $3,756 | $873 | 30% |
| Louisiana | Talking on cellphone ticket | $3,501 | $618 | 21% |
| Louisiana | Texting ticket | $3,501 | $618 | 21% |
| Massachusetts | Careless driving | $2,172 | $446 | 26% |
| Massachusetts | Distracted driving ticket | $2,083 | $356 | 21% |
| Massachusetts | Driving without a license or permit | $2,451 | $725 | 42% |
| Massachusetts | Driving without insurance | $2,385 | $659 | 38% |
| Massachusetts | DUI/DWI first offense | $3,194 | $1,468 | 85% |
| Massachusetts | Failure to stop | $2,092 | $366 | 21% |
| Massachusetts | Failure to yield | $2,083 | $356 | 21% |
| Massachusetts | Following too closely | $2,083 | $356 | 21% |
| Massachusetts | Improper turn | $2,085 | $359 | 21% |
| Massachusetts | Improper/illegal pass | $2,085 | $359 | 21% |
| Massachusetts | Passing stopped school bus | $2,177 | $451 | 26% |
| Massachusetts | Seatbelt infraction | $1,911 | $185 | 11% |
| Massachusetts | Speeding 30+ over limit | $2,128 | $402 | 23% |
| Massachusetts | Speeding ticket 1-10 MPH over limit | $2,082 | $356 | 21% |
| Massachusetts | Speeding ticket 11-29 MPH over limit | $2,128 | $402 | 23% |
| Massachusetts | Talking on cellphone ticket | $2,083 | $356 | 21% |
| Massachusetts | Texting ticket | $2,083 | $356 | 21% |
| Maryland | Careless driving | $2,683 | $937 | 54% |
| Maryland | Distracted driving ticket | $2,229 | $484 | 28% |
| Maryland | Driving without a license or permit | $2,179 | $433 | 25% |
| Maryland | Driving without insurance | $2,151 | $405 | 23% |
| Maryland | DUI/DWI first offense | $3,185 | $1,440 | 82% |
| Maryland | Failure to stop | $2,219 | $474 | 27% |
| Maryland | Failure to yield | $2,219 | $474 | 27% |
| Maryland | Following too closely | $2,219 | $474 | 27% |
| Maryland | Improper turn | $2,222 | $476 | 27% |
| Maryland | Improper/illegal pass | $2,222 | $476 | 27% |
| Maryland | Passing stopped school bus | $2,269 | $524 | 30% |
| Maryland | Seatbelt infraction | $2,051 | $305 | 17% |
| Maryland | Speeding 30+ over limit | $2,678 | $932 | 53% |
| Maryland | Speeding ticket 1-10 MPH over limit | $2,212 | $466 | 27% |
| Maryland | Speeding ticket 11-29 MPH over limit | $2,321 | $576 | 33% |
| Maryland | Talking on cellphone ticket | $2,204 | $458 | 26% |
| Maryland | Texting ticket | $2,204 | $458 | 26% |
| Maine | Careless driving | $1,657 | $482 | 41% |
| Maine | Distracted driving ticket | $1,604 | $429 | 37% |
| Maine | Driving without a license or permit | $1,462 | $287 | 24% |
| Maine | Driving without insurance | $1,340 | $166 | 14% |
| Maine | DUI/DWI first offense | $2,170 | $995 | 85% |
| Maine | Failure to stop | $1,488 | $314 | 27% |
| Maine | Failure to yield | $1,488 | $314 | 27% |
| Maine | Following too closely | $1,488 | $314 | 27% |
| Maine | Improper turn | $1,489 | $315 | 27% |
| Maine | Improper/illegal pass | $1,499 | $324 | 28% |
| Maine | Passing stopped school bus | $1,589 | $414 | 35% |
| Maine | Seatbelt infraction | $1,373 | $199 | 17% |
| Maine | Speeding 30+ over limit | $1,561 | $386 | 33% |
| Maine | Speeding ticket 1-10 MPH over limit | $1,468 | $293 | 25% |
| Maine | Speeding ticket 11-29 MPH over limit | $1,540 | $366 | 31% |
| Maine | Talking on cellphone ticket | $1,408 | $233 | 20% |
| Maine | Texting ticket | $1,474 | $299 | 25% |
| Michigan | Careless driving | $3,879 | $1,527 | 65% |
| Michigan | Distracted driving ticket | $3,227 | $875 | 37% |
| Michigan | Driving without a license or permit | $3,144 | $792 | 34% |
| Michigan | Driving without insurance | $2,991 | $639 | 27% |
| Michigan | DUI/DWI first offense | $6,163 | $3,811 | 162% |
| Michigan | Failure to stop | $3,210 | $858 | 36% |
| Michigan | Failure to yield | $3,210 | $858 | 36% |
| Michigan | Following too closely | $3,210 | $858 | 36% |
| Michigan | Improper turn | $3,235 | $883 | 38% |
| Michigan | Improper/illegal pass | $3,236 | $884 | 38% |
| Michigan | Passing stopped school bus | $3,544 | $1,193 | 51% |
| Michigan | Seatbelt infraction | $2,965 | $613 | 26% |
| Michigan | Speeding 30+ over limit | $3,679 | $1,327 | 56% |
| Michigan | Speeding ticket 1-10 MPH over limit | $3,248 | $896 | 38% |
| Michigan | Speeding ticket 11-29 MPH over limit | $3,477 | $1,125 | 48% |
| Michigan | Talking on cellphone ticket | $3,121 | $769 | 33% |
| Michigan | Texting ticket | $3,121 | $769 | 33% |
| Minnesota | Careless driving | $2,823 | $912 | 48% |
| Minnesota | Distracted driving ticket | $2,420 | $509 | 27% |
| Minnesota | Driving without a license or permit | $2,377 | $465 | 24% |
| Minnesota | Driving without insurance | $2,274 | $363 | 19% |
| Minnesota | DUI/DWI first offense | $4,176 | $2,265 | 119% |
| Minnesota | Failure to stop | $2,400 | $489 | 26% |
| Minnesota | Failure to yield | $2,433 | $522 | 27% |
| Minnesota | Following too closely | $2,400 | $489 | 26% |
| Minnesota | Improper turn | $2,403 | $491 | 26% |
| Minnesota | Improper/illegal pass | $2,422 | $510 | 27% |
| Minnesota | Passing stopped school bus | $2,493 | $581 | 30% |
| Minnesota | Seatbelt infraction | $2,298 | $387 | 20% |
| Minnesota | Speeding 30+ over limit | $2,767 | $856 | 45% |
| Minnesota | Speeding ticket 1-10 MPH over limit | $2,277 | $366 | 19% |
| Minnesota | Speeding ticket 11-29 MPH over limit | $2,690 | $779 | 41% |
| Minnesota | Talking on cellphone ticket | $2,380 | $468 | 25% |
| Minnesota | Texting ticket | $2,380 | $468 | 25% |
| Missouri | Careless driving | $2,753 | $771 | 39% |
| Missouri | Distracted driving ticket | $2,463 | $482 | 24% |
| Missouri | Driving without a license or permit | $2,658 | $676 | 34% |
| Missouri | Driving without insurance | $2,379 | $398 | 20% |
| Missouri | DUI/DWI first offense | $2,949 | $968 | 49% |
| Missouri | Failure to stop | $2,403 | $421 | 21% |
| Missouri | Failure to yield | $2,403 | $421 | 21% |
| Missouri | Following too closely | $2,403 | $421 | 21% |
| Missouri | Improper turn | $2,404 | $422 | 21% |
| Missouri | Improper/illegal pass | $2,404 | $422 | 21% |
| Missouri | Passing stopped school bus | $2,430 | $449 | 23% |
| Missouri | Seatbelt infraction | $2,294 | $312 | 16% |
| Missouri | Speeding 30+ over limit | $2,528 | $546 | 28% |
| Missouri | Speeding ticket 1-10 MPH over limit | $2,402 | $420 | 21% |
| Missouri | Speeding ticket 11-29 MPH over limit | $2,453 | $471 | 24% |
| Missouri | Talking on cellphone ticket | $2,403 | $421 | 21% |
| Missouri | Texting ticket | $2,417 | $435 | 22% |
| Mississippi | Careless driving | $2,914 | $905 | 45% |
| Mississippi | Distracted driving ticket | $2,883 | $875 | 44% |
| Mississippi | Driving without a license or permit | $2,595 | $587 | 29% |
| Mississippi | Driving without insurance | $2,391 | $383 | 19% |
| Mississippi | DUI/DWI first offense | $3,832 | $1,824 | 91% |
| Mississippi | Failure to stop | $2,629 | $621 | 31% |
| Mississippi | Failure to yield | $2,522 | $514 | 26% |
| Mississippi | Following too closely | $2,629 | $621 | 31% |
| Mississippi | Improper turn | $2,632 | $624 | 31% |
| Mississippi | Improper/illegal pass | $2,632 | $624 | 31% |
| Mississippi | Passing stopped school bus | $2,668 | $660 | 33% |
| Mississippi | Seatbelt infraction | $2,264 | $256 | 13% |
| Mississippi | Speeding 30+ over limit | $2,834 | $826 | 41% |
| Mississippi | Speeding ticket 1-10 MPH over limit | $2,536 | $528 | 26% |
| Mississippi | Speeding ticket 11-29 MPH over limit | $2,567 | $558 | 28% |
| Mississippi | Talking on cellphone ticket | $2,522 | $514 | 26% |
| Mississippi | Texting ticket | $2,552 | $544 | 27% |
| Montana | Careless driving | $2,689 | $496 | 23% |
| Montana | Distracted driving ticket | $2,676 | $483 | 22% |
| Montana | Driving without a license or permit | $2,558 | $365 | 17% |
| Montana | Driving without insurance | $2,519 | $326 | 15% |
| Montana | DUI/DWI first offense | $3,603 | $1,410 | 64% |
| Montana | Failure to stop | $2,676 | $483 | 22% |
| Montana | Failure to yield | $2,676 | $483 | 22% |
| Montana | Following too closely | $2,676 | $483 | 22% |
| Montana | Improper turn | $2,682 | $488 | 22% |
| Montana | Improper/illegal pass | $2,678 | $485 | 22% |
| Montana | Passing stopped school bus | $2,686 | $493 | 22% |
| Montana | Seatbelt infraction | $2,423 | $229 | 10% |
| Montana | Speeding 30+ over limit | $3,192 | $998 | 46% |
| Montana | Speeding ticket 1-10 MPH over limit | $2,477 | $284 | 13% |
| Montana | Speeding ticket 11-29 MPH over limit | $3,192 | $998 | 46% |
| Montana | Talking on cellphone ticket | $2,668 | $474 | 22% |
| Montana | Texting ticket | $2,668 | $474 | 22% |
| North Carolina | Careless driving | $2,420 | $679 | 39% |
| North Carolina | Distracted driving ticket | $2,420 | $679 | 39% |
| North Carolina | Driving without a license or permit | $2,420 | $679 | 39% |
| North Carolina | Driving without insurance | $2,360 | $619 | 36% |
| North Carolina | DUI/DWI first offense | $7,344 | $5,603 | 322% |
| North Carolina | Failure to stop | $2,420 | $679 | 39% |
