Condo insurance in Hampton, VA

Average cost of condo insurance in Hampton

The average cost of condo insurance (HO-6) in Hampton is $640 per year, which is $53 per month, for a coverage level of $40,000 for personal property and liability protection of $100,000 with a $1,000 deductible.

However, the cost of condo insurance can vary depending on where you live in the city, the insurance company, and the coverage limits you choose. The highest average rate in Hampton is $2,043, which is $1,728 more than the lowest average rate of $315.

Average annual cost	$640
Average per month cost	$53
Highest average rate	$2,043
Lowest average rate	$315

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Cheapest condo insurance in Hampton

The most affordable condo insurance company in Hampton is IAT Insurance Group, with an average yearly cost of $315. The second most affordable option is Universal Insurance Holding, with an average annual rate of $392.

These rates are only averages, so it's a good idea to compare quotes from different companies to find the best option for your needs.

Company	Average annual premium	Average monthly premium
IAT Insurance Group	$315	$26
Universal Insurance Holding	$392	$33
Erie Insurance	$399	$33
State Farm	$425	$35
American Family	$436	$36
Progressive	$542	$45
Nationwide	$641	$53
Farmers	$654	$55
Allstate	$760	$63
Travelers	$1,833	$153

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Condo insurance cost in Hampton compared with the state average

The average cost of condo insurance in Hampton is $640 per year. That is $195 more than the state average of $445.

City average cost	$640
State average cost	$445

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Condo insurance cost in Hampton by coverage level

Several factors affect your HO-6 condo insurance. One key factor is your location, and another is the amount of personal property coverage you choose. The higher your coverage limit, the higher the condo insurance cost.

For example, the average annual cost for $40,000 in personal property coverage is $640, or about $53 per month.

Condo insurance rates in Hampton with $100,000 liability

The following table shows the cost of condo insurance for four coverage levels with a liability limit of $100,000 and $1,000 deductible.

Coverage	Average annual rate	Average per month rate
$40,000	$640	$53
$60,000	$764	$64
$80,000	$875	$73
$100,000	$991	$83

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Condo insurance cost in Hampton with $300,000 liability

The following table shows the cost of condo insurance for four coverage levels with a liability limit of $300,000 and $1,000 deductible.

Coverage	Average annual rate	Average per month rate
$40,000	$660	$55
$60,000	$787	$66
$80,000	$901	$75
$100,000	$1,019	$85

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Methodology

Insurance.com compared condo insurance rates provided by Quadrant Information Services from 2023 for around 29,000 cities in all states and Washington D.C for multiple coverage levels. The content has been updated for 2025.