| North Carolina | Failure to yield | $2,420 | $679 | 39% |
| North Carolina | Following too closely | $2,633 | $892 | 51% |
| North Carolina | Improper turn | $2,420 | $679 | 39% |
| North Carolina | Improper/illegal pass | $2,633 | $892 | 51% |
| North Carolina | Passing stopped school bus | $3,153 | $1,412 | 81% |
| North Carolina | Seatbelt infraction | $1,882 | $141 | 8% |
| North Carolina | Speeding 30+ over limit | $2,633 | $892 | 51% |
| North Carolina | Speeding ticket 1-10 MPH over limit | $2,420 | $679 | 39% |
| North Carolina | Speeding ticket 11-29 MPH over limit | $2,633 | $892 | 51% |
| North Carolina | Talking on cellphone ticket | $2,420 | $679 | 39% |
| North Carolina | Texting ticket | $2,420 | $679 | 39% |
| North Dakota | Careless driving | $2,040 | $376 | 23% |
| North Dakota | Distracted driving ticket | $1,992 | $328 | 20% |
| North Dakota | Driving without a license or permit | $1,826 | $161 | 10% |
| North Dakota | Driving without insurance | $1,798 | $134 | 8% |
| North Dakota | DUI/DWI first offense | $3,027 | $1,362 | 82% |
| North Dakota | Failure to stop | $1,977 | $312 | 19% |
| North Dakota | Failure to yield | $1,943 | $279 | 17% |
| North Dakota | Following too closely | $1,943 | $279 | 17% |
| North Dakota | Improper turn | $1,940 | $275 | 17% |
| North Dakota | Improper/illegal pass | $1,989 | $325 | 20% |
| North Dakota | Passing stopped school bus | $2,004 | $339 | 20% |
| North Dakota | Seatbelt infraction | $1,863 | $198 | 12% |
| North Dakota | Speeding 30+ over limit | $2,090 | $426 | 26% |
| North Dakota | Speeding ticket 1-10 MPH over limit | $1,958 | $293 | 18% |
| North Dakota | Speeding ticket 11-29 MPH over limit | $1,997 | $332 | 20% |
| North Dakota | Talking on cellphone ticket | $1,932 | $268 | 16% |
| North Dakota | Texting ticket | $1,932 | $268 | 16% |
| Nebraska | Careless driving | $2,575 | $673 | 35% |
| Nebraska | Distracted driving ticket | $2,514 | $611 | 32% |
| Nebraska | Driving without a license or permit | $2,174 | $271 | 14% |
| Nebraska | Driving without insurance | $2,154 | $251 | 13% |
| Nebraska | DUI/DWI first offense | $3,840 | $1,937 | 102% |
| Nebraska | Failure to stop | $2,337 | $435 | 23% |
| Nebraska | Failure to yield | $2,234 | $332 | 17% |
| Nebraska | Following too closely | $2,352 | $449 | 24% |
| Nebraska | Improper turn | $2,337 | $435 | 23% |
| Nebraska | Improper/illegal pass | $2,386 | $483 | 25% |
| Nebraska | Passing stopped school bus | $2,286 | $384 | 20% |
| Nebraska | Seatbelt infraction | $2,207 | $305 | 16% |
| Nebraska | Speeding 30+ over limit | $3,242 | $1,340 | 70% |
| Nebraska | Speeding ticket 1-10 MPH over limit | $2,307 | $405 | 21% |
| Nebraska | Speeding ticket 11-29 MPH over limit | $2,398 | $495 | 26% |
| Nebraska | Talking on cellphone ticket | $2,216 | $313 | 16% |
| Nebraska | Texting ticket | $2,216 | $313 | 16% |
| New Hampshire | Careless driving | $1,740 | $475 | 38% |
| New Hampshire | Distracted driving ticket | $1,683 | $417 | 33% |
| New Hampshire | Driving without a license or permit | $1,572 | $307 | 24% |
| New Hampshire | Driving without insurance | $1,528 | $263 | 21% |
| New Hampshire | DUI/DWI first offense | $2,001 | $736 | 58% |
| New Hampshire | Failure to stop | $1,576 | $311 | 25% |
| New Hampshire | Failure to yield | $1,576 | $311 | 25% |
| New Hampshire | Following too closely | $1,559 | $294 | 23% |
| New Hampshire | Improper turn | $1,559 | $294 | 23% |
| New Hampshire | Improper/illegal pass | $1,591 | $326 | 26% |
| New Hampshire | Passing stopped school bus | $1,651 | $386 | 30% |
| New Hampshire | Seatbelt infraction | $1,444 | $179 | 14% |
| New Hampshire | Speeding 30+ over limit | $1,740 | $474 | 37% |
| New Hampshire | Speeding ticket 1-10 MPH over limit | $1,534 | $268 | 21% |
| New Hampshire | Speeding ticket 11-29 MPH over limit | $1,642 | $376 | 30% |
| New Hampshire | Talking on cellphone ticket | $1,586 | $321 | 25% |
| New Hampshire | Texting ticket | $1,586 | $321 | 25% |
| New Jersey | Careless driving | $2,819 | $917 | 48% |
| New Jersey | Distracted driving ticket | $2,731 | $829 | 44% |
| New Jersey | Driving without a license or permit | $2,517 | $615 | 32% |
| New Jersey | Driving without insurance | $2,523 | $621 | 33% |
| New Jersey | DUI/DWI first offense | $3,666 | $1,764 | 93% |
| New Jersey | Failure to stop | $2,719 | $817 | 43% |
| New Jersey | Failure to yield | $2,719 | $817 | 43% |
| New Jersey | Following too closely | $2,935 | $1,033 | 54% |
| New Jersey | Improper turn | $2,721 | $819 | 43% |
| New Jersey | Improper/illegal pass | $2,742 | $839 | 44% |
| New Jersey | Passing stopped school bus | $2,977 | $1,075 | 57% |
| New Jersey | Seatbelt infraction | $2,675 | $773 | 41% |
| New Jersey | Speeding 30+ over limit | $3,150 | $1,248 | 66% |
| New Jersey | Speeding ticket 1-10 MPH over limit | $2,275 | $373 | 20% |
| New Jersey | Speeding ticket 11-29 MPH over limit | $2,972 | $1,070 | 56% |
| New Jersey | Talking on cellphone ticket | $2,732 | $830 | 44% |
| New Jersey | Texting ticket | $2,732 | $830 | 44% |
| New Mexico | Careless driving | $2,890 | $841 | 41% |
| New Mexico | Distracted driving ticket | $2,540 | $492 | 24% |
| New Mexico | Driving without a license or permit | $2,452 | $403 | 20% |
| New Mexico | Driving without insurance | $2,385 | $336 | 16% |
| New Mexico | DUI/DWI first offense | $3,242 | $1,193 | 58% |
| New Mexico | Failure to stop | $2,513 | $464 | 23% |
| New Mexico | Failure to yield | $2,513 | $464 | 23% |
| New Mexico | Following too closely | $2,513 | $464 | 23% |
| New Mexico | Improper turn | $2,518 | $469 | 23% |
| New Mexico | Improper/illegal pass | $2,515 | $466 | 23% |
| New Mexico | Passing stopped school bus | $2,589 | $541 | 26% |
| New Mexico | Seatbelt infraction | $2,329 | $281 | 14% |
| New Mexico | Speeding 30+ over limit | $2,835 | $786 | 38% |
| New Mexico | Speeding ticket 1-10 MPH over limit | $2,486 | $437 | 21% |
| New Mexico | Speeding ticket 11-29 MPH over limit | $2,599 | $550 | 27% |
| New Mexico | Talking on cellphone ticket | $2,439 | $390 | 19% |
| New Mexico | Texting ticket | $2,439 | $390 | 19% |
| Nevada | Careless driving | $2,990 | $930 | 45% |
| Nevada | Distracted driving ticket | $2,746 | $686 | 33% |
| Nevada | Driving without a license or permit | $2,845 | $785 | 38% |
| Nevada | Driving without insurance | $2,568 | $508 | 25% |
| Nevada | DUI/DWI first offense | $3,285 | $1,225 | 59% |
| Nevada | Failure to stop | $2,665 | $605 | 29% |
| Nevada | Failure to yield | $2,678 | $618 | 30% |
| Nevada | Following too closely | $2,665 | $605 | 29% |
| Nevada | Improper turn | $2,667 | $607 | 29% |
| Nevada | Improper/illegal pass | $2,680 | $620 | 30% |
| Nevada | Passing stopped school bus | $2,728 | $668 | 32% |
| Nevada | Seatbelt infraction | $2,451 | $391 | 19% |
| Nevada | Speeding 30+ over limit | $2,767 | $707 | 34% |
| Nevada | Speeding ticket 1-10 MPH over limit | $2,590 | $530 | 26% |
| Nevada | Speeding ticket 11-29 MPH over limit | $2,767 | $707 | 34% |
| Nevada | Talking on cellphone ticket | $2,644 | $584 | 28% |
| Nevada | Texting ticket | $2,666 | $606 | 29% |
| New York | Careless driving | $2,044 | $174 | 9% |
| New York | Distracted driving ticket | $2,044 | $174 | 9% |
| New York | Driving without a license or permit | $2,274 | $404 | 22% |
| New York | Driving without insurance | $1,949 | $79 | 4% |
| New York | DUI/DWI first offense | $2,861 | $991 | 53% |
| New York | Failure to stop | $2,047 | $177 | 9% |
| New York | Failure to yield | $2,044 | $174 | 9% |
| New York | Following too closely | $2,044 | $174 | 9% |
| New York | Improper turn | $2,047 | $177 | 9% |
| New York | Improper/illegal pass | $2,047 | $177 | 9% |
| New York | Passing stopped school bus | $2,070 | $200 | 11% |
| New York | Seatbelt infraction | $1,966 | $96 | 5% |
| New York | Speeding 30+ over limit | $2,355 | $485 | 26% |
| New York | Speeding ticket 1-10 MPH over limit | $2,100 | $230 | 12% |
| New York | Speeding ticket 11-29 MPH over limit | $2,355 | $485 | 26% |
| New York | Talking on cellphone ticket | $2,044 | $174 | 9% |
| New York | Texting ticket | $2,044 | $174 | 9% |
| Ohio | Careless driving | $2,207 | $790 | 56% |
| Ohio | Distracted driving ticket | $2,155 | $738 | 52% |
| Ohio | Driving without a license or permit | $2,092 | $674 | 48% |
| Ohio | Driving without insurance | $1,766 | $349 | 25% |
| Ohio | DUI/DWI first offense | $2,522 | $1,105 | 78% |
| Ohio | Failure to stop | $1,892 | $475 | 34% |
| Ohio | Failure to yield | $1,892 | $475 | 34% |
| Ohio | Following too closely | $1,892 | $475 | 34% |
| Ohio | Improper turn | $1,896 | $479 | 34% |
| Ohio | Improper/illegal pass | $1,908 | $491 | 35% |
| Ohio | Passing stopped school bus | $1,942 | $525 | 37% |
| Ohio | Seatbelt infraction | $1,865 | $448 | 32% |
| Ohio | Speeding 30+ over limit | $2,356 | $939 | 66% |
| Ohio | Speeding ticket 1-10 MPH over limit | $1,856 | $438 | 31% |
| Ohio | Speeding ticket 11-29 MPH over limit | $2,070 | $652 | 46% |
| Ohio | Talking on cellphone ticket | $1,892 | $475 | 34% |
| Ohio | Texting ticket | $1,918 | $501 | 35% |
| Oklahoma | Careless driving | $3,169 | $1,031 | 48% |
| Oklahoma | Distracted driving ticket | $2,682 | $544 | 25% |
| Oklahoma | Driving without a license or permit | $2,681 | $543 | 25% |
| Oklahoma | Driving without insurance | $2,484 | $346 | 16% |
| Oklahoma | DUI/DWI first offense | $3,250 | $1,112 | 52% |
| Oklahoma | Failure to stop | $2,680 | $542 | 25% |
| Oklahoma | Failure to yield | $2,624 | $486 | 23% |
| Oklahoma | Following too closely | $2,647 | $509 | 24% |
| Oklahoma | Improper turn | $2,650 | $512 | 24% |
| Oklahoma | Improper/illegal pass | $2,647 | $509 | 24% |
| Oklahoma | Passing stopped school bus | $2,724 | $586 | 27% |
| Oklahoma | Seatbelt infraction | $2,556 | $418 | 20% |
| Oklahoma | Speeding 30+ over limit | $2,803 | $665 | 31% |
| Oklahoma | Speeding ticket 1-10 MPH over limit | $2,598 | $460 | 22% |
| Oklahoma | Speeding ticket 11-29 MPH over limit | $2,742 | $604 | 28% |
| Oklahoma | Talking on cellphone ticket | $2,628 | $490 | 23% |
| Oklahoma | Texting ticket | $2,628 | $490 | 23% |
| Oregon | Careless driving | $2,200 | $523 | 31% |
| Oregon | Distracted driving ticket | $2,154 | $477 | 28% |
| Oregon | Driving without a license or permit | $2,117 | $439 | 26% |
| Oregon | Driving without insurance | $2,059 | $381 | 23% |
| Oregon | DUI/DWI first offense | $2,716 | $1,038 | 62% |
| Oregon | Failure to stop | $2,096 | $418 | 25% |
| Oregon | Failure to yield | $2,146 | $468 | 28% |
| Oregon | Following too closely | $2,146 | $468 | 28% |
| Oregon | Improper turn | $2,152 | $474 | 28% |
| Oregon | Improper/illegal pass | $2,150 | $472 | 28% |
| Oregon | Passing stopped school bus | $2,203 | $525 | 31% |
| Oregon | Seatbelt infraction | $1,945 | $267 | 16% |
| Oregon | Speeding 30+ over limit | $2,364 | $686 | 41% |
| Oregon | Speeding ticket 1-10 MPH over limit | $2,114 | $436 | 26% |
| Oregon | Speeding ticket 11-29 MPH over limit | $2,253 | $575 | 34% |
| Oregon | Talking on cellphone ticket | $2,170 | $492 | 29% |
| Oregon | Texting ticket | $2,170 | $492 | 29% |
| Pennsylvania | Careless driving | $2,182 | $310 | 17% |
| Pennsylvania | Distracted driving ticket | $2,179 | $307 | 16% |
| Pennsylvania | Driving without a license or permit | $2,172 | $300 | 16% |
| Pennsylvania | Driving without insurance | $2,172 | $300 | 16% |
| Pennsylvania | DUI/DWI first offense | $3,320 | $1,448 | 77% |
| Pennsylvania | Failure to stop | $2,172 | $300 | 16% |
| Pennsylvania | Failure to yield | $2,172 | $300 | 16% |
| Pennsylvania | Following too closely | $2,172 | $300 | 16% |
| Pennsylvania | Improper turn | $2,175 | $303 | 16% |
| Pennsylvania | Improper/illegal pass | $2,175 | $303 | 16% |
| Pennsylvania | Passing stopped school bus | $2,175 | $303 | 16% |
| Pennsylvania | Seatbelt infraction | $2,144 | $272 | 15% |
| Pennsylvania | Speeding 30+ over limit | $2,313 | $441 | 24% |
| Pennsylvania | Speeding ticket 1-10 MPH over limit | $2,182 | $311 | 17% |
| Pennsylvania | Speeding ticket 11-29 MPH over limit | $2,200 | $329 | 18% |
| Pennsylvania | Talking on cellphone ticket | $2,154 | $282 | 15% |
| Pennsylvania | Texting ticket | $2,154 | $282 | 15% |
| Rhode Island | Careless driving | $2,696 | $635 | 31% |
| Rhode Island | Distracted driving ticket | $2,655 | $595 | 29% |
| Rhode Island | Driving without a license or permit | $2,720 | $659 | 32% |
| Rhode Island | Driving without insurance | $2,496 | $435 | 21% |
| Rhode Island | DUI/DWI first offense | $4,219 | $2,158 | 105% |
| Rhode Island | Failure to stop | $2,682 | $622 | 30% |
| Rhode Island | Failure to yield | $2,682 | $622 | 30% |
| Rhode Island | Following too closely | $2,682 | $622 | 30% |
| Rhode Island | Improper turn | $2,682 | $622 | 30% |
| Rhode Island | Improper/illegal pass | $2,763 | $702 | 34% |
| Rhode Island | Passing stopped school bus | $2,786 | $725 | 35% |
| Rhode Island | Seatbelt infraction | $2,572 | $511 | 25% |
| Rhode Island | Speeding 30+ over limit | $3,219 | $1,158 | 56% |
| Rhode Island | Speeding ticket 1-10 MPH over limit | $2,557 | $497 | 24% |
| Rhode Island | Speeding ticket 11-29 MPH over limit | $2,927 | $866 | 42% |
| Rhode Island | Talking on cellphone ticket | $2,929 | $869 | 42% |
| Rhode Island | Texting ticket | $2,929 | $869 | 42% |
| South Carolina | Careless driving | $2,548 | $539 | 27% |
| South Carolina | Distracted driving ticket | $2,484 | $474 | 24% |
| South Carolina | Driving without a license or permit | $2,509 | $500 | 25% |
| South Carolina | Driving without insurance | $2,439 | $430 | 21% |
| South Carolina | DUI/DWI first offense | $2,988 | $979 | 49% |
| South Carolina | Failure to stop | $2,469 | $460 | 23% |
| South Carolina | Failure to yield | $2,504 | $495 | 25% |
| South Carolina | Following too closely | $2,504 | $495 | 25% |
| South Carolina | Improper turn | $2,515 | $506 | 25% |
| South Carolina | Improper/illegal pass | $2,526 | $517 | 26% |
| South Carolina | Passing stopped school bus | $2,544 | $534 | 27% |
| South Carolina | Seatbelt infraction | $2,373 | $363 | 18% |
| South Carolina | Speeding 30+ over limit | $2,636 | $627 | 31% |
| South Carolina | Speeding ticket 1-10 MPH over limit | $2,486 | $476 | 24% |
| South Carolina | Speeding ticket 11-29 MPH over limit | $2,538 | $528 | 26% |
| South Carolina | Talking on cellphone ticket | $2,534 | $525 | 26% |
| South Carolina | Texting ticket | $2,543 | $533 | 27% |
| South Dakota | Careless driving | $2,967 | $687 | 30% |
| South Dakota | Distracted driving ticket | $2,902 | $622 | 27% |
| South Dakota | Driving without a license or permit | $2,621 | $341 | 15% |
| South Dakota | Driving without insurance | $2,601 | $321 | 14% |
| South Dakota | DUI/DWI first offense | $3,928 | $1,648 | 72% |
| South Dakota | Failure to stop | $2,652 | $372 | 16% |
| South Dakota | Failure to yield | $2,652 | $372 | 16% |
| South Dakota | Following too closely | $2,652 | $372 | 16% |
| South Dakota | Improper turn | $2,652 | $372 | 16% |
| South Dakota | Improper/illegal pass | $2,664 | $384 | 17% |
| South Dakota | Passing stopped school bus | $2,678 | $398 | 17% |
| South Dakota | Seatbelt infraction | $2,483 | $202 | 9% |
| South Dakota | Speeding 30+ over limit | $2,947 | $666 | 29% |
| South Dakota | Speeding ticket 1-10 MPH over limit | $2,632 | $352 | 15% |
| South Dakota | Speeding ticket 11-29 MPH over limit | $2,749 | $469 | 21% |
| South Dakota | Talking on cellphone ticket | $2,652 | $372 | 16% |
| South Dakota | Texting ticket | $2,652 | $372 | 16% |
| Tennessee | Careless driving | $2,191 | $514 | 31% |
| Tennessee | Distracted driving ticket | $2,092 | $415 | 25% |
| Tennessee | Driving without a license or permit | $2,267 | $590 | 35% |
| Tennessee | Driving without insurance | $2,010 | $334 | 20% |
| Tennessee | DUI/DWI first offense | $2,891 | $1,214 | 72% |
| Tennessee | Failure to stop | $2,079 | $403 | 24% |
| Tennessee | Failure to yield | $2,077 | $401 | 24% |
| Tennessee | Following too closely | $2,077 | $401 | 24% |
| Tennessee | Improper turn | $2,080 | $403 | 24% |
| Tennessee | Improper/illegal pass | $2,127 | $450 | 27% |
| Tennessee | Passing stopped school bus | $2,161 | $484 | 29% |
| Tennessee | Seatbelt infraction | $2,032 | $355 | 21% |
| Tennessee | Speeding 30+ over limit | $2,630 | $953 | 57% |
| Tennessee | Speeding ticket 1-10 MPH over limit | $2,035 | $359 | 21% |
| Tennessee | Speeding ticket 11-29 MPH over limit | $2,263 | $587 | 35% |
| Tennessee | Talking on cellphone ticket | $2,077 | $401 | 24% |
| Tennessee | Texting ticket | $2,098 | $422 | 25% |
| Texas | Careless driving | $2,678 | $635 | 31% |
| Texas | Distracted driving ticket | $2,676 | $632 | 31% |
| Texas | Driving without a license or permit | $2,418 | $375 | 18% |
| Texas | Driving without insurance | $2,317 | $274 | 13% |
| Texas | DUI/DWI first offense | $3,247 | $1,204 | 59% |
| Texas | Failure to stop | $2,541 | $497 | 24% |
| Texas | Failure to yield | $2,541 | $497 | 24% |
| Texas | Following too closely | $2,560 | $517 | 25% |
| Texas | Improper turn | $2,541 | $497 | 24% |
| Texas | Improper/illegal pass | $2,498 | $455 | 22% |
| Texas | Passing stopped school bus | $2,560 | $517 | 25% |
| Texas | Seatbelt infraction | $2,403 | $360 | 18% |
| Texas | Speeding 30+ over limit | $2,631 | $588 | 29% |
| Texas | Speeding ticket 1-10 MPH over limit | $2,503 | $460 | 22% |
| Texas | Speeding ticket 11-29 MPH over limit | $2,594 | $551 | 27% |
| Texas | Talking on cellphone ticket | $2,497 | $454 | 22% |
| Texas | Texting ticket | $2,497 | $454 | 22% |
| Utah | Careless driving | $2,468 | $642 | 35% |
| Utah | Distracted driving ticket | $2,241 | $415 | 23% |
| Utah | Driving without a license or permit | $2,119 | $294 | 16% |
| Utah | Driving without insurance | $2,097 | $272 | 15% |
| Utah | DUI/DWI first offense | $2,983 | $1,158 | 63% |
| Utah | Failure to stop | $2,250 | $425 | 23% |
| Utah | Failure to yield | $2,250 | $425 | 23% |
| Utah | Following too closely | $2,250 | $425 | 23% |
| Utah | Improper turn | $2,252 | $427 | 23% |
| Utah | Improper/illegal pass | $2,284 | $459 | 25% |
| Utah | Passing stopped school bus | $2,373 | $548 | 30% |
| Utah | Seatbelt infraction | $2,165 | $339 | 19% |
| Utah | Speeding 30+ over limit | $2,361 | $536 | 29% |
| Utah | Speeding ticket 1-10 MPH over limit | $2,233 | $408 | 22% |
| Utah | Speeding ticket 11-29 MPH over limit | $2,371 | $545 | 30% |
| Utah | Talking on cellphone ticket | $2,238 | $413 | 23% |
| Utah | Texting ticket | $2,238 | $413 | 23% |
| Virginia | Careless driving | $2,399 | $930 | 63% |
| Virginia | Distracted driving ticket | $1,893 | $424 | 29% |
| Virginia | Driving without a license or permit | $2,188 | $719 | 49% |
| Virginia | Driving without insurance | $1,699 | $229 | 16% |
| Virginia | DUI/DWI first offense | $2,580 | $1,111 | 76% |
| Virginia | Failure to stop | $1,837 | $367 | 25% |
| Virginia | Failure to yield | $1,799 | $330 | 22% |
| Virginia | Following too closely | $1,808 | $339 | 23% |
| Virginia | Improper turn | $1,837 | $367 | 25% |
| Virginia | Improper/illegal pass | $1,846 | $377 | 26% |
| Virginia | Passing stopped school bus | $1,928 | $458 | 31% |
| Virginia | Seatbelt infraction | $1,889 | $420 | 29% |
| Virginia | Speeding 30+ over limit | $2,053 | $584 | 40% |
| Virginia | Speeding ticket 1-10 MPH over limit | $1,845 | $376 | 26% |
| Virginia | Speeding ticket 11-29 MPH over limit | $2,053 | $584 | 40% |
| Virginia | Talking on cellphone ticket | $1,810 | $341 | 23% |
| Virginia | Texting ticket | $1,810 | $341 | 23% |
| Vermont | Careless driving | $2,149 | $830 | 63% |
| Vermont | Distracted driving ticket | $1,790 | $471 | 36% |
| Vermont | Driving without a license or permit | $1,760 | $442 | 33% |
| Vermont | Driving without insurance | $1,477 | $158 | 12% |
| Vermont | DUI/DWI first offense | $2,621 | $1,302 | 99% |
| Vermont | Failure to stop | $1,669 | $350 | 27% |
| Vermont | Failure to yield | $1,584 | $265 | 20% |
| Vermont | Following too closely | $1,584 | $265 | 20% |
| Vermont | Improper turn | $1,584 | $265 | 20% |
| Vermont | Improper/illegal pass | $1,584 | $265 | 20% |
| Vermont | Passing stopped school bus | $1,815 | $496 | 38% |
| Vermont | Seatbelt infraction | $1,493 | $174 | 13% |
| Vermont | Speeding 30+ over limit | $1,936 | $617 | 47% |
| Vermont | Speeding ticket 1-10 MPH over limit | $1,547 | $228 | 17% |
| Vermont | Speeding ticket 11-29 MPH over limit | $1,645 | $326 | 25% |
| Vermont | Talking on cellphone ticket | $1,894 | $575 | 44% |
| Vermont | Texting ticket | $1,894 | $575 | 44% |
| Washington | Careless driving | $2,712 | $1,104 | 69% |
| Washington | Distracted driving ticket | $2,037 | $429 | 27% |
| Washington | Driving without a license or permit | $2,013 | $405 | 25% |
| Washington | Driving without insurance | $1,924 | $316 | 20% |
| Washington | DUI/DWI first offense | $2,846 | $1,237 | 77% |
| Washington | Failure to stop | $2,003 | $395 | 25% |
| Washington | Failure to yield | $2,003 | $395 | 25% |
| Washington | Following too closely | $1,968 | $360 | 22% |
| Washington | Improper turn | $2,015 | $407 | 25% |
| Washington | Improper/illegal pass | $2,004 | $396 | 25% |
| Washington | Passing stopped school bus | $2,051 | $443 | 28% |
| Washington | Seatbelt infraction | $2,218 | $610 | 38% |
| Washington | Speeding 30+ over limit | $2,501 | $893 | 56% |
| Washington | Speeding ticket 1-10 MPH over limit | $1,988 | $380 | 24% |
| Washington | Speeding ticket 11-29 MPH over limit | $2,401 | $793 | 49% |
| Washington | Talking on cellphone ticket | $1,968 | $360 | 22% |
| Washington | Texting ticket | $1,995 | $387 | 24% |
| Wisconsin | Careless driving | $2,513 | $849 | 51% |
| Wisconsin | Distracted driving ticket | $2,077 | $413 | 25% |
| Wisconsin | Driving without a license or permit | $2,143 | $479 | 29% |
| Wisconsin | Driving without insurance | $2,102 | $438 | 26% |
| Wisconsin | DUI/DWI first offense | $2,899 | $1,235 | 74% |
| Wisconsin | Failure to stop | $2,064 | $400 | 24% |
| Wisconsin | Failure to yield | $2,036 | $373 | 22% |
| Wisconsin | Following too closely | $2,036 | $373 | 22% |
| Wisconsin | Improper turn | $2,065 | $401 | 24% |
| Wisconsin | Improper/illegal pass | $2,078 | $414 | 25% |
| Wisconsin | Passing stopped school bus | $2,112 | $448 | 27% |
| Wisconsin | Seatbelt infraction | $1,957 | $293 | 18% |
| Wisconsin | Speeding 30+ over limit | $2,645 | $981 | 59% |
| Wisconsin | Speeding ticket 1-10 MPH over limit | $2,042 | $378 | 23% |
| Wisconsin | Speeding ticket 11-29 MPH over limit | $2,181 | $518 | 31% |
| Wisconsin | Talking on cellphone ticket | $2,068 | $404 | 24% |
| Wisconsin | Texting ticket | $2,068 | $404 | 24% |
| West Virginia | Careless driving | $2,887 | $882 | 44% |
| West Virginia | Distracted driving ticket | $2,493 | $489 | 24% |
| West Virginia | Driving without a license or permit | $2,483 | $478 | 24% |
| West Virginia | Driving without insurance | $2,412 | $408 | 20% |
| West Virginia | DUI/DWI first offense | $3,805 | $1,800 | 90% |
| West Virginia | Failure to stop | $2,503 | $498 | 25% |
| West Virginia | Failure to yield | $2,503 | $498 | 25% |
| West Virginia | Following too closely | $2,473 | $469 | 23% |
| West Virginia | Improper turn | $2,473 | $469 | 23% |
| West Virginia | Improper/illegal pass | $2,473 | $469 | 23% |
| West Virginia | Passing stopped school bus | $2,512 | $508 | 25% |
| West Virginia | Seatbelt infraction | $2,333 | $328 | 16% |
| West Virginia | Speeding 30+ over limit | $2,990 | $986 | 49% |
| West Virginia | Speeding ticket 1-10 MPH over limit | $2,447 | $442 | 22% |
| West Virginia | Speeding ticket 11-29 MPH over limit | $2,692 | $687 | 34% |
| West Virginia | Talking on cellphone ticket | $2,458 | $453 | 23% |
| West Virginia | Texting ticket | $2,458 | $453 | 23% |
| Wyoming | Careless driving | $2,033 | $275 | 16% |
| Wyoming | Distracted driving ticket | $2,007 | $250 | 14% |
| Wyoming | Driving without a license or permit | $2,334 | $576 | 33% |
| Wyoming | Driving without insurance | $1,887 | $129 | 7% |
| Wyoming | DUI/DWI first offense | $3,314 | $1,556 | 89% |
| Wyoming | Failure to stop | $2,017 | $259 | 15% |
| Wyoming | Failure to yield | $2,017 | $259 | 15% |
| Wyoming | Following too closely | $2,017 | $259 | 15% |
| Wyoming | Improper turn | $2,017 | $259 | 15% |
| Wyoming | Improper/illegal pass | $2,033 | $275 | 16% |
| Wyoming | Passing stopped school bus | $2,058 | $300 | 17% |
| Wyoming | Seatbelt infraction | $1,909 | $151 | 9% |
| Wyoming | Speeding 30+ over limit | $2,696 | $939 | 53% |
| Wyoming | Speeding ticket 1-10 MPH over limit | $2,343 | $586 | 33% |
| Wyoming | Speeding ticket 11-29 MPH over limit | $2,343 | $586 | 33% |
| Wyoming | Talking on cellphone ticket | $1,973 | $215 | 12% |
| Wyoming | Texting ticket | $1,973 | $215 | 12% |
How much do insurance rates go up after a ticket? Rates by company
Every car insurance company views tickets differently. Some may increase rates more for speeding while others may charge more for distracted driving. And location still has an impact; rates for each company vary by state.
Take a look at the table to below to find out which company has the lowest rates after a traffic violation in your state.
| State | Company | Average annual premium | Average annual premium after violation |
|---|---|---|---|
| Alaska | State Farm | $1,713 | $1,796 |
| Alaska | GEICO | $1,338 | $1,869 |
| Alaska | Western National Insurance | $1,984 | $1,984 |
| Alaska | Allstate | $2,114 | $2,501 |
| Alaska | Progressive | $1,742 | $2,644 |
| Alaska | USAA | $1,166 | $1,584 |
| Alabama | Nationwide | $1,345 | $1,867 |
| Alabama | State Farm | $1,790 | $1,935 |
| Alabama | Travelers | $1,428 | $1,997 |
| Alabama | GEICO | $1,625 | $2,332 |
| Alabama | Allstate | $2,178 | $2,442 |
| Alabama | Auto-Owners | $2,134 | $2,463 |
| Alabama | Progressive | $2,402 | $3,261 |
| Alabama | Farmers | $2,542 | $3,925 |
| Alabama | USAA | $1,458 | $1,856 |
| Arkansas | Travelers | $1,442 | $2,069 |
| Arkansas | Nationwide | $1,503 | $2,182 |
| Arkansas | State Farm | $2,060 | $2,194 |
| Arkansas | GEICO | $1,794 | $2,425 |
| Arkansas | Allstate | $2,729 | $3,152 |
| Arkansas | Progressive | $2,431 | $3,292 |
| Arkansas | Farmers | $2,248 | $3,766 |
| Arkansas | USAA | $1,090 | $1,404 |
| Arizona | Auto-Owners | $1,539 | $1,807 |
| Arizona | GEICO | $1,312 | $1,870 |
| Arizona | Travelers | $1,489 | $2,122 |
| Arizona | Nationwide | $1,726 | $2,321 |
| Arizona | State Farm | $2,233 | $2,367 |
| Arizona | Progressive | $1,903 | $2,693 |
| Arizona | Allstate | $2,215 | $3,246 |
| Arizona | Farmers | $2,331 | $3,281 |
| Arizona | USAA | $1,581 | $2,130 |
| California | Mercury Insurance | $2,031 | $2,973 |
| California | GEICO | $1,919 | $3,272 |
| California | Progressive | $2,179 | $3,604 |
| California | Travelers | $2,460 | $3,957 |
| California | CSAA Insurance (AAA) | $2,600 | $3,975 |
| California | Auto Club Enterprises (AAA) | $2,466 | $4,160 |
| California | Allstate | $2,627 | $4,548 |
| California | State Farm | $2,701 | $4,976 |
| California | Farmers | $3,035 | $5,441 |
| California | Nationwide | $2,799 | $5,549 |
| California | USAA | $1,827 | $2,551 |
| Colorado | GEICO | $1,445 | $2,001 |
| Colorado | State Farm | $1,950 | $2,081 |
| Colorado | Kemper | $1,878 | $2,601 |
| Colorado | Allstate | $2,774 | $3,027 |
| Colorado | Auto-Owners | $2,874 | $3,270 |
| Colorado | Progressive | $2,796 | $3,637 |
| Colorado | Farmers | $3,578 | $5,110 |
| Colorado | USAA | $1,559 | $2,021 |
| Connecticut | GEICO | $1,242 | $1,544 |
| Connecticut | State Farm | $1,733 | $1,844 |
| Connecticut | Allstate | $2,195 | $2,300 |
| Connecticut | Nationwide | $1,766 | $2,320 |
| Connecticut | Kemper | $1,571 | $2,402 |
| Connecticut | Progressive | $1,708 | $2,592 |
| Connecticut | Farmers | $2,192 | $3,142 |
| Connecticut | Amica | $2,516 | $4,094 |
| Connecticut | USAA | $606 | $749 |
| Washington, D.C. | Erie Insurance | $1,581 | $1,698 |
| Washington, D.C. | Progressive | $1,488 | $1,949 |
| Washington, D.C. | GEICO | $1,408 | $2,191 |
| Washington, D.C. | State Farm | $2,426 | $2,608 |
| Washington, D.C. | Chubb | $2,799 | $3,418 |
| Washington, D.C. | Allstate | $3,769 | $4,400 |
| Washington, D.C. | USAA | $1,230 | $1,590 |
| Delaware | Nationwide | $1,498 | $1,996 |
| Delaware | Travelers | $1,595 | $2,110 |
| Delaware | State Farm | $2,153 | $2,350 |
| Delaware | Progressive | $1,999 | $2,745 |
| Delaware | GEICO | $1,695 | $2,817 |
| Delaware | American Family | $2,709 | $3,225 |
| Delaware | Allstate | $3,631 | $4,088 |
| Delaware | Sentry Insurance | $4,066 | $6,524 |
| Delaware | USAA | $1,463 | $1,914 |
| Florida | State Farm | $2,119 | $2,277 |
| Florida | GEICO | $2,214 | $2,675 |
| Florida | Nationwide | $2,150 | $2,809 |
| Florida | Travelers | $2,356 | $3,138 |
| Florida | National General | $3,103 | $3,356 |
| Florida | Allstate | $3,569 | $3,691 |
| Florida | Progressive | $2,902 | $3,825 |
| Florida | Mercury Insurance | $3,358 | $4,786 |
| Florida | Farmers | $3,261 | $4,793 |
| Georgia | Auto-Owners | $1,529 | $1,830 |
| Georgia | Allstate | $2,014 | $2,293 |
| Georgia | Progressive | $1,656 | $2,329 |
| Georgia | Country Financial | $1,880 | $2,451 |
| Georgia | State Farm | $2,344 | $2,498 |
| Georgia | GEICO | $2,072 | $2,743 |
| Georgia | Mercury Insurance | $2,219 | $3,463 |
| Georgia | USAA | $1,562 | $1,997 |
| Hawaii | Farmers | $1,495 | $1,651 |
| Hawaii | Progressive | $1,279 | $1,735 |
| Hawaii | GEICO | $1,184 | $1,971 |
| Hawaii | State Farm | $1,938 | $2,123 |
| Hawaii | Allstate | $1,882 | $2,822 |
| Hawaii | Island Insurance | $1,771 | $5,112 |
| Hawaii | USAA | $1,067 | $1,242 |
| Iowa | State Farm | $1,306 | $1,394 |
| Iowa | Travelers | $1,238 | $1,748 |
| Iowa | Auto-Owners | $1,461 | $2,091 |
| Iowa | Progressive | $1,589 | $2,092 |
| Iowa | Allstate | $2,126 | $2,363 |
| Iowa | GEICO | $1,716 | $2,467 |
| Iowa | USAA | $1,165 | $1,515 |
| Idaho | Auto-Owners | $916 | $1,150 |
| Idaho | State Farm | $1,120 | $1,205 |
| Idaho | GEICO | $1,174 | $1,482 |
| Idaho | Travelers | $1,263 | $1,613 |
| Idaho | Farmers | $1,606 | $2,077 |
| Idaho | Allstate | $1,945 | $2,251 |
| Idaho | Nationwide | $1,505 | $2,317 |
| Idaho | USAA | $742 | $986 |
| Illinois | Auto Club Group - ACG (AAA) | $979 | $1,318 |
| Illinois | Travelers | $1,119 | $1,589 |
| Illinois | Erie Insurance | $1,489 | $1,671 |
| Illinois | Auto-Owners | $1,426 | $1,709 |
| Illinois | GEICO | $1,178 | $1,735 |
| Illinois | State Farm | $1,633 | $1,742 |
| Illinois | Progressive | $1,412 | $1,961 |
| Illinois | Allstate | $2,742 | $3,611 |
| Illinois | USAA | $1,745 | $2,277 |
| Indiana | Auto-Owners | $1,188 | $1,530 |
| Indiana | GEICO | $986 | $1,754 |
| Indiana | Travelers | $1,264 | $1,759 |
| Indiana | State Farm | $1,616 | $1,790 |
| Indiana | Nationwide | $1,309 | $1,859 |
| Indiana | Progressive | $1,480 | $2,457 |
| Indiana | Allstate | $2,324 | $2,896 |
| Indiana | Farmers | $1,956 | $2,949 |
| Indiana | USAA | $783 | $1,011 |
| Kansas | Nationwide | $1,316 | $1,732 |
| Kansas | State Farm | $1,976 | $2,071 |
| Kansas | Travelers | $1,601 | $2,125 |
| Kansas | GEICO | $1,622 | $2,147 |
| Kansas | Progressive | $1,937 | $2,549 |
| Kansas | Farmers | $1,992 | $2,602 |
| Kansas | Allstate | $2,968 | $3,318 |
| Kansas | USAA | $1,151 | $1,495 |
| Kentucky | Auto-Owners | $1,911 | $2,317 |
| Kentucky | Kentucky Farm Bureau | $2,113 | $2,576 |
| Kentucky | Travelers | $1,804 | $2,626 |
| Kentucky | GEICO | $2,106 | $2,699 |
| Kentucky | State Farm | $2,753 | $2,925 |
| Kentucky | Allstate | $3,127 | $3,667 |
| Kentucky | Progressive | $2,714 | $3,694 |
| Kentucky | Farmers | $3,548 | $5,845 |
| Kentucky | USAA | $1,820 | $2,350 |
| Louisiana | Southern Farm Bureau | $2,121 | $2,351 |
| Louisiana | Safeway Insurance | $3,191 | $3,465 |
| Louisiana | State Farm | $3,570 | $3,794 |
| Louisiana | Progressive | $3,065 | $4,235 |
| Louisiana | Auto Club Enterprises (AAA) | $3,473 | $4,345 |
| Louisiana | GEICO | $2,983 | $4,589 |
| Louisiana | Farmers | $3,002 | $4,710 |
| Louisiana | USAA | $1,973 | $2,592 |
| Massachusetts | State Farm | $689 | $910 |
| Massachusetts | GEICO | $1,269 | $1,503 |
| Massachusetts | Arbella Insurance | $1,708 | $1,833 |
| Massachusetts | Safety Insurance | $1,517 | $2,185 |
| Massachusetts | Progressive | $2,016 | $2,675 |
| Massachusetts | Farmers | $1,966 | $2,795 |
| Massachusetts | Allstate | $2,694 | $2,950 |
| Massachusetts | Travelers | $2,274 | $3,130 |
| Massachusetts | USAA | $1,442 | $1,867 |
| Maryland | GEICO | $1,262 | $1,472 |
| Maryland | Erie Insurance | $1,685 | $1,896 |
| Maryland | Nationwide | $1,363 | $2,081 |
| Maryland | Travelers | $1,523 | $2,186 |
| Maryland | Progressive | $1,895 | $2,300 |
| Maryland | State Farm | $2,177 | $2,335 |
| Maryland | Kemper | $1,603 | $2,597 |
| Maryland | Allstate | $3,108 | $4,181 |
| Maryland | USAA | $1,043 | $1,357 |
| Maine | Auto-Owners | $707 | $959 |
| Maine | Travelers | $853 | $1,260 |
| Maine | Allstate | $1,147 | $1,298 |
| Maine | State Farm | $1,262 | $1,359 |
| Maine | GEICO | $1,228 | $1,477 |
| Maine | Progressive | $1,106 | $1,500 |
| Maine | Farmers | $1,664 | $2,418 |
| Maine | Frankenmuth Insurance | $1,492 | $2,440 |
| Maine | USAA | $827 | $1,003 |
| Michigan | Progressive | $2,069 | $2,690 |
| Michigan | Auto-Owners | $2,085 | $2,730 |
| Michigan | GEICO | $1,553 | $3,351 |
| Michigan | Auto Club Group - ACG (AAA) | $2,537 | $3,775 |
| Michigan | Travelers | $1,817 | $3,924 |
| Michigan | State Farm | $3,698 | $5,299 |
| Michigan | USAA | $1,514 | $2,095 |
| Minnesota | State Farm | $1,525 | $1,643 |
| Minnesota | Nationwide | $1,363 | $1,710 |
| Minnesota | Auto-Owners | $1,693 | $1,957 |
| Minnesota | Travelers | $1,618 | $2,315 |
| Minnesota | Allstate | $2,388 | $3,289 |
| Minnesota | GEICO | $2,495 | $3,478 |
| Minnesota | Auto Club Group - ACG (AAA) | $1,636 | $3,565 |
| Minnesota | USAA | $1,382 | $1,810 |
| Missouri | Nationwide | $1,361 | $1,871 |
| Missouri | Travelers | $1,515 | $1,991 |
| Missouri | State Farm | $2,072 | $2,242 |
| Missouri | Progressive | $1,960 | $2,406 |
| Missouri | Allstate | $2,852 | $3,259 |
| Missouri | Auto Club Enterprises (AAA) | $2,346 | $3,338 |
| Missouri | GEICO | $3,217 | $4,008 |
| Missouri | USAA | $1,086 | $1,360 |
| Mississippi | Nationwide | $1,331 | $1,845 |
| Mississippi | State Farm | $1,797 | $1,928 |
| Mississippi | Travelers | $1,636 | $2,294 |
| Mississippi | Allstate | $2,527 | $2,843 |
| Mississippi | GEICO | $2,210 | $2,939 |
| Mississippi | Progressive | $2,131 | $3,070 |
| Mississippi | Shelter Insurance | $2,469 | $3,642 |
| Mississippi | USAA | $1,320 | $1,786 |
| Montana | State Farm | $1,858 | $1,943 |
| Montana | GEICO | $2,382 | $2,932 |
| Montana | Kemper | $2,692 | $3,092 |
| Montana | Progressive | $2,414 | $3,169 |
| Montana | Allstate | $2,949 | $3,329 |
| Montana | Farmers | $2,939 | $4,049 |
| Montana | USAA | $919 | $1,223 |
| North Carolina | State Farm | $1,180 | $1,759 |
| North Carolina | Erie Insurance | $1,082 | $1,807 |
| North Carolina | North Carolina Farm Bureau | $1,217 | $2,009 |
| North Carolina | Nationwide | $1,513 | $2,272 |
| North Carolina | GEICO | $1,617 | $2,840 |
| North Carolina | Progressive | $2,028 | $3,052 |
| North Carolina | Farmers | $2,028 | $3,077 |
| North Carolina | Allstate | $2,994 | $4,911 |
| North Dakota | American Family | $1,092 | $1,279 |
| North Dakota | Nationwide | $1,152 | $1,531 |
| North Dakota | Progressive | $1,403 | $1,804 |
| North Dakota | State Farm | $1,738 | $1,820 |
| North Dakota | Auto-Owners | $1,717 | $1,952 |
| North Dakota | GEICO | $1,773 | $2,067 |
| North Dakota | Allstate | $2,339 | $2,765 |
| North Dakota | Farmers | $2,077 | $2,887 |
| North Dakota | USAA | $826 | $1,088 |
| Nebraska | Auto-Owners | $1,193 | $1,478 |
| Nebraska | Nationwide | $1,216 | $1,591 |
| Nebraska | State Farm | $2,344 | $2,493 |
| Nebraska | GEICO | $2,372 | $2,861 |
| Nebraska | Allstate | $2,621 | $2,897 |
| Nebraska | Progressive | $1,964 | $3,038 |
| Nebraska | USAA | $1,328 | $1,762 |
| New Hampshire | Auto-Owners | $803 | $1,133 |
| New Hampshire | The Hanover | $1,027 | $1,177 |
| New Hampshire | State Farm | $1,155 | $1,223 |
| New Hampshire | Nationwide | $1,145 | $1,715 |
| New Hampshire | GEICO | $1,212 | $1,841 |
| New Hampshire | Progressive | $1,343 | $1,847 |
| New Hampshire | Allstate | $2,123 | $2,434 |
| New Hampshire | Farmers | $1,954 | $2,687 |
| New Hampshire | USAA | $852 | $1,036 |
| New Jersey | GEICO | $1,563 | $1,715 |
| New Jersey | NJM | $1,318 | $1,732 |
| New Jersey | Plymouth Rock Assurance | $1,737 | $2,235 |
| New Jersey | Travelers | $1,706 | $2,398 |
| New Jersey | Progressive | $2,187 | $3,099 |
| New Jersey | Allstate | $2,294 | $3,270 |
| New Jersey | Farmers | $2,254 | $3,558 |
| New Jersey | State Farm | $2,153 | $3,937 |
| New Mexico | State Farm | $1,669 | $1,788 |
| New Mexico | GEICO | $1,406 | $2,029 |
| New Mexico | Progressive | $1,557 | $2,068 |
| New Mexico | Nationwide | $1,806 | $2,663 |
| New Mexico | Allstate | $2,834 | $3,216 |
| New Mexico | Iowa Farm Bureau | $2,912 | $3,414 |
| New Mexico | Kemper | $3,268 | $3,802 |
| New Mexico | Farmers | $2,740 | $3,975 |
| New Mexico | USAA | $1,054 | $1,363 |
| Nevada | State Farm | $1,443 | $1,542 |
| Nevada | Travelers | $1,995 | $2,779 |
| Nevada | Allstate | $2,614 | $2,946 |
| Nevada | GEICO | $1,708 | $3,033 |
| Nevada | Mercury Insurance | $2,156 | $3,207 |
| Nevada | American Family | $2,429 | $3,209 |
| Nevada | Progressive | $2,482 | $3,339 |
| Nevada | Farmers | $2,328 | $3,421 |
| Nevada | CSAA Insurance (AAA) | $3,651 | $4,755 |
| Nevada | USAA | $1,672 | $2,079 |
| New York | Progressive | $1,020 | $1,092 |
| New York | State Farm | $1,951 | $2,140 |
| New York | GEICO | $1,736 | $2,223 |
| New York | Erie Insurance | $1,814 | $2,330 |
| New York | Allstate | $2,056 | $2,516 |
| New York | Travelers | $2,677 | $3,001 |
| New York | USAA | $1,557 | $1,723 |
| Ohio | Erie Insurance | $1,132 | $1,263 |
| Ohio | Auto-Owners | $1,109 | $1,306 |
| Ohio | Travelers | $1,336 | $1,964 |
| Ohio | GEICO | $1,373 | $2,129 |
| Ohio | Allstate | $1,942 | $2,436 |
| Ohio | Progressive | $1,626 | $2,569 |
| Ohio | Farmers | $1,794 | $2,961 |
| Ohio | USAA | $994 | $1,240 |
| Oklahoma | Progressive | $1,194 | $1,650 |
| Oklahoma | State Farm | $1,861 | $1,948 |
| Oklahoma | Shelter Insurance | $2,055 | $2,463 |
| Oklahoma | GEICO | $1,820 | $2,614 |
| Oklahoma | Allstate | $2,699 | $3,000 |
| Oklahoma | Mercury Insurance | $2,237 | $3,343 |
| Oklahoma | Farmers | $2,717 | $3,762 |
| Oklahoma | Oklahoma Farm Bureau | $3,295 | $3,921 |
| Oklahoma | USAA | $1,447 | $1,850 |
| Oregon | State Farm | $1,502 | $1,608 |
| Oregon | Travelers | $1,318 | $1,912 |
| Oregon | Nationwide | $1,411 | $2,036 |
| Oregon | Progressive | $1,765 | $2,338 |
| Oregon | GEICO | $1,683 | $2,663 |
| Oregon | Farmers | $2,210 | $3,021 |
| Oregon | Allstate | $2,945 | $3,496 |
| Oregon | USAA | $1,277 | $1,700 |
| Pennsylvania | Travelers | $952 | $1,163 |
| Pennsylvania | Erie Insurance | $1,550 | $1,818 |
| Pennsylvania | Nationwide | $1,196 | $1,917 |
| Pennsylvania | Progressive | $2,193 | $2,270 |
| Pennsylvania | Allstate | $2,503 | $2,503 |
| Pennsylvania | State Farm | $2,473 | $2,646 |
| Pennsylvania | GEICO | $2,308 | $3,453 |
| Pennsylvania | USAA | $1,806 | $2,059 |
| Rhode Island | State Farm | $1,319 | $1,319 |
| Rhode Island | Nationwide | $1,911 | $2,499 |
| Rhode Island | Progressive | $1,841 | $2,631 |
| Rhode Island | American Family | $1,833 | $2,768 |
| Rhode Island | Travelers | $1,946 | $2,992 |
| Rhode Island | Amica | $2,206 | $3,455 |
| Rhode Island | Allstate | $2,993 | $3,701 |
| Rhode Island | GEICO | $2,292 | $4,044 |
| Rhode Island | Farmers | $3,336 | $4,321 |
| Rhode Island | USAA | $1,147 | $1,403 |
| South Carolina | Auto-Owners | $1,475 | $1,709 |
| South Carolina | State Farm | $2,106 | $2,265 |
| South Carolina | GEICO | $2,054 | $2,316 |
| South Carolina | Progressive | $1,816 | $2,544 |
| South Carolina | Travelers | $1,949 | $2,644 |
| South Carolina | Allstate | $2,336 | $2,980 |
| South Carolina | USAA | $1,451 | $1,870 |
| South Dakota | State Farm | $2,096 | $2,179 |
| South Dakota | Allstate | $2,070 | $2,354 |
| South Dakota | Nationwide | $1,526 | $2,384 |
| South Dakota | Auto-Owners | $2,566 | $2,930 |
| South Dakota | Farmers | $2,207 | $2,982 |
| South Dakota | GEICO | $2,384 | $3,021 |
| South Dakota | Progressive | $3,163 | $3,633 |
| South Dakota | USAA | $1,780 | $2,415 |
| Tennessee | Erie Insurance | $1,598 | $1,772 |
| Tennessee | State Farm | $1,677 | $1,823 |
| Tennessee | Travelers | $1,395 | $2,059 |
| Tennessee | Progressive | $1,550 | $2,082 |
| Tennessee | GEICO | $1,565 | $2,121 |
| Tennessee | Nationwide | $1,632 | $2,207 |
| Tennessee | Farmers | $1,770 | $2,814 |
| Tennessee | Allstate | $3,032 | $3,428 |
| Tennessee | USAA | $1,194 | $1,475 |
| Texas | Nationwide | $1,502 | $1,897 |
| Texas | GEICO | $1,644 | $2,172 |
| Texas | State Farm | $1,956 | $2,232 |
| Texas | Auto Club Enterprises (AAA) | $1,983 | $2,703 |
| Texas | Allstate | $2,941 | $3,126 |
| Texas | Progressive | $3,032 | $4,111 |
| Texas | Farmers | $4,127 | $5,425 |
| Texas | USAA | $1,812 | $2,129 |
| Utah | Nationwide | $1,135 | $1,553 |
| Utah | Auto-Owners | $1,393 | $1,841 |
| Utah | GEICO | $1,325 | $1,935 |
| Utah | State Farm | $2,175 | $2,319 |
| Utah | Progressive | $1,845 | $2,458 |
| Utah | Allstate | $2,279 | $2,560 |
| Utah | Farmers | $2,638 | $3,862 |
| Utah | USAA | $1,237 | $1,687 |
| Virginia | Erie Insurance | $1,288 | $1,523 |
| Virginia | State Farm | $1,479 | $1,590 |
| Virginia | Travelers | $1,169 | $1,597 |
| Virginia | Auto-Owners | $1,405 | $1,632 |
| Virginia | GEICO | $1,382 | $1,948 |
| Virginia | Allstate | $2,021 | $2,599 |
| Virginia | Progressive | $2,120 | $2,703 |
| Virginia | USAA | $1,192 | $1,522 |
| Vermont | State Farm | $1,139 | $1,207 |
| Vermont | Nationwide | $935 | $1,260 |
| Vermont | Progressive | $926 | $1,298 |
| Vermont | Auto-Owners | $992 | $1,336 |
| Vermont | GEICO | $1,276 | $1,582 |
| Vermont | Allstate | $1,733 | $2,016 |
| Vermont | Vermont Mutual | $1,413 | $2,783 |
| Vermont | Farmers | $2,333 | $3,126 |
| Vermont | USAA | $803 | $989 |
| Washington | GEICO | $1,171 | $1,712 |
| Washington | State Farm | $1,794 | $1,947 |
| Washington | Allstate | $1,766 | $1,956 |
| Washington | Travelers | $1,503 | $2,102 |
| Washington | Farmers | $1,714 | $2,126 |
| Washington | American Family | $1,750 | $2,202 |
| Washington | Nationwide | $1,658 | $2,814 |
| Washington | Progressive | $2,554 | $3,602 |
| Washington | USAA | $853 | $1,064 |
| Wisconsin | Erie Insurance | $1,313 | $1,486 |
| Wisconsin | Travelers | $1,089 | $1,498 |
| Wisconsin | GEICO | $1,195 | $1,788 |
| Wisconsin | Nationwide | $1,287 | $2,015 |
| Wisconsin | State Farm | $2,378 | $2,582 |
| Wisconsin | Allstate | $2,515 | $2,888 |
| Wisconsin | Progressive | $2,128 | $2,901 |
| Wisconsin | Farmers | $2,139 | $3,147 |
| Wisconsin | USAA | $984 | $1,217 |
| West Virginia | Nationwide | $1,215 | $1,653 |
| West Virginia | State Farm | $1,691 | $1,779 |
| West Virginia | Erie Insurance | $1,709 | $1,913 |
| West Virginia | Progressive | $1,825 | $2,390 |
| West Virginia | Westfield Insurance | $2,111 | $2,439 |
| West Virginia | Allstate | $3,132 | $3,556 |
| West Virginia | Farmers | $2,442 | $3,797 |
| West Virginia | GEICO | $2,248 | $3,881 |
| West Virginia | USAA | $1,189 | $1,456 |
| Wyoming | American National | $827 | $1,208 |
| Wyoming | State Farm | $1,521 | $1,643 |
| Wyoming | Farmers | $1,623 | $2,206 |
| Wyoming | Allstate | $2,831 | $3,258 |
| Wyoming | GEICO | $2,514 | $3,283 |
| Wyoming | USAA | $1,230 | $1,475 |
Average car insurance rate increases after a traffic violation by state
The average cost of car insurance after a violation is lower in some states than in others due to the fact that those states have much lower base rates. For example, car insurance is relatively cheap in Maine, where the average cost with a clean record is $1,175. With a speeding ticket, you'll pay an average of $1,514 a year. In Louisiana, however, the average rate with a clean record is $2,883 a year, well above the cost with a speeding ticket in Maine. So it's no surprise that car insurance with a speeding ticket in Louisiana is much higher at $3,897 a year.
Take a look at the average cost of car insurance before and after a violation in your state below.
| State | Violation | Average annual premium | Average annual premium after violation |
|---|---|---|---|
| Alaska | DUI | $1,676 | $2,263 |
| Alaska | Hit and run | $1,676 | $2,428 |
| Alaska | Reckless driving | $1,676 | $2,347 |
| Alaska | Single vehicle accident (so the drivers car only) | $1,676 | $2,354 |
| Alaska | Speeding | $1,676 | $2,089 |
| Alaska | Talking on cellphone ticket | $1,676 | $1,987 |
| Alaska | Texting ticket | $1,676 | $1,987 |
| Alabama | DUI | $1,860 | $3,250 |
| Alabama | Hit and run | $1,860 | $3,369 |
| Alabama | Reckless driving | $1,860 | $3,272 |
| Alabama | Single vehicle accident (so the drivers car only) | $1,860 | $2,884 |
| Alabama | Speeding | $1,860 | $2,619 |
| Alabama | Talking on cellphone ticket | $1,860 | $2,318 |
| Alabama | Texting ticket | $1,860 | $2,340 |
| Arkansas | DUI | $1,957 | $3,420 |
| Arkansas | Hit and run | $1,957 | $3,539 |
| Arkansas | Reckless driving | $1,957 | $3,478 |
| Arkansas | Single vehicle accident (so the drivers car only) | $1,957 | $3,009 |
| Arkansas | Speeding | $1,957 | $2,899 |
| Arkansas | Talking on cellphone ticket | $1,957 | $2,618 |
| Arkansas | Texting ticket | $1,957 | $2,618 |
| Arizona | DUI | $1,812 | $3,092 |
| Arizona | Hit and run | $1,812 | $3,131 |
| Arizona | Reckless driving | $1,812 | $3,027 |
| Arizona | Single vehicle accident (so the drivers car only) | $1,812 | $2,806 |
| Arizona | Speeding | $1,812 | $2,472 |
| Arizona | Talking on cellphone ticket | $1,812 | $2,363 |
| Arizona | Texting ticket | $1,812 | $2,363 |
| California | DUI | $2,416 | $7,777 |
| California | Hit and run | $2,416 | $7,489 |
| California | Reckless driving | $2,416 | $7,406 |
| California | Single vehicle accident (so the drivers car only) | $2,416 | $4,063 |
| California | Speeding | $2,416 | $3,582 |
| California | Talking on cellphone ticket | $2,416 | $3,652 |
| California | Texting ticket | $2,416 | $3,652 |
| Colorado | DUI | $2,337 | $4,097 |
| Colorado | Hit and run | $2,337 | $4,209 |
| Colorado | Reckless driving | $2,337 | $4,087 |
| Colorado | Single vehicle accident (so the drivers car only) | $2,337 | $3,429 |
| Colorado | Speeding | $2,337 | $3,236 |
| Colorado | Talking on cellphone ticket | $2,337 | $2,845 |
| Colorado | Texting ticket | $2,337 | $2,845 |
| Connecticut | DUI | $1,725 | $4,345 |
| Connecticut | Hit and run | $1,725 | $4,268 |
| Connecticut | Reckless driving | $1,725 | $3,926 |
| Connecticut | Single vehicle accident (so the drivers car only) | $1,725 | $2,591 |
| Connecticut | Speeding | $1,725 | $2,221 |
| Connecticut | Talking on cellphone ticket | $1,725 | $2,248 |
| Connecticut | Texting ticket | $1,725 | $2,248 |
| Washington, D.C. | DUI | $2,157 | $3,366 |
| Washington, D.C. | Hit and run | $2,157 | $3,475 |
| Washington, D.C. | Reckless driving | $2,157 | $3,286 |
| Washington, D.C. | Single vehicle accident (so the drivers car only) | $2,157 | $3,078 |
| Washington, D.C. | Speeding | $2,157 | $2,622 |
| Washington, D.C. | Talking on cellphone ticket | $2,157 | $2,489 |
| Washington, D.C. | Texting ticket | $2,157 | $2,489 |
| Delaware | DUI | $2,063 | $3,593 |
| Delaware | Hit and run | $2,063 | $3,852 |
| Delaware | Reckless driving | $2,063 | $3,617 |
| Delaware | Single vehicle accident (so the drivers car only) | $2,063 | $3,099 |
| Delaware | Speeding | $2,063 | $2,902 |
| Delaware | Talking on cellphone ticket | $2,063 | $2,664 |
| Delaware | Texting ticket | $2,063 | $2,664 |
| Florida | DUI | $2,694 | $4,261 |
| Florida | Hit and run | $2,694 | $4,514 |
| Florida | Reckless driving | $2,694 | $4,503 |
| Florida | Single vehicle accident (so the drivers car only) | $2,694 | $4,004 |
| Florida | Speeding | $2,694 | $3,632 |
| Florida | Talking on cellphone ticket | $2,694 | $3,155 |
| Florida | Texting ticket | $2,694 | $3,174 |
| Georgia | DUI | $1,970 | $3,433 |
| Georgia | Hit and run | $1,970 | $3,543 |
| Georgia | Reckless driving | $1,970 | $3,199 |
| Georgia | Single vehicle accident (so the drivers car only) | $1,970 | $3,092 |
| Georgia | Speeding | $1,970 | $2,678 |
| Georgia | Talking on cellphone ticket | $1,970 | $2,426 |
| Georgia | Texting ticket | $1,970 | $2,426 |
| Hawaii | DUI | $1,517 | $5,272 |
| Hawaii | Hit and run | $1,517 | $5,296 |
| Hawaii | Reckless driving | $1,517 | $4,912 |
| Hawaii | Single vehicle accident (so the drivers car only) | $1,517 | $2,115 |
| Hawaii | Speeding | $1,517 | $2,539 |
| Hawaii | Talking on cellphone ticket | $1,517 | $1,731 |
| Hawaii | Texting ticket | $1,517 | $1,731 |
| Iowa | DUI | $1,630 | $2,541 |
| Iowa | Hit and run | $1,630 | $2,595 |
| Iowa | Reckless driving | $1,630 | $2,544 |
| Iowa | Single vehicle accident (so the drivers car only) | $1,630 | $2,371 |
| Iowa | Speeding | $1,630 | $2,141 |
| Iowa | Talking on cellphone ticket | $1,630 | $2,012 |
| Iowa | Texting ticket | $1,630 | $2,038 |
| Idaho | DUI | $1,428 | $2,393 |
| Idaho | Hit and run | $1,428 | $2,437 |
| Idaho | Reckless driving | $1,428 | $2,264 |
| Idaho | Single vehicle accident (so the drivers car only) | $1,428 | $2,209 |
| Idaho | Speeding | $1,428 | $1,830 |
| Idaho | Talking on cellphone ticket | $1,428 | $1,720 |
| Idaho | Texting ticket | $1,428 | $1,720 |
| Illinois | DUI | $1,532 | $2,604 |
| Illinois | Hit and run | $1,532 | $2,704 |
| Illinois | Reckless driving | $1,532 | $2,580 |
| Illinois | Single vehicle accident (so the drivers car only) | $1,532 | $2,343 |
| Illinois | Speeding | $1,532 | $2,102 |
| Illinois | Talking on cellphone ticket | $1,532 | $1,927 |
| Illinois | Texting ticket | $1,532 | $1,927 |
| Indiana | DUI | $1,515 | $2,649 |
| Indiana | Hit and run | $1,515 | $2,777 |
| Indiana | Reckless driving | $1,515 | $2,755 |
| Indiana | Single vehicle accident (so the drivers car only) | $1,515 | $2,511 |
| Indiana | Speeding | $1,515 | $2,237 |
| Indiana | Talking on cellphone ticket | $1,515 | $1,937 |
| Indiana | Texting ticket | $1,515 | $1,954 |
| Kansas | DUI | $1,900 | $3,321 |
| Kansas | Hit and run | $1,900 | $3,430 |
| Kansas | Reckless driving | $1,900 | $3,026 |
| Kansas | Single vehicle accident (so the drivers car only) | $1,900 | $3,028 |
| Kansas | Speeding | $1,900 | $2,288 |
| Kansas | Talking on cellphone ticket | $1,900 | $2,274 |
| Kansas | Texting ticket | $1,900 | $2,276 |
| Kentucky | DUI | $2,228 | $4,202 |
| Kentucky | Hit and run | $2,228 | $4,248 |
| Kentucky | Reckless driving | $2,228 | $4,096 |
| Kentucky | Single vehicle accident (so the drivers car only) | $2,228 | $3,576 |
| Kentucky | Speeding | $2,228 | $3,291 |
| Kentucky | Talking on cellphone ticket | $2,228 | $2,662 |
| Kentucky | Texting ticket | $2,228 | $2,692 |
| Louisiana | DUI | $2,883 | $4,445 |
| Louisiana | Hit and run | $2,883 | $4,650 |
| Louisiana | Reckless driving | $2,883 | $4,551 |
| Louisiana | Single vehicle accident (so the drivers car only) | $2,883 | $4,290 |
| Louisiana | Speeding | $2,883 | $3,897 |
| Louisiana | Talking on cellphone ticket | $2,883 | $3,501 |
| Louisiana | Texting ticket | $2,883 | $3,501 |
| Massachusetts | DUI | $1,726 | $3,194 |
| Massachusetts | Hit and run | $1,726 | $2,954 |
| Massachusetts | Reckless driving | $1,726 | $2,818 |
| Massachusetts | Single vehicle accident (so the drivers car only) | $1,726 | $2,697 |
| Massachusetts | Speeding | $1,726 | $2,105 |
| Massachusetts | Talking on cellphone ticket | $1,726 | $2,083 |
| Massachusetts | Texting ticket | $1,726 | $2,083 |
| Maryland | DUI | $1,746 | $3,185 |
| Maryland | Hit and run | $1,746 | $3,196 |
| Maryland | Reckless driving | $1,746 | $3,107 |
| Maryland | Single vehicle accident (so the drivers car only) | $1,746 | $2,744 |
| Maryland | Speeding | $1,746 | $2,445 |
| Maryland | Talking on cellphone ticket | $1,746 | $2,204 |
| Maryland | Texting ticket | $1,746 | $2,204 |
| Maine | DUI | $1,175 | $2,170 |
| Maine | Hit and run | $1,175 | $2,346 |
| Maine | Reckless driving | $1,175 | $2,241 |
| Maine | Single vehicle accident (so the drivers car only) | $1,175 | $1,688 |
| Maine | Speeding | $1,175 | $1,514 |
| Maine | Talking on cellphone ticket | $1,175 | $1,408 |
| Maine | Texting ticket | $1,175 | $1,474 |
| Michigan | DUI | $2,352 | $6,163 |
| Michigan | Hit and run | $2,352 | $5,883 |
| Michigan | Reckless driving | $2,352 | $5,600 |
| Michigan | Single vehicle accident (so the drivers car only) | $2,352 | $3,660 |
| Michigan | Speeding | $2,352 | $3,464 |
| Michigan | Talking on cellphone ticket | $2,352 | $3,121 |
| Michigan | Texting ticket | $2,352 | $3,121 |
| Minnesota | DUI | $1,911 | $4,176 |
| Minnesota | Hit and run | $1,911 | $4,183 |
| Minnesota | Reckless driving | $1,911 | $3,897 |
| Minnesota | Single vehicle accident (so the drivers car only) | $1,911 | $2,920 |
| Minnesota | Speeding | $1,911 | $2,522 |
| Minnesota | Talking on cellphone ticket | $1,911 | $2,380 |
| Minnesota | Texting ticket | $1,911 | $2,380 |
| Missouri | DUI | $1,982 | $2,949 |
| Missouri | Hit and run | $1,982 | $3,037 |
| Missouri | Reckless driving | $1,982 | $3,017 |
| Missouri | Single vehicle accident (so the drivers car only) | $1,982 | $2,869 |
| Missouri | Speeding | $1,982 | $2,465 |
| Missouri | Talking on cellphone ticket | $1,982 | $2,403 |
| Missouri | Texting ticket | $1,982 | $2,417 |
| Mississippi | DUI | $2,008 | $3,832 |
| Mississippi | Hit and run | $2,008 | $3,892 |
| Mississippi | Reckless driving | $2,008 | $3,451 |
| Mississippi | Single vehicle accident (so the drivers car only) | $2,008 | $3,405 |
| Mississippi | Speeding | $2,008 | $2,685 |
| Mississippi | Talking on cellphone ticket | $2,008 | $2,522 |
| Mississippi | Texting ticket | $2,008 | $2,552 |
| Montana | DUI | $2,193 | $3,603 |
| Montana | Hit and run | $2,193 | $3,752 |
| Montana | Reckless driving | $2,193 | $3,509 |
| Montana | Single vehicle accident (so the drivers car only) | $2,193 | $3,086 |
| Montana | Speeding | $2,193 | $2,834 |
| Montana | Talking on cellphone ticket | $2,193 | $2,668 |
| Montana | Texting ticket | $2,193 | $2,668 |
| North Carolina | DUI | $1,741 | $7,344 |
| North Carolina | Hit and run | $1,741 | $5,040 |
| North Carolina | Reckless driving | $1,741 | $3,131 |
| North Carolina | Single vehicle accident (so the drivers car only) | $1,741 | $2,949 |
| North Carolina | Speeding | $1,741 | $2,527 |
| North Carolina | Talking on cellphone ticket | $1,741 | $2,420 |
| North Carolina | Texting ticket | $1,741 | $2,420 |
| North Dakota | DUI | $1,665 | $3,027 |
| North Dakota | Hit and run | $1,665 | $3,148 |
| North Dakota | Reckless driving | $1,665 | $3,019 |
| North Dakota | Single vehicle accident (so the drivers car only) | $1,665 | $2,200 |
| North Dakota | Speeding | $1,665 | $2,024 |
| North Dakota | Talking on cellphone ticket | $1,665 | $1,932 |
| North Dakota | Texting ticket | $1,665 | $1,932 |
| Nebraska | DUI | $1,902 | $3,840 |
| Nebraska | Hit and run | $1,902 | $4,054 |
| Nebraska | Reckless driving | $1,902 | $3,774 |
| Nebraska | Single vehicle accident (so the drivers car only) | $1,902 | $3,100 |
| Nebraska | Speeding | $1,902 | $2,775 |
| Nebraska | Talking on cellphone ticket | $1,902 | $2,216 |
| Nebraska | Texting ticket | $1,902 | $2,216 |
| New Hampshire | DUI | $1,265 | $2,001 |
| New Hampshire | Hit and run | $1,265 | $2,024 |
| New Hampshire | Reckless driving | $1,265 | $2,003 |
| New Hampshire | Single vehicle accident (so the drivers car only) | $1,265 | $1,923 |
| New Hampshire | Speeding | $1,265 | $1,637 |
| New Hampshire | Talking on cellphone ticket | $1,265 | $1,586 |
| New Hampshire | Texting ticket | $1,265 | $1,586 |
| New Jersey | DUI | $1,902 | $3,666 |
| New Jersey | Hit and run | $1,902 | $3,617 |
| New Jersey | Reckless driving | $1,902 | $3,378 |
| New Jersey | Single vehicle accident (so the drivers car only) | $1,902 | $3,449 |
| New Jersey | Speeding | $1,902 | $2,713 |
| New Jersey | Talking on cellphone ticket | $1,902 | $2,732 |
| New Jersey | Texting ticket | $1,902 | $2,732 |
| New Mexico | DUI | $2,049 | $3,242 |
| New Mexico | Hit and run | $2,049 | $3,381 |
| New Mexico | Reckless driving | $2,049 | $3,307 |
| New Mexico | Single vehicle accident (so the drivers car only) | $2,049 | $2,940 |
| New Mexico | Speeding | $2,049 | $2,661 |
| New Mexico | Talking on cellphone ticket | $2,049 | $2,439 |
| New Mexico | Texting ticket | $2,049 | $2,439 |
| Nevada | DUI | $2,060 | $3,285 |
| Nevada | Hit and run | $2,060 | $3,341 |
| Nevada | Reckless driving | $2,060 | $3,301 |
| Nevada | Single vehicle accident (so the drivers car only) | $2,060 | $3,315 |
| Nevada | Speeding | $2,060 | $2,678 |
| Nevada | Talking on cellphone ticket | $2,060 | $2,644 |
| Nevada | Texting ticket | $2,060 | $2,666 |
| New York | DUI | $1,870 | $2,861 |
| New York | Hit and run | $1,870 | $2,891 |
| New York | Reckless driving | $1,870 | $2,588 |
| New York | Single vehicle accident (so the drivers car only) | $1,870 | $2,603 |
| New York | Speeding | $1,870 | $2,227 |
| New York | Talking on cellphone ticket | $1,870 | $2,044 |
| New York | Texting ticket | $1,870 | $2,044 |
| Ohio | DUI | $1,417 | $2,522 |
| Ohio | Hit and run | $1,417 | $2,641 |
| Ohio | Reckless driving | $1,417 | $2,564 |
| Ohio | Single vehicle accident (so the drivers car only) | $1,417 | $2,379 |
| Ohio | Speeding | $1,417 | $2,106 |
| Ohio | Talking on cellphone ticket | $1,417 | $1,892 |
| Ohio | Texting ticket | $1,417 | $1,918 |
| Oklahoma | DUI | $2,138 | $3,250 |
| Oklahoma | Hit and run | $2,138 | $3,581 |
| Oklahoma | Reckless driving | $2,138 | $3,355 |
| Oklahoma | Single vehicle accident (so the drivers car only) | $2,138 | $2,987 |
| Oklahoma | Speeding | $2,138 | $2,700 |
| Oklahoma | Talking on cellphone ticket | $2,138 | $2,628 |
| Oklahoma | Texting ticket | $2,138 | $2,628 |
| Oregon | DUI | $1,678 | $2,716 |
| Oregon | Hit and run | $1,678 | $2,840 |
| Oregon | Reckless driving | $1,678 | $2,821 |
| Oregon | Single vehicle accident (so the drivers car only) | $1,678 | $2,639 |
| Oregon | Speeding | $1,678 | $2,239 |
| Oregon | Talking on cellphone ticket | $1,678 | $2,170 |
| Oregon | Texting ticket | $1,678 | $2,170 |
| Pennsylvania | DUI | $1,872 | $3,320 |
| Pennsylvania | Hit and run | $1,872 | $3,178 |
| Pennsylvania | Reckless driving | $1,872 | $3,323 |
| Pennsylvania | Single vehicle accident (so the drivers car only) | $1,872 | $3,205 |
| Pennsylvania | Speeding | $1,872 | $2,248 |
| Pennsylvania | Talking on cellphone ticket | $1,872 | $2,154 |
| Pennsylvania | Texting ticket | $1,872 | $2,154 |
| Rhode Island | DUI | $2,061 | $4,219 |
| Rhode Island | Hit and run | $2,061 | $4,165 |
| Rhode Island | Reckless driving | $2,061 | $3,669 |
| Rhode Island | Single vehicle accident (so the drivers car only) | $2,061 | $2,174 |
| Rhode Island | Speeding | $2,061 | $2,888 |
| Rhode Island | Talking on cellphone ticket | $2,061 | $2,929 |
| Rhode Island | Texting ticket | $2,061 | $2,929 |
| South Carolina | DUI | $2,009 | $2,988 |
| South Carolina | Hit and run | $2,009 | $3,291 |
| South Carolina | Reckless driving | $2,009 | $3,144 |
| South Carolina | Single vehicle accident (so the drivers car only) | $2,009 | $2,896 |
| South Carolina | Speeding | $2,009 | $2,561 |
| South Carolina | Talking on cellphone ticket | $2,009 | $2,534 |
| South Carolina | Texting ticket | $2,009 | $2,543 |
| South Dakota | DUI | $2,280 | $3,928 |
| South Dakota | Hit and run | $2,280 | $4,086 |
| South Dakota | Reckless driving | $2,280 | $3,606 |
| South Dakota | Single vehicle accident (so the drivers car only) | $2,280 | $3,189 |
| South Dakota | Speeding | $2,280 | $2,789 |
| South Dakota | Talking on cellphone ticket | $2,280 | $2,652 |
| South Dakota | Texting ticket | $2,280 | $2,652 |
| Tennessee | DUI | $1,677 | $2,891 |
| Tennessee | Hit and run | $1,677 | $2,996 |
| Tennessee | Reckless driving | $1,677 | $2,865 |
| Tennessee | Single vehicle accident (so the drivers car only) | $1,677 | $2,608 |
| Tennessee | Speeding | $1,677 | $2,332 |
| Tennessee | Talking on cellphone ticket | $1,677 | $2,077 |
| Tennessee | Texting ticket | $1,677 | $2,098 |
| Texas | DUI | $2,043 | $3,247 |
| Texas | Hit and run | $2,043 | $3,090 |
| Texas | Reckless driving | $2,043 | $3,090 |
| Texas | Single vehicle accident (so the drivers car only) | $2,043 | $3,295 |
| Texas | Speeding | $2,043 | $2,567 |
| Texas | Talking on cellphone ticket | $2,043 | $2,497 |
| Texas | Texting ticket | $2,043 | $2,497 |
| Utah | DUI | $1,825 | $2,983 |
| Utah | Hit and run | $1,825 | $3,119 |
| Utah | Reckless driving | $1,825 | $3,072 |
| Utah | Single vehicle accident (so the drivers car only) | $1,825 | $2,875 |
| Utah | Speeding | $1,825 | $2,297 |
| Utah | Talking on cellphone ticket | $1,825 | $2,238 |
| Utah | Texting ticket | $1,825 | $2,238 |
| Virginia | DUI | $1,469 | $2,580 |
| Virginia | Hit and run | $1,469 | $2,683 |
| Virginia | Reckless driving | $1,469 | $2,635 |
| Virginia | Single vehicle accident (so the drivers car only) | $1,469 | $2,284 |
| Virginia | Speeding | $1,469 | $1,949 |
| Virginia | Talking on cellphone ticket | $1,469 | $1,810 |
| Virginia | Texting ticket | $1,469 | $1,810 |
| Vermont | DUI | $1,319 | $2,621 |
| Vermont | Hit and run | $1,319 | $2,662 |
| Vermont | Reckless driving | $1,319 | $2,511 |
| Vermont | Single vehicle accident (so the drivers car only) | $1,319 | $1,869 |
| Vermont | Speeding | $1,319 | $1,741 |
| Vermont | Talking on cellphone ticket | $1,319 | $1,894 |
| Vermont | Texting ticket | $1,319 | $1,894 |
| Washington | DUI | $1,608 | $2,846 |
| Washington | Hit and run | $1,608 | $3,008 |
| Washington | Reckless driving | $1,608 | $2,944 |
| Washington | Single vehicle accident (so the drivers car only) | $1,608 | $2,459 |
| Washington | Speeding | $1,608 | $2,245 |
| Washington | Talking on cellphone ticket | $1,608 | $1,968 |
| Washington | Texting ticket | $1,608 | $1,995 |
| Wisconsin | DUI | $1,664 | $2,899 |
| Wisconsin | Hit and run | $1,664 | $2,986 |
| Wisconsin | Reckless driving | $1,664 | $2,908 |
| Wisconsin | Single vehicle accident (so the drivers car only) | $1,664 | $2,538 |
| Wisconsin | Speeding | $1,664 | $2,343 |
| Wisconsin | Talking on cellphone ticket | $1,664 | $2,068 |
| Wisconsin | Texting ticket | $1,664 | $2,068 |
| West Virginia | DUI | $2,005 | $3,805 |
| West Virginia | Hit and run | $2,005 | $3,863 |
| West Virginia | Reckless driving | $2,005 | $3,724 |
| West Virginia | Single vehicle accident (so the drivers car only) | $2,005 | $2,989 |
| West Virginia | Speeding | $2,005 | $2,719 |
| West Virginia | Talking on cellphone ticket | $2,005 | $2,458 |
| West Virginia | Texting ticket | $2,005 | $2,458 |
| Wyoming | DUI | $1,758 | $3,314 |
| Wyoming | Hit and run | $1,758 | $3,344 |
| Wyoming | Reckless driving | $1,758 | $3,083 |
| Wyoming | Single vehicle accident (so the drivers car only) | $1,758 | $2,453 |
| Wyoming | Speeding | $1,758 | $2,520 |
| Wyoming | Talking on cellphone ticket | $1,758 | $1,973 |
| Wyoming | Texting ticket | $1,758 | $1,973 |
